National Housing Finance PLC (DSE:NHFIL)

National Housing Finance Balance Sheet

Financials in millions BDT. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Cash & Equivalents	2,531	1,459	4,039	1,461	3,697	2,795
Long-Term Investments	1,433	1,729	1,433	1,683	604.71	789.92
Loans & Lease Receivables	13,308	13,912	14,329	14,393	13,939	13,628
Other Receivables	171.28	163.67	134.2	128.34	185.44	113.96
Property, Plant & Equipment	264.19	271.38	282.64	293.28	304.62	313.78
Other Intangible Assets	-	0.63	2.73	4.83	6.93	5.88
Other Current Assets	293.64	267.42	304.71	438.28	321.56	135.38
Long-Term Deferred Tax Assets	8.99	10.81	21.03	-	-	-
Other Long-Term Assets	-	-	-	-0	-	0.24
Total Assets	18,011	17,814	20,546	18,402	19,059	17,783
Interest Bearing Deposits	12,154	11,881	15,099	12,472	14,421	13,511
Total Deposits	12,154	11,881	15,099	12,472	14,421	13,511
Accounts Payable	58.41	50.41	14.71	9.43	11.11	10.55
Accrued Expenses	535.64	526.73	384	326.18	393.7	468.4
Short-Term Debt	151.94	780.23	336.94	533.76	1.47	0.61
Current Portion of Long-Term Debt	-	1,193	1,223	1,613	738.59	508.41
Long-Term Debt	1,518	102.03	143.89	-	142.13	340.71
Long-Term Leases	1.12	1.83	3.24	3.41	4.21	4.39
Current Income Taxes Payable	240.29	181.5	290.21	431.33	443.57	256.88
Other Current Liabilities	30.17	7.84	5.2	5.39	5.11	18.21
Long-Term Deferred Tax Liabilities	-	-	-	9.2	4.32	16.07
Pension & Post-Retirement Benefits	-	-	-	8.12	-	-
Other Long-Term Liabilities	1,100	988.29	831.08	720.02	711.75	550.93
Total Liabilities	15,790	15,713	18,331	16,132	16,877	15,686
Common Stock	1,170	1,170	1,170	1,170	1,170	1,170
Retained Earnings	1,050	930.5	1,045	1,100	1,012	926.18
Comprehensive Income & Other	-	-	-	0	-	-
Shareholders' Equity	2,221	2,101	2,215	2,270	2,182	2,096
Total Liabilities & Equity	18,011	17,814	20,546	18,402	19,059	17,783
Total Debt	1,671	2,077	1,707	2,150	886.4	854.12
Net Cash (Debt)	860.36	-618.06	2,332	-689.22	2,810	1,941
Net Cash Growth	10709.65%	-	-	-	44.78%	-10.23%
Net Cash Per Share	7.35	-5.28	19.92	-5.89	24.01	16.58
Filing Date Shares Outstanding	117.03	117.03	117.03	117.03	117.03	117.03
Total Common Shares Outstanding	117.03	117.03	117.03	117.03	117.03	117.03
Working Capital	3,133	1,181	1,454	1,030	2,128	1,899
Book Value Per Share	18.98	17.95	18.93	19.40	18.65	17.91
Tangible Book Value	2,221	2,100	2,212	2,265	2,175	2,091
Tangible Book Value Per Share	18.98	17.95	18.90	19.35	18.59	17.86

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.