National Credit and Commerce Bank PLC. (DSE:NCCBANK)

DSE:NCCBANK Balance Sheet

Financials in millions BDT. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Mar 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Cash & Equivalents	10,840	8,411	16,230	20,372	19,658	17,302
Investment Securities	81,288	77,003	55,254	53,867	49,578	43,671
Total Investments	81,288	77,003	55,254	53,867	49,578	43,671
Gross Loans	244,179	242,083	230,985	212,313	192,114	181,156
Net Loans	244,179	242,083	230,985	212,313	192,114	181,156
Property, Plant & Equipment	3,373	3,412	2,940	2,717	2,601	2,710
Other Intangible Assets	81	88.52	99.74	72.75	-	-
Other Receivables	111.51	129.87	56.63	47.56	221.55	52.43
Restricted Cash	14,901	11,431	9,188	9,808	8,375	9,212
Other Long-Term Assets	5,557	4,909	4,568	2,928	3,370	4,938
Total Assets	360,330	347,467	319,320	302,124	275,917	259,041
Interest Bearing Deposits	221,962	214,674	179,202	168,299	171,981	166,723
Non-Interest Bearing Deposits	37,017	35,884	35,318	29,543	25,488	24,929
Total Deposits	258,979	250,558	214,521	197,842	197,468	191,652
Short-Term Borrowings	-	1,890	2,860	1,859	2,308	2,021
Current Portion of Long-Term Debt	11,783	15,948	23,763	13,894	14,423	12,891
Other Current Liabilities	5,325	6,093	6,428	5,206	5,176	5,139
Long-Term Debt	15,008	8,279	15,354	32,838	12,333	5,992
Long-Term Leases	848.26	868.43	393.26	110.86	8.01	13.97
Other Long-Term Liabilities	43,132	38,995	31,771	27,213	21,878	20,378
Total Liabilities	335,075	322,631	295,091	278,963	253,594	238,087
Common Stock	11,104	11,104	11,104	10,575	10,169	9,459
Retained Earnings	13,459	13,301	12,760	12,032	11,497	10,409
Comprehensive Income & Other	691.81	430.57	365.18	554.24	657.45	1,085
Total Common Equity	25,255	24,835	24,229	23,162	22,323	20,954
Minority Interest	0	0	0	0	0	0
Shareholders' Equity	25,255	24,835	24,229	23,162	22,323	20,954
Total Liabilities & Equity	360,330	347,467	319,320	302,124	275,917	259,041
Total Debt	27,639	26,985	42,371	48,702	29,071	20,917
Net Cash (Debt)	-16,800	-18,575	-26,141	-28,330	-9,414	-3,616
Net Cash Per Share	-15.13	-16.73	-23.54	-25.51	-8.48	-3.26
Filing Date Shares Outstanding	1,110	1,110	1,110	1,110	1,110	1,110
Total Common Shares Outstanding	1,110	1,110	1,110	1,110	1,110	1,110
Book Value Per Share	22.74	22.37	21.82	20.86	20.10	18.87
Tangible Book Value	25,174	24,747	24,130	23,089	22,323	20,954
Tangible Book Value Per Share	22.67	22.29	21.73	20.79	20.10	18.87

Updated Oct 30, 2024. Source: S&P Global Market Intelligence. Banks template. Financial Sources.