DSE:NCCBANK Balance Sheet

Financials in millions BDT. Fiscal year is January - December.

Millions BDT. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Cash & Equivalents	10,365	8,411	16,230	20,372	19,658	17,302
Investment Securities	92,170	77,003	55,254	53,867	49,578	43,671
Total Investments	92,170	77,003	55,254	53,867	49,578	43,671
Gross Loans	251,936	242,083	230,985	212,313	192,114	181,156
Net Loans	251,936	242,083	230,985	212,313	192,114	181,156
Property, Plant & Equipment	3,314	3,412	2,940	2,717	2,601	2,710
Other Intangible Assets	113.71	88.52	99.74	72.75	-	-
Other Receivables	114.25	129.87	56.63	47.56	221.55	52.43
Restricted Cash	14,556	11,431	9,188	9,808	8,375	9,212
Other Long-Term Assets	6,114	4,909	4,568	2,928	3,370	4,938
Total Assets	378,683	347,467	319,320	302,124	275,917	259,041
Interest Bearing Deposits	237,074	214,674	179,202	168,299	171,981	166,723
Non-Interest Bearing Deposits	34,969	35,884	35,318	29,543	25,488	24,929
Total Deposits	272,043	250,558	214,521	197,842	197,468	191,652
Short-Term Borrowings	-	1,890	2,860	1,859	2,308	2,021
Current Portion of Long-Term Debt	25,681	15,948	23,763	13,894	14,423	12,891
Other Current Liabilities	5,423	6,093	6,428	5,206	5,176	5,139
Long-Term Debt	5,854	8,279	15,354	32,838	12,333	5,992
Long-Term Leases	804.58	868.43	393.26	110.86	8.01	13.97
Other Long-Term Liabilities	43,617	38,995	31,771	27,213	21,878	20,378
Total Liabilities	353,423	322,631	295,091	278,963	253,594	238,087
Common Stock	11,104	11,104	11,104	10,575	10,169	9,459
Retained Earnings	13,216	13,301	12,760	12,032	11,497	10,409
Comprehensive Income & Other	940.39	430.57	365.18	554.24	657.45	1,085
Total Common Equity	25,260	24,835	24,229	23,162	22,323	20,954
Minority Interest	0	0	0	0	0	0
Shareholders' Equity	25,260	24,835	24,229	23,162	22,323	20,954
Total Liabilities & Equity	378,683	347,467	319,320	302,124	275,917	259,041
Total Debt	32,340	26,985	42,371	48,702	29,071	20,917
Net Cash (Debt)	-21,975	-18,575	-26,141	-28,330	-9,414	-3,616
Net Cash Per Share	-19.79	-16.73	-23.54	-25.51	-8.48	-3.26
Filing Date Shares Outstanding	1,110	1,110	1,110	1,110	1,110	1,110
Total Common Shares Outstanding	1,110	1,110	1,110	1,110	1,110	1,110
Book Value Per Share	22.75	22.37	21.82	20.86	20.10	18.87
Tangible Book Value	25,147	24,747	24,130	23,089	22,323	20,954
Tangible Book Value Per Share	22.65	22.29	21.73	20.79	20.10	18.87

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.