Janata Insurance PLC (DSE:JANATAINS)

Janata Insurance Statistics

Total Valuation

DSE:JANATAINS has a market cap or net worth of BDT 1.14 billion. The enterprise value is 535.31 million.

Market Cap	1.14B
Enterprise Value	535.31M

Important Dates

The next estimated earnings date is Thursday, April 16, 2026.

Earnings Date	Apr 16, 2026
Ex-Dividend Date	Aug 3, 2025

Share Statistics

DSE:JANATAINS has 48.48 million shares outstanding.

Current Share Class	48.48M
Shares Outstanding	48.48M
Shares Change (YoY)	n/a
Shares Change (QoQ)	-1.07%
Owned by Insiders (%)	n/a
Owned by Institutions (%)	n/a
Float	n/a

Valuation Ratios

The trailing PE ratio is 22.44.

PE Ratio	22.44
Forward PE	n/a
PS Ratio	2.52
PB Ratio	1.55
P/TBV Ratio	1.55
P/FCF Ratio	36.90
P/OCF Ratio	35.21
PEG Ratio	n/a

Enterprise Valuation

The stock's EV/EBITDA ratio is 5.93, with an EV/FCF ratio of 17.27.

EV / Earnings	10.50
EV / Sales	1.18
EV / EBITDA	5.93
EV / EBIT	6.55
EV / FCF	17.27

Financial Position

The company has a current ratio of 2.24

Current Ratio	2.24
Quick Ratio	1.18
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	n/a
Interest Coverage	128.82

Financial Efficiency

Return on equity (ROE) is 7.06% and return on invested capital (ROIC) is 7.06%.

Return on Equity (ROE)	7.06%
Return on Assets (ROA)	3.47%
Return on Invested Capital (ROIC)	7.06%
Return on Capital Employed (ROCE)	8.90%
Revenue Per Employee	2.53M
Profits Per Employee	284,899
Employee Count	179
Asset Turnover	0.31
Inventory Turnover	169.36

Taxes

In the past 12 months, DSE:JANATAINS has paid 28.01 million in taxes.

Income Tax	28.01M
Effective Tax Rate	35.45%

Stock Price Statistics

The stock price has decreased by -15.37% in the last 52 weeks. The beta is 0.62, so DSE:JANATAINS's price volatility has been lower than the market average.

Beta (5Y)	0.62
52-Week Price Change	-15.37%
50-Day Moving Average	24.76
200-Day Moving Average	24.24
Relative Strength Index (RSI)	46.38
Average Volume (20 Days)	65,055

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, DSE:JANATAINS had revenue of BDT 453.31 million and earned 51.00 million in profits. Earnings per share was 1.05.

Revenue	453.31M
Gross Profit	185.23M
Operating Income	81.68M
Pretax Income	79.01M
Net Income	51.00M
EBITDA	90.27M
EBIT	81.68M
Earnings Per Share (EPS)	1.05

Balance Sheet

The company has 608.88 million in cash and n/a in debt, giving a net cash position of 608.88 million or 12.56 per share.

Cash & Cash Equivalents	608.88M
Total Debt	n/a
Net Cash	608.88M
Net Cash Per Share	12.56
Equity (Book Value)	737.43M
Book Value Per Share	15.21
Working Capital	707.69M

Cash Flow

In the last 12 months, operating cash flow was 32.50 million and capital expenditures -1.49 million, giving a free cash flow of 31.01 million.

Operating Cash Flow	32.50M
Capital Expenditures	-1.49M
Free Cash Flow	31.01M
FCF Per Share	0.64

Margins

Gross margin is 40.86%, with operating and profit margins of 18.02% and 11.25%.

Gross Margin	40.86%
Operating Margin	18.02%
Pretax Margin	17.43%
Profit Margin	11.25%
EBITDA Margin	19.91%
EBIT Margin	18.02%
FCF Margin	6.84%

Dividends & Yields

This stock pays an annual dividend of 0.58, which amounts to a dividend yield of 2.44%.

Dividend Per Share	0.58
Dividend Yield	2.44%
Dividend Growth (YoY)	-43.27%
Years of Dividend Growth	n/a
Payout Ratio	56.86%
Buyback Yield	n/a
Shareholder Yield	2.44%
Earnings Yield	4.46%
FCF Yield	2.71%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on August 3, 2025. It was a forward split with a ratio of 1.04.

Last Split Date	Aug 3, 2025
Split Type	Forward
Split Ratio	1.04

Scores

Altman Z-Score	n/a
Piotroski F-Score	3