National Credit and Commerce Bank PLC. (DSE:NCCBANK)
Bangladesh · Delayed Price · Currency is BDT 15.90
+0.10 (0.63%)
At close: Jul 5, 2026
DSE:NCCBANK Income Statement
Financials in millions BDT. Fiscal year is January - December.
Millions BDT. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Interest Income on Loans | 26,094 | 25,794 | 23,197 | 17,381 | 13,915 | 13,498 |
Interest Paid on Deposits | 20,647 | 20,032 | 17,024 | 11,795 | 9,050 | 7,812 |
Net Interest Income | 5,447 | 5,763 | 6,173 | 5,586 | 4,864 | 5,686 |
Net Interest Income Growth (YoY) | -7.08% | -6.65% | 10.52% | 14.83% | -14.45% | 32.31% |
Gain (Loss) on Sale of Assets | 2.3 | 2.3 | -0.48 | 3.05 | - | - |
Gain (Loss) on Sale of Investments | -11.23 | -413.42 | -390.68 | -646.65 | -67.52 | - |
Other Non-Interest Income | 13,761 | 13,420 | 10,985 | 9,455 | 7,958 | 6,200 |
Total Non-Interest Income | 13,753 | 13,009 | 10,594 | 8,811 | 7,890 | 6,200 |
Non-Interest Income Growth (YoY) | 17.72% | 22.80% | 20.23% | 11.67% | 27.27% | 2.41% |
Revenues Before Loan Losses | 19,200 | 18,772 | 16,767 | 14,397 | 12,755 | 11,886 |
Provision for Loan Losses | 4,743 | 4,997 | 5,686 | 3,587 | 1,659 | 2,163 |
| 14,457 | 13,775 | 11,081 | 10,810 | 11,096 | 9,723 | |
Revenue Growth (YoY) | 29.04% | 24.32% | 2.51% | -2.57% | 14.12% | -0.56% |
Salaries and Employee Benefits | 4,131 | 4,071 | 3,918 | 3,554 | 3,241 | 2,929 |
Occupancy Expenses | 827.55 | 830.98 | 673.95 | 598.29 | 571.96 | 537.21 |
Selling, General & Administrative | 746.57 | 732.82 | 717.37 | 718.21 | 721.29 | 637.26 |
Other Non-Interest Expense | 2,162 | 2,264 | 1,197 | 1,353 | 1,358 | 953.84 |
Total Non-Interest Expense | 7,902 | 7,929 | 6,536 | 6,253 | 5,861 | 5,087 |
EBT Excluding Unusual Items | 6,555 | 5,846 | 4,545 | 4,557 | 5,235 | 4,635 |
Other Unusual Items | - | - | 534.7 | 271.12 | - | -198.79 |
Pretax Income | 6,555 | 5,846 | 5,079 | 4,828 | 5,235 | 4,437 |
Income Tax Expense | 1,599 | 1,081 | 703.05 | 2,530 | 2,592 | 1,821 |
Earnings From Continuing Operations | 4,956 | 4,766 | 4,376 | 2,298 | 2,643 | 2,616 |
Net Income | 4,956 | 4,766 | 4,376 | 2,298 | 2,643 | 2,616 |
Net Income to Common | 4,956 | 4,766 | 4,376 | 2,298 | 2,643 | 2,616 |
Net Income Growth | -5.61% | 8.90% | 90.46% | -13.08% | 1.05% | 17.10% |
Basic Shares Outstanding | 1,155 | 1,155 | 1,155 | 1,155 | 1,155 | 1,155 |
Diluted Shares Outstanding | 1,155 | 1,155 | 1,155 | 1,155 | 1,155 | 1,155 |
EPS (Basic) | 4.29 | 4.13 | 3.79 | 1.99 | 2.29 | 2.27 |
EPS (Diluted) | 4.29 | 4.13 | 3.79 | 1.99 | 2.29 | 2.27 |
EPS Growth | -5.61% | 8.90% | 90.46% | -13.08% | 1.05% | 17.10% |
Dividend Per Share | - | - | 1.250 | 1.154 | 0.458 | 1.057 |
Dividend Growth | - | - | 8.34% | 151.98% | -56.66% | 72.00% |
Effective Tax Rate | 24.40% | 18.48% | 13.84% | 52.41% | 49.50% | 41.04% |