IFIC Bank PLC (DSE: IFIC)

IFIC Bank Balance Sheet

Financials in millions BDT. Fiscal year is January - December.

Fiscal Year	TTM	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019
Period Ending	Sep 30, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Cash & Equivalents	23,885	19,076	22,970	13,699	16,102	10,699
Investment Securities	51,029	60,174	58,892	61,263	58,109	47,227
Total Investments	51,029	60,174	58,892	61,263	58,109	47,227
Gross Loans	444,691	414,983	355,859	306,333	261,697	232,523
Net Loans	444,691	414,983	355,859	306,333	261,697	232,523
Property, Plant & Equipment	10,024	10,343	9,303	7,967	7,537	6,430
Accrued Interest Receivable	1,016	1,471	1,292	1,769	1,350	1,091
Other Receivables	184.08	77.96	41.03	260.79	1,047	314.92
Restricted Cash	8,765	19,032	18,281	16,798	12,796	13,908
Other Current Assets	917.75	693.54	466.54	545.87	390.12	6,056
Long-Term Deferred Tax Assets	3,578	2,863	2,100	801.84	712.05	870.1
Other Real Estate Owned & Foreclosed	48	48	148.47	148.47	373.47	373.47
Other Long-Term Assets	1,807	1,176	1,196	787.35	963.45	1,261
Total Assets	545,945	529,937	470,548	410,403	361,078	320,754
Accrued Expenses	688.85	998.92	1,013	880.78	424.1	567.61
Interest Bearing Deposits	451,561	435,372	369,763	327,351	290,235	251,972
Total Deposits	451,561	435,372	369,763	327,351	290,235	251,972
Short-Term Borrowings	-	15.35	1,950	257.4	-	-
Current Portion of Long-Term Debt	-	8,701	19,201	14,066	-	-
Current Income Taxes Payable	1,449	1,382	2,199	1,998	1,466	7,570
Accrued Interest Payable	231.49	4,879	3,662	3,110	3,591	4,419
Other Current Liabilities	559.58	1,978	2,140	1,937	2,011	1,530
Long-Term Debt	15,119	9,808	10,170	6,638	15,119	11,004
Long-Term Leases	1,435	1,533	1,123	975.13	1,237	718.08
Other Long-Term Liabilities	38,103	29,145	25,717	22,953	19,192	16,431
Total Liabilities	509,147	493,811	436,939	380,167	333,273	294,211
Common Stock	19,221	18,306	17,859	17,009	16,199	14,726
Retained Earnings	17,408	17,623	15,536	12,974	11,268	11,608
Comprehensive Income & Other	169.43	196.34	213.83	253.8	338.25	209.3
Total Common Equity	36,799	36,125	33,609	30,236	27,805	26,543
Minority Interest	0.02	0.02	0.02	0.02	0.01	0.01
Shareholders' Equity	36,799	36,125	33,609	30,236	27,805	26,543
Total Liabilities & Equity	545,945	529,937	470,548	410,403	361,078	320,754
Total Debt	16,554	20,057	32,445	21,937	16,355	11,722
Net Cash (Debt)	7,331	-981.17	-9,475	-8,238	-253.02	-1,023
Net Cash Per Share	3.81	-0.51	-4.93	-4.29	-0.13	-0.53
Filing Date Shares Outstanding	1,922	1,922	1,922	1,922	1,922	1,922
Total Common Shares Outstanding	1,922	1,922	1,922	1,922	1,922	1,922
Book Value Per Share	19.15	18.79	17.49	15.73	14.47	13.81
Tangible Book Value	36,799	36,125	33,609	30,236	27,805	26,543
Tangible Book Value Per Share	19.15	18.79	17.49	15.73	14.47	13.81

Source: S&P Capital IQ. Banks template. Financial Sources.