IFIC Bank Cash Flow Statement

Financials in millions BDT. Fiscal year is January - December.

Millions BDT. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Income	-	-	-1,206	3,005	3,442	2,541
Depreciation & Amortization	-	-	1,192	1,161	988.53	809.97
Other Amortization	-	-	202.06	144.95	111.13	91.17
Change in Trading Asset Securities	-1,866	-19,607	-3,416	-6,216	2,868	7,673
Change in Other Net Operating Assets	3,884	9,953	-22,218	-57,655	-50,171	-43,085
Other Operating Activities	-22,768	-18,973	2,946	703.58	2,635	2,289
Operating Cash Flow	-20,751	-28,627	-22,501	-58,856	-40,126	-29,681
Capital Expenditures	-270.56	-403.39	-770.06	-1,506	-1,868	-1,219
Sale of Property, Plant and Equipment	12.56	6.84	6.63	61.14	3.98	215.37
Investment in Securities	6,715	-3,536	13,386	4,899	-459.29	-10,559
Other Investing Activities	-	-	-	0	-	-0
Investing Cash Flow	6,457	-3,932	12,623	3,454	-2,324	-11,563
Long-Term Debt Issued	-	-	-	-	10,359	5,840
Long-Term Debt Repaid	-	-4,052	-4,197	-12,798	-	-0.08
Net Debt Issued (Repaid)	-5,002	-4,052	-4,197	-12,798	10,359	5,840
Common Dividends Paid	-	-	-	-446.48	-	-
Net Increase (Decrease) in Deposit Accounts	25,094	38,356	29,183	65,314	42,415	37,025
Financing Cash Flow	20,092	34,304	24,985	52,070	52,774	42,866
Foreign Exchange Rate Adjustments	-5.33	62.95	277.11	188.36	428.1	-22.3
Net Cash Flow	5,793	1,807	15,385	-3,144	10,753	1,599
Free Cash Flow	-21,021	-29,031	-23,271	-60,362	-41,994	-30,900
Free Cash Flow Margin	-	-	-250.73%	-416.07%	-313.25%	-264.83%
Free Cash Flow Per Share	-10.94	-15.11	-12.11	-31.41	-21.85	-16.08
Cash Interest Paid	-	-	33,966	23,260	17,641	15,907
Cash Income Tax Paid	-	-	1,776	2,680	2,549	2,099

Source: S&P Global Market Intelligence. Banks template. Financial Sources.