National Housing Finance PLC (DSE:NHFIL)

National Housing Finance Cash Flow Statement

Financials in millions BDT. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Net Income	16.74	2.93	120.63	263.14	261.29	321.39
Depreciation & Amortization	13.17	15.3	15.75	17.48	19.63	19.41
Change in Trading Asset Securities	-	-	-	-	206.59	-
Change in Other Net Operating Assets	281.43	-2,881	2,770	-2,468	598.26	152.61
Other Operating Activities	293.35	326.1	42.99	-55.49	-8.34	98.6
Operating Cash Flow	604.68	-2,536	2,950	-2,242	1,077	592.01
Operating Cash Flow Growth	-66.92%	-	-	-	82.00%	-
Capital Expenditures	-1.86	-1.94	-3	-4.04	-11.52	-25.2
Investment in Securities	248.56	-295.76	-350.46	-478.04	-21.37	-666.66
Investing Cash Flow	246.7	-297.7	-353.46	-482.08	-32.89	-691.86
Long-Term Debt Issued	-	371.23	-	1,264	32.46	-
Long-Term Debt Repaid	-	-	-443.08	-	-	-779.75
Net Debt Issued (Repaid)	245.87	371.23	-443.08	1,264	32.46	-779.75
Common Dividends Paid	-	-117.03	-175.55	-175.55	-175.55	-117.03
Financing Cash Flow	245.87	254.2	-618.62	1,089	-143.09	-896.78
Net Cash Flow	1,097	-2,580	1,978	-1,636	901.45	-996.63
Free Cash Flow	602.82	-2,538	2,947	-2,247	1,066	566.81
Free Cash Flow Growth	-66.97%	-	-	-	88.06%	-
Free Cash Flow Margin	200.17%	-833.88%	792.22%	-345.80%	166.99%	84.64%
Free Cash Flow Per Share	5.15	-21.69	25.18	-19.20	9.11	4.84
Cash Interest Paid	1,505	1,362	999.12	984.95	1,046	1,433
Cash Income Tax Paid	39.44	98.28	153.65	168.33	186.18	129.34

Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.