Express Insurance Balance Sheet

Financials in millions BDT. Fiscal year is January - December.

Millions BDT. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Investments in Debt Securities	120	110	-	50	45	45
Investments in Equity & Preferred Securities	98.56	90.67	-	146.45	139.99	151.28
Other Investments	19.5	15.11	194.51	19.36	20.27	10
Total Investments	238.06	215.78	194.51	215.81	205.26	206.28
Cash & Equivalents	1,196	1,201	1,219	1,203	1,166	1,089
Reinsurance Recoverable	158.21	154.55	143.47	132.23	120.52	107.62
Other Receivables	488.77	35.83	33.17	26.08	28.79	18.63
Property, Plant & Equipment	297.42	297.11	292.24	275.01	254.27	203.96
Other Current Assets	-	462.4	399.74	356.46	331.76	350.58
Other Long-Term Assets	2.26	0.62	1.44	1.2	1.98	0.99
Total Assets	2,381	2,367	2,283	2,209	2,108	1,977
Accrued Expenses	-	13.99	29.28	24.47	20.55	12.49
Insurance & Annuity Liabilities	0.97	0.97	0.94	0.8	0.72	7.6
Unpaid Claims	95	98.76	81.83	93.23	97.17	70.27
Unearned Premiums	12.77	12.51	10.77	20.06	77.04	104.89
Reinsurance Payable	343.87	332.73	355.12	365.65	287.21	228.2
Current Portion of Leases	-	98.68	83.45	60.22	44.18	24.62
Short-Term Debt	-	0.02	0.01	0.01	-	-
Current Income Taxes Payable	324.02	347.13	306.46	263.17	255.21	243.45
Other Current Liabilities	120.74	1.72	0.59	0.49	0.49	1.01
Other Long-Term Liabilities	143.66	143.06	138.03	134.76	130.62	146.62
Total Liabilities	1,061	1,069	1,026	987.07	939.29	862.44
Common Stock	651.97	651.97	651.97	651.97	651.97	651.97
Retained Earnings	567.32	544.69	501.88	464.55	409.38	386.14
Comprehensive Income & Other	101.13	101.64	103.72	105.83	107.72	76.21
Shareholders' Equity	1,320	1,298	1,258	1,222	1,169	1,114
Total Liabilities & Equity	2,381	2,367	2,283	2,209	2,108	1,977
Filing Date Shares Outstanding	65.2	65.2	65.2	65.2	65.2	65.2
Total Common Shares Outstanding	65.2	65.2	65.2	65.2	65.2	65.2
Total Debt	-	98.7	83.46	60.24	44.18	24.62
Net Cash (Debt)	1,196	1,102	1,135	1,142	1,122	1,064
Net Cash Growth	-3.13%	-2.93%	-0.64%	1.85%	5.41%	14.80%
Net Cash Per Share	18.35	16.90	17.41	17.52	17.20	16.32
Book Value Per Share	20.25	19.91	19.29	18.75	17.93	17.09
Tangible Book Value	1,320	1,298	1,258	1,222	1,169	1,114
Tangible Book Value Per Share	20.25	19.91	19.29	18.75	17.93	17.09
Land	-	189.09	189.09	189.09	189.09	149.91
Machinery	-	134.94	133.31	122.44	108.17	104.06