Express Insurance Balance Sheet

Financials in millions BDT. Fiscal year is January - December.

Millions BDT. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Investments in Debt Securities	135	110	-	50	45	45
Investments in Equity & Preferred Securities	108.64	90.67	-	146.45	139.99	151.28
Other Investments	20.82	15.11	194.51	19.36	20.27	10
Total Investments	264.45	215.78	194.51	215.81	205.26	206.28
Cash & Equivalents	1,230	1,201	1,219	1,203	1,166	1,089
Reinsurance Recoverable	161.27	154.55	143.47	132.23	120.52	107.62
Other Receivables	30.19	35.83	33.17	26.08	28.79	18.63
Property, Plant & Equipment	293.47	297.11	292.24	275.01	254.27	203.96
Other Current Assets	479.82	462.4	399.74	356.46	331.76	350.58
Other Long-Term Assets	1.59	0.62	1.44	1.2	1.98	0.99
Total Assets	2,461	2,367	2,283	2,209	2,108	1,977
Accrued Expenses	-	13.99	29.28	24.47	20.55	12.49
Insurance & Annuity Liabilities	0.97	0.97	0.94	0.8	0.72	7.6
Unpaid Claims	132.59	98.76	81.83	93.23	97.17	70.27
Unearned Premiums	11.79	12.51	10.77	20.06	77.04	104.89
Reinsurance Payable	344.1	332.73	355.12	365.65	287.21	228.2
Current Portion of Leases	-	98.68	83.45	60.22	44.18	24.62
Short-Term Debt	-	0.02	0.01	0.01	-	-
Current Income Taxes Payable	333.97	347.13	306.46	263.17	255.21	243.45
Other Current Liabilities	118.07	1.72	0.59	0.49	0.49	1.01
Other Long-Term Liabilities	147.06	143.06	138.03	134.76	130.62	146.62
Total Liabilities	1,105	1,069	1,026	987.07	939.29	862.44
Common Stock	651.97	651.97	651.97	651.97	651.97	651.97
Retained Earnings	602.74	544.69	501.88	464.55	409.38	386.14
Comprehensive Income & Other	100.62	101.64	103.72	105.83	107.72	76.21
Shareholders' Equity	1,355	1,298	1,258	1,222	1,169	1,114
Total Liabilities & Equity	2,461	2,367	2,283	2,209	2,108	1,977
Filing Date Shares Outstanding	65.2	65.2	65.2	65.2	65.2	65.2
Total Common Shares Outstanding	65.2	65.2	65.2	65.2	65.2	65.2
Total Debt	-	98.7	83.46	60.24	44.18	24.62
Net Cash (Debt)	1,230	1,102	1,135	1,142	1,122	1,064
Net Cash Growth	-0.55%	-2.93%	-0.64%	1.85%	5.41%	14.80%
Net Cash Per Share	18.87	16.90	17.41	17.52	17.20	16.32
Book Value Per Share	20.79	19.91	19.29	18.75	17.93	17.09
Tangible Book Value	1,355	1,298	1,258	1,222	1,169	1,114
Tangible Book Value Per Share	20.79	19.91	19.29	18.75	17.93	17.09
Land	-	189.09	189.09	189.09	189.09	149.91
Machinery	-	134.94	133.31	122.44	108.17	104.06