National Credit and Commerce Bank PLC. (DSE:NCCBANK)

DSE:NCCBANK Balance Sheet

Financials in millions BDT. Fiscal year is January - December.

Assets

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Cash & Equivalents	13,025	12,121	8,411	16,230	20,372	19,658
Investment Securities	132,302	99,824	77,003	55,254	53,867	49,578
Total Investments	132,302	99,824	77,003	55,254	53,867	49,578
Gross Loans	274,271	263,655	242,083	230,985	212,313	192,114
Net Loans	274,271	263,655	242,083	230,985	212,313	192,114
Property, Plant & Equipment	3,118	3,252	3,412	2,940	2,717	2,601
Other Intangible Assets	110.89	121.39	88.52	99.74	72.75	-
Other Receivables	118.73	267.72	129.87	56.63	47.56	221.55
Restricted Cash	15,186	12,518	11,431	9,188	9,808	8,375
Other Long-Term Assets	12,050	7,561	6,158	4,568	2,928	3,370
Total Assets	450,182	399,319	348,716	319,320	302,124	275,917

Liabilities

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Interest Bearing Deposits	285,274	251,043	214,674	179,202	168,299	171,981
Non-Interest Bearing Deposits	42,731	38,469	35,884	35,318	29,543	25,488
Total Deposits	328,005	289,513	250,558	214,521	197,842	197,468
Short-Term Borrowings	-	1,254	1,890	2,860	1,859	2,308
Current Portion of Long-Term Debt	27,939	28,390	15,148	23,763	13,894	14,423
Other Current Liabilities	6,551	7,473	6,093	6,428	5,206	5,176
Long-Term Debt	11,970	8,724	9,079	15,354	32,838	12,333
Long-Term Leases	701.53	780.57	868.43	393.26	110.86	8.01
Other Long-Term Liabilities	43,400	32,985	38,074	31,771	27,213	21,878
Total Liabilities	418,567	369,118	321,710	295,091	278,963	253,594

Shareholders' Equity

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Common Stock	11,548	11,104	11,104	11,104	10,575	10,169
Retained Earnings	18,871	18,105	15,350	12,760	12,032	11,497
Comprehensive Income & Other	1,196	992.5	551.61	365.18	554.24	657.45
Total Common Equity	31,615	30,202	27,006	24,229	23,162	22,323
Minority Interest	0	0	0	0	0	0
Shareholders' Equity	31,615	30,202	27,006	24,229	23,162	22,323
Total Liabilities & Equity	450,182	399,319	348,716	319,320	302,124	275,917

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Total Debt	40,611	39,148	26,985	42,371	48,702	29,071
Net Cash (Debt)	-27,587	-27,027	-18,575	-26,141	-28,330	-9,414
Net Cash Growth	-	-	-	-	-	-
Net Cash Per Share	-23.89	-23.40	-16.08	-22.64	-24.53	-8.15
Filing Date Shares Outstanding	1,155	1,155	1,155	1,155	1,155	1,155
Total Common Shares Outstanding	1,155	1,155	1,155	1,155	1,155	1,155
Book Value Per Share	27.38	26.15	23.38	20.98	20.06	19.33
Tangible Book Value	31,505	30,080	26,917	24,130	23,089	22,323
Tangible Book Value Per Share	27.28	26.05	23.31	20.89	19.99	19.33

Data Source: S&P Global Market Intelligence Last updated: Sep 30, 2026

Financial data is provided by S&P Global Market Intelligence and updates within hours after each earnings release, which is every three months for this company.

Update frequency:

Quarterly

Last checked:

Nov 3, 2026

Data Sources Report a data error