IFIC Bank PLC (DSE:IFIC)

IFIC Bank Balance Sheet

Financials in millions BDT. Fiscal year is January - December.

Assets

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Cash & Equivalents	23,003	26,953	29,501	19,076	22,970	13,699
Investment Securities	84,008	73,449	50,170	60,174	58,892	61,263
Total Investments	84,008	73,449	50,170	60,174	58,892	61,263
Gross Loans	456,612	444,997	448,882	414,983	355,859	306,333
Net Loans	456,612	444,997	448,882	414,983	355,859	306,333
Property, Plant & Equipment	8,616	9,614	10,006	10,343	9,303	7,967
Accrued Interest Receivable	1,493	1,507	1,398	1,471	1,292	1,769
Other Receivables	172	51.69	60.76	77.96	41.03	260.79
Restricted Cash	25,644	28,345	23,991	19,032	18,281	16,798
Other Current Assets	2,279	682.04	431.95	693.54	466.54	545.87
Long-Term Deferred Tax Assets	3,168	3,036	4,678	2,863	2,100	801.84
Other Real Estate Owned & Foreclosed	214.08	222.52	48	48	148.47	148.47
Other Long-Term Assets	3,307	3,430	2,314	1,176	1,196	787.35
Total Assets	608,516	592,288	571,480	529,937	470,548	410,403

Liabilities

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Accrued Expenses	435.16	864.76	1,050	998.92	1,013	880.78
Interest Bearing Deposits	546,878	503,045	464,204	435,372	369,763	327,351
Total Deposits	546,878	503,045	464,204	435,372	369,763	327,351
Short-Term Borrowings	-	764.47	17.66	15.35	1,950	257.4
Current Portion of Long-Term Debt	-	2,045	4,553	7,701	19,201	14,066
Current Income Taxes Payable	-	-	-	1,382	2,199	1,998
Accrued Interest Payable	132	12,502	8,321	4,879	3,662	3,110
Other Current Liabilities	693.22	2,495	2,880	2,001	2,140	1,937
Long-Term Debt	13,072	7,464	9,756	10,808	10,170	6,638
Long-Term Leases	1,594	1,877	1,490	1,533	1,123	975.13
Other Long-Term Liabilities	61,184	51,688	44,305	29,122	25,717	22,953
Total Liabilities	623,988	582,745	536,576	493,811	436,939	380,167

Shareholders' Equity

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Common Stock	19,221	19,221	19,221	18,306	17,859	17,009
Retained Earnings	-35,159	-10,098	15,502	17,623	15,536	12,974
Comprehensive Income & Other	465.76	419.81	180.7	196.34	213.83	253.8
Total Common Equity	-15,473	9,543	34,903	36,125	33,609	30,236
Minority Interest	0.02	0.02	0.02	0.02	0.02	0.02
Shareholders' Equity	-15,473	9,543	34,903	36,125	33,609	30,236
Total Liabilities & Equity	608,516	592,288	571,480	529,937	470,548	410,403

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Total Debt	14,666	12,151	15,816	20,057	32,445	21,937
Net Cash (Debt)	8,337	14,803	13,685	-981.17	-9,475	-8,238
Net Cash Growth	-19.88%	8.17%	-	-	-	-
Net Cash Per Share	4.34	7.70	7.12	-0.51	-4.93	-4.29
Filing Date Shares Outstanding	1,922	1,922	1,922	1,922	1,922	1,922
Total Common Shares Outstanding	1,922	1,922	1,922	1,922	1,922	1,922
Book Value Per Share	-8.05	4.96	18.16	18.79	17.49	15.73
Tangible Book Value	-15,473	9,543	34,903	36,125	33,609	30,236
Tangible Book Value Per Share	-8.05	4.96	18.16	18.79	17.49	15.73

Data Source: S&P Global Market Intelligence Last updated: Sep 30, 2026

Financial data is provided by S&P Global Market Intelligence and updates within hours after each earnings release, which is every three months for this company.

Update frequency:

Quarterly

Last checked:

Nov 3, 2026

Data Sources Report a data error