Janata Insurance PLC (DSE:JANATAINS)

Bangladesh · Delayed Price · Currency is BDT

35.50

0.00 (0.00%)

At close: Aug 13, 2026

Janata Insurance Financials Overview

Financials in millions BDT. Fiscal year is January - December.

Millions BDT. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Revenue	516.15	506.21	484.94	456.75	382.66	277.2
Revenue Growth	11.32%	4.38%	6.17%	19.36%	38.05%	15.83%
Operating Income	100.85	98.66	97.58	91.31	86.7	87.07
Net Income	56.04	53.54	61.04	57.9	56.05	53.51
Earnings Per Share	1.16	1.10	1.26	1.19	1.16	1.10
EPS Growth	30.92%	-12.29%	5.42%	3.30%	4.76%	2.99%

Cash & Debt

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Investments	695.93	678.94	598.39	600.68	530.71	477.1
Total Debt	-	42.42	45.26	47.77	41.7	41.7
Net Cash (Debt)	695.93	636.52	553.13	552.92	489.01	435.4
Net Cash Growth	11.11%	15.07%	0.04%	13.07%	12.31%	14.42%
Net Cash Per Share	14.35	13.13	11.41	11.40	10.09	8.98

Cash Flow & CapEx

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Operating Cash Flow	55.85	70.28	44.58	125.61	86.39	85.28
Capital Expenditures	2.26	-0.82	-2.34	-11.4	-4.16	-11.26
Free Cash Flow	58.11	69.46	42.24	114.21	82.23	74.02
Free Cash Flow Growth	14.35%	64.44%	-63.02%	38.89%	11.09%	19.01%

Margins

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Operating Margin	19.54%	19.49%	20.12%	19.99%	22.66%	31.41%
Pretax Margin	19.03%	18.97%	19.57%	19.52%	22.23%	29.55%
Profit Margin	10.86%	10.58%	12.59%	12.68%	14.65%	19.30%
FCF Margin	11.26%	13.72%	8.71%	25.01%	21.49%	26.70%

Dividends

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Aug '26 Aug 16, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Dividend Per Share	1.000	1.000	0.577	1.058	1.058	0.549
Dividend Per Share Growth	66.67%	73.34%	-45.46%	0%	92.48%	5.01%
Dividend Yield	2.82%	4.38%	2.24%	3.62%	4.37%	1.46%

Valuation

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Aug '26 Aug 16, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
PE Ratio	30.71	21.28	21.54	26.81	23.79	39.58
P/FCF Ratio	29.62	16.40	31.12	13.59	16.21	28.61
PS Ratio	3.33	2.25	2.71	3.40	3.48	7.64