National Credit and Commerce Bank PLC. (DSE:NCCBANK)

DSE:NCCBANK Statistics

Total Valuation

DSE:NCCBANK has a market cap or net worth of BDT 12.33 billion.

Market Cap	12.33B
Enterprise Value	n/a

Important Dates

The last earnings date was Wednesday, October 29, 2025.

Earnings Date	Oct 29, 2025
Ex-Dividend Date	May 27, 2025

Share Statistics

DSE:NCCBANK has 1.11 billion shares outstanding.

Current Share Class	1.11B
Shares Outstanding	1.11B
Shares Change (YoY)	n/a
Shares Change (QoQ)	-0.04%
Owned by Insiders (%)	26.30%
Owned by Institutions (%)	n/a
Float	818.36M

Valuation Ratios

The trailing PE ratio is 4.49.

PE Ratio	4.49
Forward PE	n/a
PS Ratio	1.04
PB Ratio	0.48
P/TBV Ratio	0.48
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	-1.20
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 10.81%.

Return on Equity (ROE)	10.81%
Return on Assets (ROA)	0.78%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	4.77M
Profits Per Employee	1.11M
Employee Count	2,478
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, DSE:NCCBANK has paid 2.65 billion in taxes.

Income Tax	2.65B
Effective Tax Rate	49.09%

Stock Price Statistics

The stock price has increased by +3.74% in the last 52 weeks. The beta is 0.03, so DSE:NCCBANK's price volatility has been lower than the market average.

Beta (5Y)	0.03
52-Week Price Change	+3.74%
50-Day Moving Average	11.94
200-Day Moving Average	11.04
Relative Strength Index (RSI)	31.16
Average Volume (20 Days)	967,958

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, DSE:NCCBANK had revenue of BDT 11.81 billion and earned 2.74 billion in profits. Earnings per share was 2.47.

Revenue	11.81B
Gross Profit	11.65B
Operating Income	4.89B
Pretax Income	5.39B
Net Income	2.74B
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	2.47

Balance Sheet

The company has 8.59 billion in cash and 26.20 billion in debt, giving a net cash position of -17.61 billion or -15.86 per share.

Cash & Cash Equivalents	8.59B
Total Debt	26.20B
Net Cash	-17.61B
Net Cash Per Share	-15.86
Equity (Book Value)	25.84B
Book Value Per Share	23.27
Working Capital	-271.77B

Cash Flow

In the last 12 months, operating cash flow was -21.44 billion and capital expenditures -302.48 million, giving a free cash flow of -21.74 billion.

Operating Cash Flow	-21.44B
Capital Expenditures	-302.48M
Free Cash Flow	-21.74B
FCF Per Share	-19.58

Margins

Gross Margin	n/a
Operating Margin	41.36%
Pretax Margin	45.63%
Profit Margin	23.23%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of 1.30, which amounts to a dividend yield of 11.71%.

Dividend Per Share	1.30
Dividend Yield	11.71%
Dividend Growth (YoY)	8.33%
Years of Dividend Growth	1
Payout Ratio	57.42%
Buyback Yield	n/a
Shareholder Yield	11.50%
Earnings Yield	22.26%
FCF Yield	-176.41%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on June 11, 2023. It was a forward split with a ratio of 1.05.

Last Split Date	Jun 11, 2023
Split Type	Forward
Split Ratio	1.05

Scores

Altman Z-Score	n/a
Piotroski F-Score	2