Janata Insurance PLC (DSE:JANATAINS)

Janata Insurance Statistics

Total Valuation

DSE:JANATAINS has a market cap or net worth of BDT 1.36 billion. The enterprise value is 734.85 million.

Market Cap	1.36B
Enterprise Value	734.85M

Important Dates

The last earnings date was Wednesday, August 6, 2025.

Earnings Date	Aug 6, 2025
Ex-Dividend Date	Aug 3, 2025

Share Statistics

DSE:JANATAINS has 50.42 million shares outstanding.

Current Share Class	50.42M
Shares Outstanding	50.42M
Shares Change (YoY)	n/a
Shares Change (QoQ)	n/a
Owned by Insiders (%)	n/a
Owned by Institutions (%)	n/a
Float	n/a

Valuation Ratios

The trailing PE ratio is 30.61.

PE Ratio	30.61
Forward PE	n/a
PS Ratio	2.93
PB Ratio	1.85
P/TBV Ratio	1.85
P/FCF Ratio	26.69
P/OCF Ratio	24.66
PEG Ratio	n/a

Enterprise Valuation

The stock's EV/EBITDA ratio is 9.68, with an EV/FCF ratio of 14.46.

EV / Earnings	17.17
EV / Sales	1.58
EV / EBITDA	9.68
EV / EBIT	10.63
EV / FCF	14.46

Financial Position

The company has a current ratio of 2.19

Current Ratio	2.19
Quick Ratio	2.19
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	n/a
Interest Coverage	109.07

Financial Efficiency

Return on equity (ROE) is 5.81% and return on invested capital (ROIC) is 5.87%.

Return on Equity (ROE)	5.81%
Return on Assets (ROA)	2.86%
Return on Invested Capital (ROIC)	5.87%
Return on Capital Employed (ROCE)	7.63%
Revenue Per Employee	2.59M
Profits Per Employee	239,131
Employee Count	179
Asset Turnover	0.31
Inventory Turnover	217.75

Taxes

In the past 12 months, DSE:JANATAINS has paid 23.68 million in taxes.

Income Tax	23.68M
Effective Tax Rate	35.62%

Stock Price Statistics

The stock price has decreased by -11.67% in the last 52 weeks. The beta is 0.65, so DSE:JANATAINS's price volatility has been lower than the market average.

Beta (5Y)	0.65
52-Week Price Change	-11.67%
50-Day Moving Average	24.49
200-Day Moving Average	24.61
Relative Strength Index (RSI)	66.70
Average Volume (20 Days)	143,628

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, DSE:JANATAINS had revenue of BDT 463.65 million and earned 42.80 million in profits. Earnings per share was 0.88.

Revenue	463.65M
Gross Profit	201.00M
Operating Income	69.16M
Pretax Income	66.48M
Net Income	42.80M
EBITDA	75.89M
EBIT	69.16M
Earnings Per Share (EPS)	0.88

Balance Sheet

The company has 626.34 million in cash and n/a in debt, giving a net cash position of 626.34 million or 12.42 per share.

Cash & Cash Equivalents	626.34M
Total Debt	n/a
Net Cash	626.34M
Net Cash Per Share	12.42
Equity (Book Value)	733.55M
Book Value Per Share	15.66
Working Capital	728.27M

Cash Flow

In the last 12 months, operating cash flow was 55.01 million and capital expenditures -4.19 million, giving a free cash flow of 50.82 million.

Operating Cash Flow	55.01M
Capital Expenditures	-4.19M
Free Cash Flow	50.82M
FCF Per Share	1.01

Margins

Gross margin is 43.35%, with operating and profit margins of 14.92% and 9.23%.

Gross Margin	43.35%
Operating Margin	14.92%
Pretax Margin	14.34%
Profit Margin	9.23%
EBITDA Margin	16.37%
EBIT Margin	14.92%
FCF Margin	10.96%

Dividends & Yields

This stock pays an annual dividend of 0.58, which amounts to a dividend yield of 2.18%.

Dividend Per Share	0.58
Dividend Yield	2.18%
Dividend Growth (YoY)	-43.27%
Years of Dividend Growth	n/a
Payout Ratio	105.59%
Buyback Yield	n/a
Shareholder Yield	2.19%
Earnings Yield	3.16%
FCF Yield	3.75%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on August 3, 2025. It was a forward split with a ratio of 1.04.

Last Split Date	Aug 3, 2025
Split Type	Forward
Split Ratio	1.04

Scores

Altman Z-Score	n/a
Piotroski F-Score	5