National Life Insurance PLC (DSE:NATLIFEINS)

Bangladesh · Delayed Price · Currency is BDT

98.60

+1.10 (1.13%)

At close: Sep 3, 2026

National Life Insurance Ratios and Metrics

Market cap in millions BDT. Fiscal year is January - December.

Millions BDT. Fiscal year is Jan - Dec.

Total Valuation

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 2, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Market Capitalization	10,700	10,136	11,525	19,425	19,425	23,940
Market Cap Growth	-19.51%	-12.05%	-40.67%	0%	-18.86%	-13.32%
Enterprise Value	-8,331	-8,389	-10,236	-1,192	-2,213	3,570

Price Ratios

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 2, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
PE Ratio	1.09	0.96	1.56	3.58	4.24	5.66
PS Ratio	0.34	0.35	0.45	0.87	0.99	1.35
PB Ratio	6.65	6.39	7.27	12.49	12.53	16.06
P/FCF Ratio	1.12	1.09	1.82	4.08	7.93	6.07
P/OCF Ratio	1.09	1.04	1.72	3.85	7.43	5.90

EV Ratios

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 2, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
EV/Sales Ratio	-	-	-	-	-	0.20
EV/EBITDA Ratio	-	-	-	-	-	0.73
EV/EBIT Ratio	-	-	-	-	-	0.74
EV/FCF Ratio	-	-	-	-	-	0.91

Financial Efficiency

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 2, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Debt / Equity Ratio	-	0.16	0.12	0.10	0.07	0.08
Debt / EBITDA Ratio	-	0.02	0.02	0.02	0.02	0.02
Debt / FCF Ratio	-	0.03	0.03	0.03	0.05	0.03
Net Debt / Equity Ratio	-11.85	-13.33	-13.98	-14.60	-13.83	-14.82
Net Debt / EBITDA Ratio	-1.78	-1.85	-2.81	-3.68	-4.45	-4.51
Net Debt / FCF Ratio	-2.00	-2.28	-3.49	-4.77	-8.76	-5.60
Quick Ratio	50.19	52.49	20.93	24.58	16.95	7.55
Current Ratio	67.23	67.14	25.80	29.11	19.81	8.61
Asset Turnover	0.42	0.40	0.40	0.38	0.36	0.34
Return on Equity (ROE)	615.28%	668.51%	470.80%	349.17%	301.69%	293.54%
Return on Assets (ROA)	8.89%	9.66%	7.53%	6.51%	5.42%	5.85%
Return on Invested Capital (ROIC)	621.34%	593.59%	430.58%	327.93%	268.19%	279.06%

Yields

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 2, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Earnings Yield	91.95%	104.60%	64.14%	27.91%	23.60%	17.66%
FCF Yield	89.03%	91.57%	55.09%	24.51%	12.60%	16.48%
Dividend Yield	3.75%	4.11%	3.54%	2.38%	2.43%	1.85%
Payout Ratio	7.81%	3.46%	5.59%	7.64%	9.26%	10.18%
Total Shareholder Return	3.75%	4.11%	3.54%	2.38%	2.43%	1.85%