IFIC Bank PLC (DSE:IFIC)
Bangladesh flag Bangladesh · Delayed Price · Currency is BDT
5.00
0.00 (0.00%)
At close: Nov 4, 2026

IFIC Bank Financials Overview

Millions BDT. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
-18,454-11,5929,28114,50813,40611,668
Revenue Growth
---36.02%8.22%14.89%59.15%
Net Income
-32,608-25,600-1,2063,0053,4422,541
Earnings Per Share
-16.96-13.32-0.631.561.791.32
EPS Growth
----12.70%35.46%124.29%

Revenue by Segment

Fiscal Year
FY 2025
Period EndingDec '25
Subsidiaries - IFIC Money Transfer (UK) Limited
14.01
Subsidiaries - IFIC Investment Limited
35.72
Ific Bank Plc - Islamic Banking
-35.4
IFIC Bank PLC - Off- Shore Banking Unit inside Bangladesh
30.1
IFIC Bank PLC - Conventional Banking inside Bangladesh
-11,934
Unallocated Adjustment
27.44
Subsidiaries - IFIC Securities Limited
138.4
Total
-11,724

Cash & Debt

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
23,00326,95329,50119,07622,97013,699
Total Debt
14,66612,15115,81620,05732,44521,937
Net Cash (Debt)
8,33714,80313,685-981.17-9,475-8,238
Net Cash Growth
-19.88%8.17%----
Net Cash Per Share
4.347.707.12-0.51-4.93-4.29

Cash Flow & CapEx

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
-37,262-28,627-22,501-58,856-40,126-29,681
Capital Expenditures
-256.25-403.39-770.06-1,506-1,868-1,219
Free Cash Flow
-37,518-29,031-23,271-60,362-41,994-30,900
Free Cash Flow Growth
------

Margins

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Profit Margin
---13.00%20.71%25.68%21.78%
FCF Margin
---250.73%-416.07%-313.25%-264.83%

Dividends

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022
Period EndingNov '26 Dec '25 Dec '24 Dec '23 Dec '22
Dividend Per Share
0.232---0.232
Dividend Per Share Growth
-----
Dividend Yield
4.65%---2.17%

Valuation

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingNov '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
---6.825.9711.31
PS Ratio
--0.761.491.411.532.46