Janata Insurance Cash Flow Statement

Financials in millions BDT. Fiscal year is January - December.

Millions BDT. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Income	55.1	53.54	61.04	57.9	56.05	53.51
Depreciation & Amortization	5.38	6.74	8.01	8.92	7.36	7.1
Other Amortization	0.31	0.31	-	-	-	-
Gain (Loss) on Sale of Investments	3.46	3.46	-	-	-0.06	-6.09
Change in Accounts Receivable	-8.92	-8.92	-24.56	-1.6	-2.55	-7.02
Change in Insurance Reserves / Liabilities	2.25	2.25	-0.19	-0.97	-1.09	5.6
Change in Other Net Operating Assets	14.79	14.79	1.46	57.3	25.31	31.62
Other Operating Activities	-19.96	-1.91	-0.79	3.65	1.62	1.26
Operating Cash Flow	52.41	70.28	44.58	125.61	86.39	85.28
Operating Cash Flow Growth	37.04%	57.65%	-64.51%	45.41%	1.30%	34.88%
Capital Expenditures	-0.7	-0.82	-2.34	-11.4	-4.16	-11.26
Investment in Securities	-	-	-	-	-1.98	-10
Other Investing Activities	31.8	31.8	-	0.52	-	27.23
Investing Cash Flow	31.1	30.98	-2.34	-10.88	-6.14	5.97
Common Dividends Paid	-21.4	-21.4	-45.2	-45.09	-26.64	-41.95
Other Financing Activities	0.68	0.68	0.67	0.33	-	0.07
Financing Cash Flow	-20.72	-20.72	-44.53	-44.76	-26.64	-41.88
Miscellaneous Cash Flow Adjustments	-	-	0	-	-	-0
Net Cash Flow	62.8	80.54	-2.29	69.97	53.61	49.38
Free Cash Flow	51.71	69.46	42.24	114.21	82.23	74.02
Free Cash Flow Growth	44.47%	64.44%	-63.02%	38.89%	11.09%	19.01%
Free Cash Flow Margin	10.12%	13.72%	8.71%	25.01%	21.49%	26.70%
Free Cash Flow Per Share	1.07	1.43	0.87	2.36	1.70	1.53
Cash Income Tax Paid	17.2	14.95	17.84	18.8	26.55	48.28
Levered Free Cash Flow	80.36	115.17	45.51	82.69	31.14	79.83
Unlevered Free Cash Flow	80.56	115.38	45.91	83.01	31.14	81.76
Change in Working Capital	8.13	8.13	-23.68	55.15	21.42	29.51