Janata Insurance PLC (DSE:JANATAINS)

SolarWinds Income Statement

Financials in millions BDT. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Mar 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Premiums & Annuity Revenue	398.51	413.87	404.84	333.16	212.47	179.14
Total Interest & Dividend Income	33.04	30.72	26.14	23.84	27.3	27.91
Gain (Loss) on Sale of Investments	-	-	0.06	0.06	6.09	0.09
Other Revenue	39.06	40.36	25.71	25.6	31.34	32.17
Total Revenue	470.61	484.94	456.75	382.66	277.2	239.31
Revenue Growth (YoY)	2.82%	6.17%	19.36%	38.05%	15.83%	2.80%
Policy Benefits	179.11	183.97	176.86	144.48	65.58	35.4
Policy Acquisition & Underwriting Costs	72.4	72.4	62.55	49.69	17.96	36.22
Depreciation & Amortization	8.01	8.01	8.92	7.38	7.1	6.6
Selling, General & Administrative	110.99	111.95	108.23	84.56	89.62	65.7
Other Operating Expenses	2.82	2.82	3	2.6	0.66	0.91
Total Operating Expenses	381.54	387.36	365.44	295.95	190.13	156.44
Operating Income	89.07	97.58	91.31	86.7	87.07	82.87
Interest Expense	-0.63	-0.63	-0.51	-	-3.09	-3.5
Other Non Operating Income (Expenses)	-2.04	-2.04	-1.63	-1.64	-2.06	-2.36
EBT Excluding Unusual Items	86.4	94.91	89.16	85.06	81.92	77.02
Pretax Income	86.4	94.91	89.16	85.06	81.92	77.02
Income Tax Expense	30.5	33.86	31.26	29.01	28.41	25.06
Net Income	55.9	61.04	57.9	56.05	53.51	51.95
Net Income to Common	55.9	61.04	57.9	56.05	53.51	51.95
Net Income Growth	-2.75%	5.42%	3.30%	4.76%	2.99%	13.29%
Shares Outstanding (Basic)	48	48	48	48	48	48
Shares Outstanding (Diluted)	48	48	48	48	48	48
EPS (Basic)	1.15	1.26	1.19	1.16	1.10	1.07
EPS (Diluted)	1.15	1.26	1.19	1.16	1.10	1.07
EPS Growth	-2.75%	5.42%	3.30%	4.76%	2.99%	13.29%
Free Cash Flow	35.79	42.24	114.21	82.23	74.02	62.2
Free Cash Flow Per Share	0.74	0.87	2.36	1.70	1.53	1.28
Dividend Per Share	0.577	0.577	1.058	1.058	0.549	0.523
Dividend Growth	-45.46%	-45.46%	-	92.48%	5.01%	-40.00%
Operating Margin	18.93%	20.12%	19.99%	22.66%	31.41%	34.63%
Profit Margin	11.88%	12.59%	12.68%	14.65%	19.30%	21.71%
Free Cash Flow Margin	7.61%	8.71%	25.01%	21.49%	26.70%	25.99%
EBITDA	96.25	104.97	100.23	94.06	94.17	89.47
EBITDA Margin	20.45%	21.65%	21.94%	24.58%	33.97%	37.39%
D&A For EBITDA	7.17	7.39	8.92	7.36	7.1	6.6
EBIT	89.07	97.58	91.31	86.7	87.07	82.87
EBIT Margin	18.93%	20.12%	19.99%	22.66%	31.41%	34.63%
Effective Tax Rate	35.30%	35.68%	35.06%	34.10%	34.68%	32.54%

Updated Nov 27, 2024. Source: S&P Global Market Intelligence. Insurance template. Financial Sources.