IFIC Bank Balance Sheet

Financials in millions BDT. Fiscal year is January - December.

Millions BDT. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	47,072	26,953	29,501	19,076	22,970	13,699
Investment Securities	74,463	73,449	50,170	60,174	58,892	61,263
Total Investments	74,463	73,449	50,170	60,174	58,892	61,263
Gross Loans	452,834	444,997	448,882	414,983	355,859	306,333
Net Loans	452,834	444,997	448,882	414,983	355,859	306,333
Property, Plant & Equipment	8,922	9,614	10,006	10,343	9,303	7,967
Accrued Interest Receivable	1,410	1,507	1,398	1,471	1,292	1,769
Other Receivables	285.02	51.69	60.76	77.96	41.03	260.79
Restricted Cash	-	28,345	23,991	19,032	18,281	16,798
Other Current Assets	2,114	682.04	431.95	693.54	466.54	545.87
Long-Term Deferred Tax Assets	3,130	3,036	4,678	2,863	2,100	801.84
Other Real Estate Owned & Foreclosed	214.08	222.52	48	48	148.47	148.47
Other Long-Term Assets	3,460	3,430	2,314	1,176	1,196	787.35
Total Assets	593,905	592,288	571,480	529,937	470,548	410,403
Accrued Expenses	578.07	864.76	1,050	998.92	1,013	880.78
Interest Bearing Deposits	527,737	503,045	464,204	435,372	369,763	327,351
Total Deposits	527,737	503,045	464,204	435,372	369,763	327,351
Short-Term Borrowings	-	764.47	17.66	15.35	1,950	257.4
Current Portion of Long-Term Debt	-	2,045	4,553	7,701	19,201	14,066
Current Income Taxes Payable	-	-	-	1,382	2,199	1,998
Accrued Interest Payable	409.43	12,502	8,321	4,879	3,662	3,110
Other Current Liabilities	65.91	2,495	2,880	2,001	2,140	1,937
Long-Term Debt	9,704	7,464	9,756	10,808	10,170	6,638
Long-Term Leases	1,688	1,877	1,490	1,533	1,123	975.13
Other Long-Term Liabilities	60,817	51,688	44,305	29,122	25,717	22,953
Total Liabilities	601,000	582,745	536,576	493,811	436,939	380,167
Common Stock	19,221	19,221	19,221	18,306	17,859	17,009
Retained Earnings	-26,777	-10,098	15,502	17,623	15,536	12,974
Comprehensive Income & Other	460.92	419.81	180.7	196.34	213.83	253.8
Total Common Equity	-7,095	9,543	34,903	36,125	33,609	30,236
Minority Interest	0.02	0.02	0.02	0.02	0.02	0.02
Shareholders' Equity	-7,095	9,543	34,903	36,125	33,609	30,236
Total Liabilities & Equity	593,905	592,288	571,480	529,937	470,548	410,403
Total Debt	11,392	12,151	15,816	20,057	32,445	21,937
Net Cash (Debt)	35,680	14,803	13,685	-981.17	-9,475	-8,238
Net Cash Growth	185.90%	8.17%	-	-	-	-
Net Cash Per Share	18.56	7.70	7.12	-0.51	-4.93	-4.29
Filing Date Shares Outstanding	1,922	1,922	1,922	1,922	1,922	1,922
Total Common Shares Outstanding	1,922	1,922	1,922	1,922	1,922	1,922
Book Value Per Share	-3.69	4.96	18.16	18.79	17.49	15.73
Tangible Book Value	-7,095	9,543	34,903	36,125	33,609	30,236
Tangible Book Value Per Share	-3.69	4.96	18.16	18.79	17.49	15.73