National Credit and Commerce Bank PLC. (DSE:NCCBANK)

DSE:NCCBANK Statistics

Total Valuation

DSE:NCCBANK has a market cap or net worth of BDT 16.86 billion.

Market Cap	16.86B
Enterprise Value	n/a

Important Dates

The last earnings date was Monday, April 27, 2026.

Earnings Date	Apr 27, 2026
Ex-Dividend Date	May 24, 2026

Share Statistics

DSE:NCCBANK has 1.15 billion shares outstanding.

Current Share Class	1.15B
Shares Outstanding	1.15B
Shares Change (YoY)	n/a
Shares Change (QoQ)	+0.63%
Owned by Insiders (%)	26.30%
Owned by Institutions (%)	n/a
Float	851.10M

Valuation Ratios

The trailing PE ratio is 3.54.

PE Ratio	3.54
Forward PE	n/a
PS Ratio	1.22
PB Ratio	0.56
P/TBV Ratio	0.56
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	-1.57
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 16.66%.

Return on Equity (ROE)	16.66%
Return on Assets (ROA)	1.27%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Weighted Average Cost of Capital (WACC)	1.84%
Revenue Per Employee	5.56M
Profits Per Employee	1.92M
Employee Count	2,374
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, DSE:NCCBANK has paid 1.08 billion in taxes.

Income Tax	1.08B
Effective Tax Rate	18.48%

Stock Price Statistics

The stock price has increased by +33.19% in the last 52 weeks. The beta is 0.34, so DSE:NCCBANK's price volatility has been lower than the market average.

Beta (5Y)	0.34
52-Week Price Change	+33.19%
50-Day Moving Average	13.70
200-Day Moving Average	12.15
Relative Strength Index (RSI)	46.65
Average Volume (20 Days)	15,075,608

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, DSE:NCCBANK had revenue of BDT 13.78 billion and earned 4.77 billion in profits. Earnings per share was 4.13.

Revenue	13.78B
Gross Profit	13.60B
Operating Income	5.88B
Pretax Income	5.85B
Net Income	4.77B
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	4.13

Balance Sheet

The company has 12.12 billion in cash and 39.15 billion in debt, with a net cash position of -27.03 billion or -23.40 per share.

Cash & Cash Equivalents	12.12B
Total Debt	39.15B
Net Cash	-27.03B
Net Cash Per Share	-23.40
Equity (Book Value)	30.20B
Book Value Per Share	26.15
Working Capital	-301.72B

Cash Flow

In the last 12 months, operating cash flow was -24.63 billion and capital expenditures -345.81 million, giving a free cash flow of -24.97 billion.

Operating Cash Flow	-24.63B
Capital Expenditures	-345.81M
Depreciation & Amortization	n/a
Net Borrowing	1.75B
Free Cash Flow	-24.97B
FCF Per Share	-21.62

Margins

Gross Margin	n/a
Operating Margin	42.66%
Pretax Margin	42.44%
Profit Margin	34.60%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of 1.25, which amounts to a dividend yield of 8.56%.

Dividend Per Share	1.25
Dividend Yield	8.56%
Dividend Growth (YoY)	30.77%
Years of Dividend Growth	2
Payout Ratio	29.96%
Buyback Yield	n/a
Shareholder Yield	8.33%
Earnings Yield	28.27%
FCF Yield	-148.10%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on May 24, 2026. It was a forward split with a ratio of 1.04.

Last Split Date	May 24, 2026
Split Type	Forward
Split Ratio	1.04

Scores

Altman Z-Score	n/a
Piotroski F-Score	2