National Life Insurance PLC (DSE:NATLIFEINS)

National Life Insurance Financials Overview

Financials in millions BDT. Fiscal year is January - December.

Revenue & Profits

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Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Revenue Revenue Growth	31,083	29,114	25,708	22,429	19,671	17,741
Revenue Growth	18.52%	13.25%	14.62%	14.02%	10.88%	14.77%
Operating Income Operating Income Growth	10,573	11,333	7,782	6,080	4,738	4,829
Net Income Net Income Growth	9,838	10,602	7,393	5,422	4,585	4,227
Earnings Per Share EPS Growth	90.66	97.69	68.12	49.96	42.25	38.95
EPS Growth	44.83%	43.41%	36.35%	18.26%	8.46%	22.68%

Cash & Debt

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Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Cash & Investments Cash & Investments Growth	19,055	21,393	22,362	22,865	21,570	22,202
Total Debt Total Debt Growth	-	245.69	190.25	152.51	115.28	121.72
Net Cash (Debt) Net Cash Growth	19,055	21,147	22,172	22,712	21,455	22,081
Net Cash Growth	-1.80%	-4.62%	-2.38%	5.86%	-2.83%	9.71%
Net Cash Per Share Net Cash Per Share Growth	175.59	194.86	204.31	209.29	197.70	203.47

Cash Flow & CapEx

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Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Operating Cash Flow Operating Cash Flow Growth	9,795	9,748	6,718	5,047	2,615	4,059
Capital Expenditures CapEx Growth	-267.95	-466.45	-368.79	-285.91	-166.66	-113.66
Free Cash Flow Free Cash Flow Growth	9,527	9,281	6,350	4,761	2,448	3,945
Free Cash Flow Growth	77.54%	46.18%	33.36%	94.47%	-37.94%	-9.64%

Margins

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Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Operating Margin	34.02%	38.93%	30.27%	27.11%	24.09%	27.22%
Pretax Margin	33.67%	38.54%	29.84%	26.57%	25.13%	26.57%
Profit Margin	31.65%	36.41%	28.76%	24.17%	23.31%	23.83%
FCF Margin	30.65%	31.88%	24.70%	21.23%	12.45%	22.24%

Dividends

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Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Aug 16, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Dividend Per Share Dividend Per Share Growth	3.700	3.700	3.500	3.800	3.800	3.500
Dividend Per Share Growth	5.71%	5.71%	-7.90%	0%	8.57%	9.38%
Dividend Yield	3.61%	4.11%	3.54%	2.38%	2.43%	1.85%

Valuation

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Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Aug 16, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
PE Ratio	1.13	0.96	1.56	3.58	4.24	5.66
P/FCF Ratio	1.17	1.09	1.82	4.08	7.93	6.07
PS Ratio	0.36	0.35	0.45	0.87	0.99	1.35

Data Source: S&P Global Market Intelligence Last updated: Jun 30, 2026

Financial data is provided by S&P Global Market Intelligence and updates within hours after each earnings release, which is every three months for this company.

Update frequency:

Quarterly

Last checked:

Aug 16, 2026

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