National Life Insurance Ratios and Metrics

Market cap in millions BDT. Fiscal year is January - December.

Millions BDT. Fiscal year is Jan - Dec.

Fiscal Year	Current	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun '26 Jun 15, 2026	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Market Capitalization	11,232	11,525	19,425	19,425	23,940	27,619
Market Cap Growth	17.08%	-40.67%	-	-18.86%	-13.32%	-8.88%
Enterprise Value	-7,293	-10,236	-1,192	-2,213	3,570	9,794
PE Ratio	1.47	1.56	3.58	4.24	5.66	8.02
PS Ratio	0.40	0.45	0.87	0.99	1.35	1.79
PB Ratio	7.10	7.27	12.49	12.53	16.06	19.83
P/FCF Ratio	2.14	1.82	4.08	7.93	6.07	6.33
P/OCF Ratio	1.97	1.72	3.85	7.43	5.90	6.16
EV/Sales Ratio	-	-	-	-	0.20	0.63
EV/EBITDA Ratio	-	-	-	-	0.73	2.49
EV/EBIT Ratio	-	-	-	-	0.74	2.54
EV/FCF Ratio	-	-	-	-	0.91	2.24
Debt / Equity Ratio	-	0.12	0.10	0.07	0.08	0.07
Debt / EBITDA Ratio	-	0.02	0.02	0.02	0.02	0.03
Debt / FCF Ratio	-	0.03	0.03	0.05	0.03	0.02
Net Debt / Equity Ratio	-11.72	-13.98	-14.60	-13.83	-14.82	-14.45
Net Debt / EBITDA Ratio	-2.28	-2.81	-3.68	-4.45	-4.51	-5.11
Net Debt / FCF Ratio	-3.53	-3.49	-4.77	-8.76	-5.60	-4.61
Quick Ratio	57.18	20.93	24.58	16.95	7.55	5.95
Current Ratio	75.16	25.80	29.11	19.81	8.61	6.77
Asset Turnover	0.41	0.40	0.38	0.36	0.34	0.32
Return on Equity (ROE)	482.48%	470.80%	349.17%	301.69%	293.54%	253.22%
Return on Assets (ROA)	7.38%	7.53%	6.51%	5.42%	5.85%	5.06%
Return on Invested Capital (ROIC)	489.71%	430.58%	327.93%	268.19%	279.06%	240.35%
Earnings Yield	68.25%	64.14%	27.91%	23.60%	17.66%	12.48%
FCF Yield	46.76%	55.09%	24.51%	12.60%	16.48%	15.81%
Dividend Yield	3.35%	3.54%	2.38%	2.43%	1.85%	1.49%
Payout Ratio	0.02%	5.59%	7.64%	9.26%	10.18%	13.04%
Total Shareholder Return	3.35%	3.54%	2.38%	2.43%	1.85%	1.49%