Janata Insurance PLC (DSE:JANATAINS)

Bangladesh · Delayed Price · Currency is BDT

32.50

-0.60 (-1.81%)

At close: Jul 23, 2026

Janata Insurance Financials Overview

Financials in millions BDT. Fiscal year is January - December.

Millions BDT. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Revenue	511.06	506.21	484.94	456.75	382.66	277.2
Revenue Growth	8.59%	4.38%	6.17%	19.36%	38.05%	15.83%
Operating Income	99.28	98.66	97.58	91.31	86.7	87.07
Net Income	55.1	53.54	61.04	57.9	56.05	53.51
Earnings Per Share	1.14	1.10	1.26	1.19	1.16	1.10
EPS Growth	-1.44%	-12.29%	5.42%	3.30%	4.76%	2.99%

Cash & Debt

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Investments	684.29	678.94	598.39	600.68	530.71	477.1
Total Debt	-	42.42	45.26	47.77	41.7	41.7
Net Cash (Debt)	684.29	636.52	553.13	552.92	489.01	435.4
Net Cash Growth	10.10%	15.07%	0.04%	13.07%	12.31%	14.42%
Net Cash Per Share	14.11	13.13	11.41	11.40	10.09	8.98

Cash Flow & CapEx

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Operating Cash Flow	52.41	70.28	44.58	125.61	86.39	85.28
Capital Expenditures	-0.7	-0.82	-2.34	-11.4	-4.16	-11.26
Free Cash Flow	51.71	69.46	42.24	114.21	82.23	74.02
Free Cash Flow Growth	44.47%	64.44%	-63.02%	38.89%	11.09%	19.01%

Margins

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Operating Margin	19.43%	19.49%	20.12%	19.99%	22.66%	31.41%
Pretax Margin	18.91%	18.97%	19.57%	19.52%	22.23%	29.55%
Profit Margin	10.78%	10.58%	12.59%	12.68%	14.65%	19.30%
FCF Margin	10.12%	13.72%	8.71%	25.01%	21.49%	26.70%

Dividends

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jul '26 Jul 27, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Dividend Per Share	1.000	1.000	0.577	1.058	1.058	0.549
Dividend Per Share Growth	66.67%	73.34%	-45.46%	0%	92.48%	5.01%
Dividend Yield	3.08%	4.38%	2.24%	3.62%	4.37%	1.46%

Valuation

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jul '26 Jul 27, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
PE Ratio	28.86	21.28	21.54	26.81	23.79	39.58
P/FCF Ratio	30.75	16.40	31.12	13.59	16.21	28.61
PS Ratio	3.11	2.25	2.71	3.40	3.48	7.64