Express Insurance Limited (DSE:EIL)

Express Insurance Ratios and Metrics

Market cap in millions BDT. Fiscal year is January - December.

Fiscal Year	Current	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	May 5, 2026	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Market Capitalization	1,747	3,847	2,464	1,780	2,275	2,178
Market Cap Growth	-48.46%	56.08%	38.46%	-21.78%	4.49%	-
Enterprise Value	551	2,679	1,283	591	1,237	1,264
PE Ratio	136.86	176.01	61.84	38.29	42.10	98.89
PS Ratio	11.91	22.31	13.46	9.28	12.10	16.14
PB Ratio	1.36	3.06	2.02	1.52	2.04	2.15
P/FCF Ratio	16.71	47.23	26.85	11.05	12.96	10.28
P/OCF Ratio	14.47	39.48	21.38	10.28	11.00	9.31
EV/Sales Ratio	3.76	15.54	7.01	3.08	6.58	9.37
EV/EBITDA Ratio	4.10	18.54	8.48	3.71	7.92	11.40
EV/EBIT Ratio	5.26	21.11	9.39	4.07	8.59	12.48
EV/FCF Ratio	5.27	32.90	13.99	3.67	7.05	5.97
Debt / Equity Ratio	-	0.07	0.05	0.04	0.02	0.02
Debt / EBITDA Ratio	-	0.53	0.37	0.26	0.15	0.16
Debt / FCF Ratio	-	1.02	0.66	0.27	0.14	0.09
Net Debt / Equity Ratio	-0.93	-0.90	-0.93	-0.96	-0.95	-0.92
Net Debt / EBITDA Ratio	-9.78	-7.86	-7.55	-7.05	-6.81	-8.36
Net Debt / FCF Ratio	-11.44	-13.94	-12.45	-6.96	-6.06	-4.38
Quick Ratio	1.30	1.37	1.41	1.44	1.52	1.73
Current Ratio	2.02	2.02	2.02	2.04	2.19	2.52
Asset Turnover	0.06	0.08	0.09	0.09	0.10	0.09
Return on Equity (ROE)	1.01%	1.76%	3.33%	4.07%	5.08%	2.56%
Return on Assets (ROA)	2.81%	3.53%	3.96%	4.44%	4.88%	4.37%
Return on Invested Capital (ROIC)	2.55%	3.28%	5.80%	5.46%	9.04%	7.72%
Earnings Yield	0.73%	0.57%	1.62%	2.61%	2.38%	1.01%
FCF Yield	5.98%	2.12%	3.72%	9.05%	7.72%	9.72%
Dividend Yield	1.89%	0.86%	1.91%	2.72%	3.15%	2.31%
Payout Ratio	255.13%	208.20%	114.33%	155.06%	10.06%	148.03%
Buyback Yield / Dilution	-	-	-	-	-22.45%	-36.11%
Total Shareholder Return	1.89%	0.86%	1.91%	2.72%	-19.30%	-33.80%

Source: S&P Global Market Intelligence. Insurance template. Financial Sources.