IFIC Bank Income Statement

Financials in millions BDT. Fiscal year is January - December.

Millions BDT. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	18,958	21,907	39,940	32,854	26,293	22,591
Interest Paid on Deposits	44,938	44,189	37,408	24,477	18,194	15,426
Net Interest Income	-25,980	-22,282	2,533	8,377	8,099	7,165
Net Interest Income Growth (YoY)	-	-	-69.77%	3.43%	13.04%	148.97%
Gain (Loss) on Sale of Assets	-	-	4.45	25.93	2.01	-15.24
Gain (Loss) on Sale of Investments	188.58	132.25	-960.8	272.04	-2.42	1,388
Other Non-Interest Income	10,741	10,558	9,288	6,909	7,458	5,815
Total Non-Interest Income	10,930	10,690	8,332	7,207	7,458	7,188
Non-Interest Income Growth (YoY)	30.59%	28.31%	15.60%	-3.36%	3.76%	20.75%
Revenues Before Loan Losses	-15,050	-11,592	10,864	15,584	15,557	14,353
Provision for Loan Losses	-	-	1,583	1,077	2,151	2,685
Revenue	-15,050	-11,592	9,281	14,508	13,406	11,668
Revenue Growth (YoY)	-	-	-36.02%	8.22%	14.89%	59.15%
Salaries and Employee Benefits	5,187	5,099	4,964	4,446	3,625	3,117
Occupancy Expenses	3,928	3,877	2,102	1,898	1,599	1,313
Selling, General & Administrative	625.2	624.89	2,346	1,983	1,599	1,152
Other Non-Interest Expense	2,427	2,421	2,539	1,926	1,662	1,178
Total Non-Interest Expense	12,173	12,029	11,961	10,222	8,426	6,504
EBT Excluding Unusual Items	-27,224	-23,621	-2,679	4,286	4,979	5,164
Pretax Income	-27,224	-23,621	-2,679	4,286	4,979	5,164
Income Tax Expense	1,999	1,979	-1,473	1,280	1,537	2,622
Earnings From Continuing Operations	-29,223	-25,600	-1,206	3,005	3,442	2,541
Minority Interest in Earnings	-0	-0	0	-0	-0	-0
Net Income	-29,223	-25,600	-1,206	3,005	3,442	2,541
Net Income to Common	-29,223	-25,600	-1,206	3,005	3,442	2,541
Net Income Growth	-	-	-	-12.70%	35.46%	124.29%
Basic Shares Outstanding	1,922	1,922	1,922	1,922	1,922	1,922
Diluted Shares Outstanding	1,922	1,922	1,922	1,922	1,922	1,922
Shares Change (YoY)	0.41%	-0.01%	-	-	-	-
EPS (Basic)	-15.20	-13.32	-0.63	1.56	1.79	1.32
EPS (Diluted)	-15.20	-13.32	-0.63	1.56	1.79	1.32
EPS Growth	-	-	-	-12.70%	35.46%	124.29%
Dividend Per Share	-	-	-	-	0.232	-
Effective Tax Rate	-	-	-	29.88%	30.87%	50.79%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.