IFIC Bank Balance Sheet

Financials in millions BDT. Fiscal year is January - December.

Millions BDT. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Cash & Equivalents	21,108	29,501	19,076	22,970	13,699	16,102
Investment Securities	82,052	50,170	60,174	58,892	61,263	58,109
Total Investments	82,052	50,170	60,174	58,892	61,263	58,109
Gross Loans	448,737	448,882	414,983	355,859	306,333	261,697
Net Loans	448,737	448,882	414,983	355,859	306,333	261,697
Property, Plant & Equipment	9,251	10,006	10,343	9,303	7,967	7,537
Accrued Interest Receivable	1,201	1,398	1,471	1,292	1,769	1,350
Other Receivables	181.94	60.76	77.96	41.03	260.79	1,047
Restricted Cash	23,949	23,991	19,032	18,281	16,798	12,796
Other Current Assets	1,027	822.09	693.54	466.54	545.87	390.12
Long-Term Deferred Tax Assets	4,791	4,678	2,863	2,100	801.84	712.05
Other Real Estate Owned & Foreclosed	222.52	48	48	148.47	148.47	373.47
Other Long-Term Assets	2,570	1,924	1,176	1,196	787.35	963.45
Total Assets	595,092	571,480	529,937	470,548	410,403	361,078
Accrued Expenses	507.96	1,072	998.92	1,013	880.78	424.1
Interest Bearing Deposits	509,350	464,204	435,372	369,763	327,351	290,235
Total Deposits	509,350	464,204	435,372	369,763	327,351	290,235
Short-Term Borrowings	-	17.66	15.35	1,950	257.4	-
Current Portion of Long-Term Debt	-	6,553	7,701	19,201	14,066	-
Current Income Taxes Payable	-	-	1,382	2,199	1,998	1,466
Accrued Interest Payable	139.27	8,321	4,879	3,662	3,110	3,591
Other Current Liabilities	670.51	2,880	2,001	2,140	1,937	2,011
Long-Term Debt	9,421	7,756	10,808	10,170	6,638	15,119
Long-Term Leases	1,282	1,490	1,533	1,123	975.13	1,237
Other Long-Term Liabilities	56,603	44,283	29,122	25,717	22,953	19,192
Total Liabilities	577,974	536,576	493,811	436,939	380,167	333,273
Common Stock	19,221	19,221	18,306	17,859	17,009	16,199
Retained Earnings	-2,561	15,502	17,623	15,536	12,974	11,268
Comprehensive Income & Other	458.14	180.7	196.34	213.83	253.8	338.25
Total Common Equity	17,118	34,903	36,125	33,609	30,236	27,805
Minority Interest	0.02	0.02	0.02	0.02	0.02	0.01
Shareholders' Equity	17,118	34,903	36,125	33,609	30,236	27,805
Total Liabilities & Equity	595,092	571,480	529,937	470,548	410,403	361,078
Total Debt	10,702	15,816	20,057	32,445	21,937	16,355
Net Cash (Debt)	10,405	13,685	-981.17	-9,475	-8,238	-253.02
Net Cash Growth	41.94%	-	-	-	-	-
Net Cash Per Share	5.41	7.12	-0.51	-4.93	-4.29	-0.13
Filing Date Shares Outstanding	1,922	1,922	1,922	1,922	1,922	1,922
Total Common Shares Outstanding	1,922	1,922	1,922	1,922	1,922	1,922
Book Value Per Share	8.91	18.16	18.79	17.49	15.73	14.47
Tangible Book Value	17,118	34,903	36,125	33,609	30,236	27,805
Tangible Book Value Per Share	8.91	18.16	18.79	17.49	15.73	14.47

Source: S&P Global Market Intelligence. Banks template. Financial Sources.