Express Insurance Limited (DSE:EIL)
Bangladesh · Delayed Price · Currency is BDT 32.50
-0.40 (-1.22%)
At close: Sep 3, 2026
Express Insurance Cash Flow Statement
Financials in millions BDT. Fiscal year is January - December.
Millions BDT. Fiscal year is Jan - Dec.
Operating Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Income | 62.19 | 32.92 | 21.85 | 39.85 | 46.48 | 54.05 |
Depreciation & Amortization | 28.98 | 28.93 | 29.65 | 26.27 | 27.68 | 20.83 |
Gain (Loss) on Sale of Assets | - | - | - | -0.81 | -3.18 | -0.62 |
Gain (Loss) on Sale of Investments | - | - | - | -3.96 | -4.39 | -39.74 |
Change in Unearned Revenue | - | - | - | -56.98 | -27.9 | 23.92 |
Change in Insurance Reserves / Liabilities | - | - | - | -3.95 | 37.53 | 33 |
Change in Other Net Operating Assets | -56.98 | -84.4 | -61.6 | 16.37 | 5.96 | 19.49 |
Other Operating Activities | 39.3 | 86.92 | 107.49 | 98.46 | 91.03 | 95.97 |
Operating Cash Flow | 73.5 | 64.37 | 97.4 | 115.26 | 173.21 | 206.9 |
Operating Cash Flow Growth | -46.95% | -33.91% | -15.50% | -33.46% | -16.28% | -11.58% |
Investing Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Capital Expenditures | -6.24 | -8.49 | -15.99 | -23.48 | -12.12 | -31.31 |
Investment in Securities | -111.48 | -111.34 | -19.97 | -9.37 | -11.93 | -24.38 |
Other Investing Activities | - | - | - | - | - | -3.1 |
Investing Cash Flow | -117.72 | -119.83 | -35.97 | -32.85 | -24.06 | -58.79 |
Financing Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Common Dividends Paid | -32.56 | -32.56 | -45.5 | -45.56 | -72.08 | -5.44 |
Financing Cash Flow | -32.56 | -32.56 | -45.5 | -45.56 | -72.08 | -5.44 |
Net Cash Flow
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Miscellaneous Cash Flow Adjustments | - | - | 0.03 | - | - | - |
Net Cash Flow | -76.79 | -88.02 | 15.96 | 36.85 | 77.08 | 142.67 |
Free Cash Flow
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Free Cash Flow | 67.26 | 55.88 | 81.4 | 91.78 | 161.09 | 175.59 |
Free Cash Flow Growth | -44.15% | -31.36% | -11.30% | -43.03% | -8.26% | -17.09% |
Free Cash Flow Margin | 35.68% | 34.58% | 47.21% | 50.12% | 84.02% | 93.40% |
Free Cash Flow Per Share | 1.03 | 0.86 | 1.25 | 1.41 | 2.47 | 2.69 |
Levered Free Cash Flow | 113.98 | 43.4 | 42.36 | 81.21 | 174.72 | 200.26 |
Unlevered Free Cash Flow | 114.85 | 44.27 | 43.41 | 82.08 | 175.36 | 201.43 |
Additional Metrics
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash Income Tax Paid | 58.05 | 55.9 | 32.1 | 47.86 | 31.12 | 27.67 |
Change in Working Capital | -56.98 | -84.4 | -61.6 | -44.55 | 15.59 | 76.41 |