National Life Insurance Ratios and Metrics

Market cap in millions BDT. Fiscal year is January - December.

Millions BDT. Fiscal year is Jan - Dec.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jul '26 Jul 2, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Market Capitalization	11,395	10,136	11,525	19,425	19,425	23,940
Market Cap Growth	18.11%	-12.05%	-40.67%	-	-18.86%	-13.32%
Enterprise Value	-7,990	-8,389	-10,236	-1,192	-2,213	3,570
PE Ratio	1.26	0.96	1.56	3.58	4.24	5.66
PS Ratio	0.39	0.35	0.45	0.87	0.99	1.35
PB Ratio	7.16	6.39	7.27	12.49	12.53	16.06
P/FCF Ratio	1.40	1.09	1.82	4.08	7.93	6.07
P/OCF Ratio	1.33	1.04	1.72	3.85	7.43	5.90
EV/Sales Ratio	-	-	-	-	-	0.20
EV/EBITDA Ratio	-	-	-	-	-	0.73
EV/EBIT Ratio	-	-	-	-	-	0.74
EV/FCF Ratio	-	-	-	-	-	0.91
Debt / Equity Ratio	-	0.16	0.12	0.10	0.07	0.08
Debt / EBITDA Ratio	-	0.02	0.02	0.02	0.02	0.02
Debt / FCF Ratio	-	0.03	0.03	0.03	0.05	0.03
Net Debt / Equity Ratio	-12.19	-13.33	-13.98	-14.60	-13.83	-14.82
Net Debt / EBITDA Ratio	-1.96	-1.85	-2.81	-3.68	-4.45	-4.51
Net Debt / FCF Ratio	-2.39	-2.28	-3.49	-4.77	-8.76	-5.60
Quick Ratio	44.77	52.49	20.93	24.58	16.95	7.55
Current Ratio	59.83	67.14	25.80	29.11	19.81	8.61
Asset Turnover	0.41	0.40	0.40	0.38	0.36	0.34
Return on Equity (ROE)	569.66%	668.51%	470.80%	349.17%	301.69%	293.54%
Return on Assets (ROA)	8.47%	9.66%	7.53%	6.51%	5.42%	5.85%
Return on Invested Capital (ROIC)	535.60%	593.59%	430.58%	327.93%	268.19%	279.06%
Earnings Yield	79.56%	104.60%	64.14%	27.91%	23.60%	17.66%
FCF Yield	71.38%	91.57%	55.09%	24.51%	12.60%	16.48%
Dividend Yield	3.54%	4.11%	3.54%	2.38%	2.43%	1.85%
Payout Ratio	4.05%	3.46%	5.59%	7.64%	9.26%	10.18%
Total Shareholder Return	3.54%	4.11%	3.54%	2.38%	2.43%	1.85%