National Housing Finance PLC (DSE:NHFIL)
Bangladesh flag Bangladesh · Delayed Price · Currency is BDT
24.80
-0.30 (-1.20%)
At close: Nov 3, 2026

National Housing Finance Statistics

Total Valuation

DSE:NHFIL has a market cap or net worth of BDT 3.19 billion.

Market Cap3.19B
Enterprise Value n/a

Important Dates

The next estimated earnings date is Thursday, November 5, 2026.

Earnings Date Nov 5, 2026
Ex-Dividend Date Jul 26, 2026

Share Statistics

DSE:NHFIL has 128.73 million shares outstanding. The number of shares has increased by 2.26% in one year.

Current Share Class 128.73M
Shares Outstanding 128.73M
Shares Change (YoY) +2.26%
Shares Change (QoQ) -1.21%
Owned by Insiders (%) n/a
Owned by Institutions (%) 25.68%
Float 91.11M

Valuation Ratios

The trailing PE ratio is 33.06.

PE Ratio 33.06
Forward PE n/a
PS Ratio 8.90
PB Ratio 1.46
P/TBV Ratio 1.46
P/FCF Ratio 0.80
P/OCF Ratio 0.80
PEG Ratio n/a
Financial Ratio History

Enterprise Valuation

EV / Earnings n/a
EV / Sales n/a
EV / EBITDA n/a
EV / EBIT n/a
EV / FCF n/a

Financial Position

The company has a current ratio of 1.24, with a Debt / Equity ratio of 0.67.

Current Ratio 1.24
Quick Ratio 1.24
Debt / Equity 0.67
Debt / EBITDA n/a
Debt / FCF 0.36
Interest Coverage n/a

Financial Efficiency

Return on equity (ROE) is 4.38% and return on invested capital (ROIC) is 2.78%.

Return on Equity (ROE) 4.38%
Return on Assets (ROA) 0.50%
Return on Invested Capital (ROIC) 2.78%
Return on Capital Employed (ROCE) n/a
Weighted Average Cost of Capital (WACC) 3.97%
Revenue Per Employee 2.05M
Profits Per Employee 551,952
Employee Count175
Asset Turnover 0.02
Inventory Turnover n/a

Taxes

In the past 12 months, DSE:NHFIL has paid 38.20 million in taxes.

Income Tax 38.20M
Effective Tax Rate 28.34%

Stock Price Statistics

The stock price has decreased by -2.75% in the last 52 weeks. The beta is 0.25, so DSE:NHFIL's price volatility has been lower than the market average.

Beta (5Y) 0.25
52-Week Price Change -2.75%
50-Day Moving Average 26.08
200-Day Moving Average 25.82
Relative Strength Index (RSI) 43.53
Average Volume (20 Days) 406,407

Short Selling Information

Short Interest n/a
Short Previous Month n/a
Short % of Shares Out n/a
Short % of Float n/a
Short Ratio (days to cover) n/a

Income Statement

In the last 12 months, DSE:NHFIL had revenue of BDT 358.59 million and earned 96.59 million in profits. Earnings per share was 0.75.

Revenue358.59M
Gross Profit 351.65M
Operating Income 145.52M
Pretax Income 134.79M
Net Income 96.59M
EBITDA n/a
EBIT n/a
Earnings Per Share (EPS) 0.75
Full Income Statement

Balance Sheet

The company has 6.23 billion in cash and 1.46 billion in debt, with a net cash position of 4.76 billion or 37.00 per share.

Cash & Cash Equivalents 6.23B
Total Debt 1.46B
Net Cash 4.76B
Net Cash Per Share 37.00
Equity (Book Value) 2.19B
Book Value Per Share 16.85
Working Capital 3.59B
Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was 4.02 billion and capital expenditures -405,860, giving a free cash flow of 4.01 billion.

Operating Cash Flow 4.02B
Capital Expenditures -405,860
Depreciation & Amortization 11.46M
Net Borrowing -207.94M
Free Cash Flow 4.01B
FCF Per Share 31.19
Full Cash Flow Statement

Margins

Gross margin is 98.07%, with operating and profit margins of 40.58% and 26.94%.

Gross Margin 98.07%
Operating Margin 40.58%
Pretax Margin 37.59%
Profit Margin 26.94%
EBITDA Margin n/a
EBIT Margin n/a
FCF Margin 1,119.61%

Dividends & Yields

This stock pays an annual dividend of 1.00, which amounts to a dividend yield of 4.03%.

Dividend Per Share 1.00
Dividend Yield 4.03%
Dividend Growth (YoY) n/a
Years of Dividend Growth n/a
Payout Ratio 133.28%
FCF Payout Ratio 3.21%
Buyback Yield -2.26%
Shareholder Yield 1.77%
Earnings Yield 3.02%
FCF Yield 125.75%
Dividend Details

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on April 10, 2019. It was a forward split with a ratio of 1.1.

Last Split Date Apr 10, 2019
Split Type Forward
Split Ratio 1.1

Scores

Altman Z-Score n/a
Piotroski F-Score 6