National Life Insurance PLC (DSE:NATLIFEINS)

National Life Insurance Statistics

Total Valuation

DSE:NATLIFEINS has a market cap or net worth of BDT 9.26 billion. The enterprise value is -9.27 billion.

Market Cap	9.26B
Enterprise Value	-9.27B

Important Dates

The next estimated earnings date is Thursday, May 7, 2026.

Earnings Date	May 7, 2026
Ex-Dividend Date	Aug 18, 2025

Share Statistics

DSE:NATLIFEINS has 108.52 million shares outstanding.

Current Share Class	108.52M
Shares Outstanding	108.52M
Shares Change (YoY)	n/a
Shares Change (QoQ)	n/a
Owned by Insiders (%)	55.28%
Owned by Institutions (%)	0.00%
Float	48.53M

Valuation Ratios

The trailing PE ratio is 1.21.

PE Ratio	1.21
Forward PE	n/a
PS Ratio	0.33
PB Ratio	5.85
P/TBV Ratio	7.18
P/FCF Ratio	1.76
P/OCF Ratio	1.62
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	-1.21
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	-1.76

Financial Position

The company has a current ratio of 75.16

Current Ratio	75.16
Quick Ratio	57.18
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	n/a
Interest Coverage	982.04

Financial Efficiency

Return on equity (ROE) is 482.48% and return on invested capital (ROIC) is 316.34%.

Return on Equity (ROE)	482.48%
Return on Assets (ROA)	7.38%
Return on Invested Capital (ROIC)	316.34%
Return on Capital Employed (ROCE)	11.31%
Revenue Per Employee	5.78M
Profits Per Employee	1.60M
Employee Count	4,606
Asset Turnover	0.41
Inventory Turnover	n/a

Taxes

In the past 12 months, DSE:NATLIFEINS has paid 269.97 million in taxes.

Income Tax	269.97M
Effective Tax Rate	3.40%

Stock Price Statistics

The stock price has decreased by -27.28% in the last 52 weeks. The beta is 0.15, so DSE:NATLIFEINS's price volatility has been lower than the market average.

Beta (5Y)	0.15
52-Week Price Change	-27.28%
50-Day Moving Average	99.00
200-Day Moving Average	97.80
Relative Strength Index (RSI)	33.99
Average Volume (20 Days)	81,446

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, DSE:NATLIFEINS had revenue of BDT 27.75 billion and earned 7.67 billion in profits. Earnings per share was 70.64.

Revenue	27.75B
Gross Profit	10.87B
Operating Income	8.04B
Pretax Income	7.94B
Net Income	7.67B
EBITDA	8.15B
EBIT	8.04B
Earnings Per Share (EPS)	70.64

Balance Sheet

The company has 18.55 billion in cash and n/a in debt, giving a net cash position of 18.55 billion or 170.92 per share.

Cash & Cash Equivalents	18.55B
Total Debt	n/a
Net Cash	18.55B
Net Cash Per Share	170.92
Equity (Book Value)	1.58B
Book Value Per Share	14.37
Working Capital	28.07B

Cash Flow

In the last 12 months, operating cash flow was 5.71 billion and capital expenditures -457.39 million, giving a free cash flow of 5.25 billion.

Operating Cash Flow	5.71B
Capital Expenditures	-457.39M
Free Cash Flow	5.25B
FCF Per Share	48.39

Margins

Gross margin is 39.17%, with operating and profit margins of 28.98% and 27.63%.

Gross Margin	39.17%
Operating Margin	28.98%
Pretax Margin	28.60%
Profit Margin	27.63%
EBITDA Margin	29.38%
EBIT Margin	28.98%
FCF Margin	18.93%

Dividends & Yields

This stock pays an annual dividend of 3.50, which amounts to a dividend yield of 4.10%.

Dividend Per Share	3.50
Dividend Yield	4.10%
Dividend Growth (YoY)	-7.89%
Years of Dividend Growth	n/a
Payout Ratio	0.02%
Buyback Yield	n/a
Shareholder Yield	4.10%
Earnings Yield	82.81%
FCF Yield	56.73%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on August 26, 2018. It was a forward split with a ratio of 1.15.

Last Split Date	Aug 26, 2018
Split Type	Forward
Split Ratio	1.15

Scores

Altman Z-Score	n/a
Piotroski F-Score	4