National Housing Finance PLC (DSE: NHFIL)
Bangladesh
· Delayed Price · Currency is BDT 26.20
+0.50 (1.95%)
At close: Nov 14, 2024
National Housing Finance Income Statement
Financials in millions BDT. Fiscal year is January - December.
Millions BDT. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | 2018 - 2014 |
|---|---|---|---|---|---|---|---|
Period Ending | Sep '24 Sep 30, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | Dec '20 Dec 31, 2020 | Dec '19 Dec 31, 2019 | 2018 - 2014 |
| Interest and Dividend Income | 1,807 | 1,531 | 1,523 | 1,684 | 2,072 | 2,056 | Upgrade
|
| Total Interest Expense | 1,395 | 1,057 | 917.98 | 972.02 | 1,344 | 1,486 | Upgrade
|
| Net Interest Income | 412.08 | 474.48 | 604.83 | 711.93 | 728.64 | 570.22 | Upgrade
|
| Commissions and Fees | 0 | 0 | 0 | - | 0 | 0.01 | Upgrade
|
| Other Revenue | 19.55 | 9.86 | 15.14 | 15.18 | 10.76 | 18.74 | Upgrade
|
| Revenue Before Loan Losses | 431.63 | 484.34 | 619.96 | 727.11 | 739.4 | 588.97 | Upgrade
|
| Provision for Loan Losses | 130.12 | 112.38 | -29.69 | 88.8 | 69.71 | -23.99 | Upgrade
|
| Revenue | 301.51 | 371.96 | 649.66 | 638.31 | 669.69 | 612.96 | Upgrade
|
| Revenue Growth (YoY) | -43.19% | -42.74% | 1.78% | -4.69% | 9.26% | -3.16% | Upgrade
|
| Salaries & Employee Benefits | 167.09 | 155.44 | 144.18 | 133.69 | 125.47 | 127.69 | Upgrade
|
| Cost of Services Provided | 41.63 | 39.01 | 36.44 | 32.91 | 42.75 | 36.25 | Upgrade
|
| Other Operating Expenses | 18.46 | 19.5 | 16.75 | 14.7 | 11.21 | 16.33 | Upgrade
|
| Total Operating Expenses | 243.04 | 229.69 | 214.85 | 200.93 | 198.84 | 195.68 | Upgrade
|
| Operating Income | 58.47 | 142.27 | 434.8 | 437.38 | 470.86 | 417.28 | Upgrade
|
| EBT Excluding Unusual Items | 45.75 | 133.15 | 425.74 | 426.68 | 460.73 | 414.75 | Upgrade
|
| Gain (Loss) on Sale of Investments | 1.83 | 5.41 | -16.38 | 1.73 | 24.42 | -24.13 | Upgrade
|
| Pretax Income | 45.72 | 135.42 | 408.3 | 436.22 | 483.36 | 390.62 | Upgrade
|
| Income Tax Expense | -10.49 | 14.79 | 145.16 | 174.93 | 161.97 | 153.82 | Upgrade
|
| Net Income | 56.21 | 120.63 | 263.14 | 261.29 | 321.39 | 236.81 | Upgrade
|
| Net Income to Common | 56.21 | 120.63 | 263.14 | 261.29 | 321.39 | 236.81 | Upgrade
|
| Net Income Growth | -71.72% | -54.16% | 0.71% | -18.70% | 35.72% | -14.13% | Upgrade
|
| Shares Outstanding (Basic) | 117 | 117 | 117 | 117 | 117 | 117 | Upgrade
|
| Shares Outstanding (Diluted) | 117 | 117 | 117 | 117 | 117 | 117 | Upgrade
|
| Shares Change (YoY) | -0.50% | - | - | - | -0.17% | 0.17% | Upgrade
|
| EPS (Basic) | 0.48 | 1.03 | 2.25 | 2.23 | 2.75 | 2.02 | Upgrade
|
| EPS (Diluted) | 0.48 | 1.03 | 2.25 | 2.23 | 2.75 | 2.02 | Upgrade
|
| EPS Growth | -71.57% | -54.16% | 0.71% | -18.70% | 35.95% | -14.28% | Upgrade
|
| Free Cash Flow | 1,825 | 2,947 | -2,247 | 1,066 | 566.81 | -3,617 | Upgrade
|
| Free Cash Flow Per Share | 15.66 | 25.18 | -19.20 | 9.11 | 4.84 | -30.85 | Upgrade
|
| Dividend Per Share | 1.000 | 1.000 | 1.500 | 1.500 | 1.500 | 1.000 | Upgrade
|
| Dividend Growth | -33.33% | -33.33% | 0% | 0% | 50.00% | 10.00% | Upgrade
|
| Operating Margin | 19.39% | 38.25% | 66.93% | 68.52% | 70.31% | 68.08% | Upgrade
|
| Profit Margin | 18.64% | 32.43% | 40.50% | 40.93% | 47.99% | 38.63% | Upgrade
|
| Free Cash Flow Margin | 605.22% | 792.22% | -345.80% | 166.99% | 84.64% | -590.09% | Upgrade
|
| Effective Tax Rate | - | 10.92% | 35.55% | 40.10% | 33.51% | 39.38% | Upgrade
|
Source: S&P Capital IQ. Financial Services template. Financial Sources.