National Housing Finance PLC (DSE:NHFIL)

National Housing Finance Balance Sheet

Financials in millions BDT. Fiscal year is January - December.

Assets

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Cash & Equivalents	4,230	1,887	1,459	4,039	1,461	3,697
Long-Term Investments	1,284	1,358	1,729	1,433	1,683	604.71
Loans & Lease Receivables	12,722	13,079	13,912	14,329	14,393	13,939
Other Receivables	154.29	149.14	163.67	134.2	128.34	185.44
Property, Plant & Equipment	256.38	261.47	271.38	282.64	293.28	304.62
Other Intangible Assets	-	-	0.63	2.73	4.83	6.93
Other Current Assets	353.48	308.14	267.42	304.71	438.28	321.56
Long-Term Deferred Tax Assets	4.68	8.32	10.81	21.03	-	-
Other Long-Term Assets	-0	0	-	-	-0	-
Total Assets	19,005	17,051	17,814	20,546	18,402	19,059

Liabilities

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Interest Bearing Deposits	13,130	11,585	11,881	15,099	12,472	14,421
Total Deposits	13,130	11,585	11,881	15,099	12,472	14,421
Accounts Payable	78.45	78.26	50.41	14.71	9.43	11.11
Accrued Expenses	484.28	589.3	526.73	384	326.18	393.7
Short-Term Debt	280.08	580.51	780.23	336.94	533.76	1.47
Current Portion of Long-Term Debt	-	-	1,193	1,223	1,613	738.59
Long-Term Debt	1,313	665.69	102.03	143.89	-	142.13
Long-Term Leases	0.55	0.94	1.83	3.24	3.41	4.21
Current Income Taxes Payable	256.9	228.85	181.5	290.21	431.33	443.57
Other Current Liabilities	5.31	6.33	7.84	5.2	5.39	5.11
Long-Term Deferred Tax Liabilities	-	-	-	-	9.2	4.32
Pension & Post-Retirement Benefits	-	-	-	-	8.12	-
Other Long-Term Liabilities	1,206	1,119	988.29	831.08	720.02	711.75
Total Liabilities	16,754	14,854	15,713	18,331	16,132	16,877

Shareholders' Equity

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Common Stock	1,287	1,287	1,170	1,170	1,170	1,170
Retained Earnings	963.67	908.74	930.5	1,045	1,100	1,012
Comprehensive Income & Other	-	-	-	-	0	-
Shareholders' Equity	2,251	2,196	2,101	2,215	2,270	2,182
Total Liabilities & Equity	19,005	17,051	17,814	20,546	18,402	19,059

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Total Debt	1,594	1,247	2,077	1,707	2,150	886.4
Net Cash (Debt)	2,637	639.55	-618.06	2,332	-689.22	2,810
Net Cash Growth	1758.99%	-	-	-	-	44.78%
Net Cash Per Share	20.48	4.97	-5.28	19.92	-5.89	24.01
Filing Date Shares Outstanding	128.73	128.73	117.03	117.03	117.03	117.03
Total Common Shares Outstanding	128.73	128.73	117.03	117.03	117.03	117.03
Working Capital	3,225	2,354	1,181	1,454	1,030	2,128
Book Value Per Share	17.49	17.06	17.95	18.93	19.40	18.65
Tangible Book Value	2,251	2,196	2,100	2,212	2,265	2,175
Tangible Book Value Per Share	17.49	17.06	17.95	18.90	19.35	18.59

Data Source: S&P Global Market Intelligence Last updated: Jul 30, 2026

Financial data is provided by S&P Global Market Intelligence and updates within hours after each earnings release, which is every three months for this company.

Update frequency:

Quarterly

Last checked:

Sep 9, 2026

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