IDLC Finance PLC. (DSE:IDLC)
Bangladesh · Delayed Price · Currency is BDT 46.60
+0.40 (0.87%)
At close: Aug 13, 2026
IDLC Finance PLC. Income Statement
Financials in millions BDT. Fiscal year is January - December.
Millions BDT. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Interest and Dividend Income | 21,536 | 20,095 | 16,209 | 12,846 | 11,548 | 11,683 |
Total Interest Expense | 13,265 | 12,631 | 9,970 | 7,556 | 6,121 | 5,455 |
Net Interest Income | 8,270 | 7,464 | 6,240 | 5,290 | 5,427 | 6,228 |
Commissions and Fees | 532.63 | 412.11 | 403.82 | 357.69 | 588.49 | 931.45 |
Other Revenue | 359.95 | 386.71 | 433.49 | - | 337.29 | 217.38 |
Revenue Before Loan Losses | 9,163 | 8,263 | 7,077 | 5,647 | 6,353 | 7,377 |
Provision for Loan Losses | 688.94 | 597.89 | 618.67 | 997.19 | 803.2 | 1,110 |
| 8,474 | 7,665 | 6,458 | 4,650 | 5,549 | 6,267 | |
Revenue Growth | 22.54% | 18.68% | 38.89% | -16.21% | -11.44% | 2.52% |
Salaries & Employee Benefits | 2,241 | 2,095 | 1,933 | 1,862 | 1,801 | 1,745 |
Cost of Services Provided | 438.82 | 440 | 386.3 | 363.91 | 409.42 | 319.11 |
Other Operating Expenses | 376.06 | 356.39 | 306.21 | -242.58 | 203.86 | 218.79 |
Total Operating Expenses | 3,355 | 3,164 | 2,877 | 2,251 | 2,654 | 2,535 |
Operating Income | 5,119 | 4,501 | 3,582 | 2,399 | 2,895 | 3,732 |
EBT Excluding Unusual Items | 5,119 | 4,501 | 3,582 | 2,399 | 2,895 | 3,732 |
Gain (Loss) on Sale of Investments | -310.47 | -290.79 | -81.39 | 12.23 | -283.95 | -39.57 |
Pretax Income | 4,830 | 4,222 | 3,509 | 2,411 | 2,618 | 3,702 |
Income Tax Expense | 2,114 | 1,788 | 1,506 | 897.44 | 703.06 | 1,586 |
Earnings From Continuing Ops. | 2,716 | 2,434 | 2,003 | 1,514 | 1,915 | 2,116 |
Minority Interest in Earnings | -0 | -0 | -0 | -0 | -0 | -0 |
Net Income | 2,716 | 2,434 | 2,003 | 1,514 | 1,915 | 2,116 |
Net Income to Common | 2,716 | 2,434 | 2,003 | 1,514 | 1,915 | 2,116 |
Net Income Growth | 16.18% | 21.51% | 32.32% | -20.94% | -9.52% | -16.71% |
Shares Outstanding (Basic) | 458 | 458 | 458 | 458 | 458 | 458 |
Shares Outstanding (Diluted) | 458 | 458 | 458 | 458 | 458 | 458 |
Shares Change | 0.04% | - | -0.03% | 0.03% | - | - |
EPS (Basic) | 5.93 | 5.31 | 4.37 | 3.30 | 4.18 | 4.62 |
EPS (Diluted) | 5.93 | 5.31 | 4.37 | 3.30 | 4.18 | 4.62 |
EPS Growth | 16.13% | 21.51% | 32.36% | -20.96% | -9.52% | -16.71% |
Free Cash Flow | 18,392 | 22,593 | 3,340 | -10,282 | -8,868 | 17,886 |
Free Cash Flow Per Share | 40.13 | 49.30 | 7.29 | -22.43 | -19.35 | 39.03 |
Dividend Per Share | 1.429 | 1.429 | 1.361 | 1.361 | 1.361 | 1.296 |
Dividend Growth | 5.00% | 5.00% | 0.01% | 0% | 5.00% | 4.99% |
Operating Margin | 60.41% | 58.72% | 55.46% | 51.59% | 52.17% | 59.55% |
Profit Margin | 32.05% | 31.75% | 31.01% | 32.55% | 34.50% | 33.77% |
Free Cash Flow Margin | 217.04% | 294.75% | 51.71% | -221.13% | -159.80% | 285.42% |
Effective Tax Rate | 43.77% | 42.36% | 42.92% | 37.22% | 26.86% | 42.84% |