National Housing Finance PLC (DSE:NHFIL)
Bangladesh flag Bangladesh · Delayed Price · Currency is BDT
29.60
-0.20 (-0.67%)
At close: Aug 13, 2026

National Housing Finance Statistics

Total Valuation

DSE:NHFIL has a market cap or net worth of BDT 3.81 billion.

Market Cap3.81B
Enterprise Value n/a

Important Dates

The last earnings date was Wednesday, July 29, 2026.

Earnings Date Jul 29, 2026
Ex-Dividend Date Jul 26, 2026

Share Statistics

DSE:NHFIL has 128.73 million shares outstanding. The number of shares has increased by 4.76% in one year.

Current Share Class 128.73M
Shares Outstanding 128.73M
Shares Change (YoY) +4.76%
Shares Change (QoQ) +2.15%
Owned by Insiders (%) n/a
Owned by Institutions (%) n/a
Float n/a

Valuation Ratios

The trailing PE ratio is 38.92.

PE Ratio 38.92
Forward PE n/a
PS Ratio 11.08
PB Ratio 1.69
P/TBV Ratio 1.69
P/FCF Ratio 1.86
P/OCF Ratio 1.86
PEG Ratio n/a
Financial Ratio History

Enterprise Valuation

EV / Earnings n/a
EV / Sales n/a
EV / EBITDA n/a
EV / EBIT n/a
EV / FCF n/a

Financial Position

The company has a current ratio of 1.23, with a Debt / Equity ratio of 0.71.

Current Ratio 1.23
Quick Ratio 1.20
Debt / Equity 0.71
Debt / EBITDA n/a
Debt / FCF 0.78
Interest Coverage n/a

Financial Efficiency

Return on equity (ROE) is 4.45% and return on invested capital (ROIC) is 2.35%.

Return on Equity (ROE) 4.45%
Return on Assets (ROA) 0.54%
Return on Invested Capital (ROIC) 2.35%
Return on Capital Employed (ROCE) n/a
Weighted Average Cost of Capital (WACC) 3.79%
Revenue Per Employee 1.97M
Profits Per Employee 559,450
Employee Count175
Asset Turnover 0.02
Inventory Turnover n/a

Taxes

In the past 12 months, DSE:NHFIL has paid 48.76 million in taxes.

Income Tax 48.76M
Effective Tax Rate 33.25%

Stock Price Statistics

The stock price has increased by +23.85% in the last 52 weeks. The beta is 0.20, so DSE:NHFIL's price volatility has been lower than the market average.

Beta (5Y) 0.20
52-Week Price Change +23.85%
50-Day Moving Average 29.38
200-Day Moving Average 25.11
Relative Strength Index (RSI) 47.23
Average Volume (20 Days) 880,894

Short Selling Information

Short Interest n/a
Short Previous Month n/a
Short % of Shares Out n/a
Short % of Float n/a
Short Ratio (days to cover) n/a

Income Statement

In the last 12 months, DSE:NHFIL had revenue of BDT 344.01 million and earned 97.90 million in profits. Earnings per share was 0.76.

Revenue344.01M
Gross Profit 336.16M
Operating Income 134.26M
Pretax Income 146.67M
Net Income 97.90M
EBITDA n/a
EBIT n/a
Earnings Per Share (EPS) 0.76
Full Income Statement

Balance Sheet

The company has 4.23 billion in cash and 1.59 billion in debt, with a net cash position of 2.64 billion or 20.48 per share.

Cash & Cash Equivalents 4.23B
Total Debt 1.59B
Net Cash 2.64B
Net Cash Per Share 20.48
Equity (Book Value) 2.25B
Book Value Per Share 17.49
Working Capital 3.22B
Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was 2.05 billion and capital expenditures -1.05 million, giving a free cash flow of 2.05 billion.

Operating Cash Flow 2.05B
Capital Expenditures -1.05M
Depreciation & Amortization 10.85M
Net Borrowing 460.48M
Free Cash Flow 2.05B
FCF Per Share 15.94
Full Cash Flow Statement

Margins

Gross margin is 97.72%, with operating and profit margins of 39.03% and 28.46%.

Gross Margin 97.72%
Operating Margin 39.03%
Pretax Margin 42.63%
Profit Margin 28.46%
EBITDA Margin n/a
EBIT Margin n/a
FCF Margin 596.53%

Dividends & Yields

This stock pays an annual dividend of 1.00, which amounts to a dividend yield of 3.38%.

Dividend Per Share 1.00
Dividend Yield 3.38%
Dividend Growth (YoY) n/a
Years of Dividend Growth n/a
Payout Ratio n/a
Buyback Yield -4.76%
Shareholder Yield -1.38%
Earnings Yield 2.57%
FCF Yield 53.85%
Dividend Details

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on April 10, 2019. It was a forward split with a ratio of 1.1.

Last Split Date Apr 10, 2019
Split Type Forward
Split Ratio 1.1

Scores

Altman Z-Score n/a
Piotroski F-Score 6