IDLC Finance PLC. (DSE:IDLC)

IDLC Finance PLC. Financials Overview

Financials in millions BDT. Fiscal year is January - December.

Revenue & Profits

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Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Revenue Revenue Growth	8,474	7,665	6,458	5,179	5,549	6,267
Revenue Growth	22.54%	18.68%	24.70%	-6.68%	-11.44%	2.52%
Operating Income Operating Income Growth	5,119	4,501	3,582	2,391	2,895	3,732
Net Income Net Income Growth	2,716	2,434	2,003	1,514	1,915	2,116
Earnings Per Share EPS Growth	5.93	5.31	4.37	3.30	4.18	4.62
EPS Growth	16.13%	21.51%	32.32%	-20.94%	-9.52%	-16.71%

Revenue by Segment

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Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Core Financing Business Core Financing Business Growth	6,805	6,225	1,331	4,494	4,587
Investment Banking Business Investment Banking Business Growth	599.85	451.21	105.02	337.71	359.1
Brokerage Business Brokerage Business Growth	905.15	722.81	242.54	774.32	928.35
Asset Management Business Asset Management Business Growth	178.77	77.69	66.1	61.81	135.15
Inter-Segment Revenue/Interest Expense Inter-Segment Revenue/Interest Expense Growth	-19.72	-220.28	-	-	-
Total Total Growth	8,469	7,256	1,745	5,667	6,010

Cash & Debt

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Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Cash & Investments Cash & Investments Growth	11,081	12,498	12,258	18,281	29,770	42,565
Total Debt Total Debt Growth	28,159	32,658	28,668	32,847	37,730	38,213
Net Cash (Debt) Net Cash Growth	-17,078	-20,160	-16,410	-14,566	-7,960	4,351
Net Cash Growth	-	-	-	-	-	-
Net Cash Per Share Net Cash Per Share Growth	-37.26	-43.99	-35.81	-31.78	-17.37	9.49

Cash Flow & CapEx

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Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Operating Cash Flow Operating Cash Flow Growth	19,463	23,298	3,501	-9,647	-8,771	18,664
Capital Expenditures CapEx Growth	-1,070	-705.78	-161.04	-135.07	-96.74	-777.89
Free Cash Flow Free Cash Flow Growth	18,392	22,593	3,340	-9,782	-8,868	17,886
Free Cash Flow Growth	96.23%	576.50%	-	-	-	432.76%

Margins

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Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Operating Margin	60.41%	58.72%	55.46%	46.17%	52.17%	59.55%
Pretax Margin	57.00%	55.08%	54.33%	46.56%	47.17%	59.08%
Profit Margin	32.05%	31.75%	31.01%	29.23%	34.50%	33.77%
FCF Margin	217.04%	294.75%	51.71%	-188.89%	-159.80%	285.42%

Dividends

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Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Oct 15, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Dividend Per Share Dividend Per Share Growth	1.429	1.429	1.361	1.361	1.361	1.296
Dividend Per Share Growth	5.00%	5.00%	0.01%	0%	5.00%	4.99%
Dividend Yield	3.46%	4.20%	4.59%	3.23%	3.23%	2.49%

Valuation

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Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Oct 15, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
PE Ratio	6.97	6.40	6.79	12.77	10.10	11.28
Forward PE	6.10	6.15	7.06	5.95	7.13	47.35
P/FCF Ratio	1.03	0.69	4.07	-	-	1.34
PS Ratio	2.23	2.03	2.11	3.73	3.48	3.81

Data Source: S&P Global Market Intelligence Last updated: Jul 28, 2026

Financial data is provided by S&P Global Market Intelligence and updates within hours after each earnings release, which is every three months for this company.

Update frequency:

Quarterly

Last checked:

Oct 13, 2026

Data Sources Report a data error