National Housing Finance PLC (DSE:NHFIL)

National Housing Finance Statistics

Total Valuation

DSE:NHFIL has a market cap or net worth of BDT 2.96 billion.

Market Cap	2.96B
Enterprise Value	n/a

Important Dates

The next estimated earnings date is Monday, August 4, 2025.

Earnings Date	Aug 4, 2025
Ex-Dividend Date	Jul 31, 2025

Share Statistics

DSE:NHFIL has 117.03 million shares outstanding. The number of shares has increased by 0.45% in one year.

Current Share Class	117.03M
Shares Outstanding	117.03M
Shares Change (YoY)	+0.45%
Shares Change (QoQ)	-1.99%
Owned by Insiders (%)	n/a
Owned by Institutions (%)	n/a
Float	n/a

Valuation Ratios

PE Ratio	n/a
Forward PE	n/a
PS Ratio	11.66
PB Ratio	1.38
P/TBV Ratio	1.38
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

The company has a current ratio of 1.23, with a Debt / Equity ratio of 0.53.

Current Ratio	1.23
Quick Ratio	1.23
Debt / Equity	0.53
Debt / EBITDA	n/a
Debt / FCF	-0.84
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is -0.65%.

Return on Equity (ROE)	-0.65%
Return on Assets (ROA)	-0.08%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	1.36M
Profits Per Employee	-77,158
Employee Count	187
Asset Turnover	0.01
Inventory Turnover	n/a

Taxes

In the past 12 months, DSE:NHFIL has paid 25.68 million in taxes.

Income Tax	25.68M
Effective Tax Rate	228.24%

Stock Price Statistics

The stock price has decreased by -7.58% in the last 52 weeks. The beta is 0.30, so DSE:NHFIL's price volatility has been lower than the market average.

Beta (5Y)	0.30
52-Week Price Change	-7.58%
50-Day Moving Average	23.54
200-Day Moving Average	25.37
Relative Strength Index (RSI)	52.30
Average Volume (20 Days)	407,098

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, DSE:NHFIL had revenue of BDT 253.94 million and -14.43 million in losses. Loss per share was -0.12.

Revenue	253.94M
Gross Profit	245.83M
Operating Income	26.38M
Pretax Income	11.25M
Net Income	-14.43M
EBITDA	n/a
EBIT	n/a
Loss Per Share	-0.12

Balance Sheet

The company has 1.28 billion in cash and 1.13 billion in debt, giving a net cash position of 143.19 million or 1.22 per share.

Cash & Cash Equivalents	1.28B
Total Debt	1.13B
Net Cash	143.19M
Net Cash Per Share	1.22
Equity (Book Value)	2.15B
Book Value Per Share	18.77
Working Capital	2.74B

Cash Flow

In the last 12 months, operating cash flow was -1.35 billion and capital expenditures -1.65 million, giving a free cash flow of -1.36 billion.

Operating Cash Flow	-1.35B
Capital Expenditures	-1.65M
Free Cash Flow	-1.36B
FCF Per Share	-11.58

Margins

Gross margin is 96.80%, with operating and profit margins of 10.39% and -5.68%.

Gross Margin	96.80%
Operating Margin	10.39%
Pretax Margin	4.43%
Profit Margin	-5.68%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of 1.00, which amounts to a dividend yield of 3.95%.

Dividend Per Share	1.00
Dividend Yield	3.95%
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	n/a
Buyback Yield	-0.45%
Shareholder Yield	3.50%
Earnings Yield	-0.49%
FCF Yield	-45.77%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value	n/a
Lynch Upside	n/a
Graham Number	n/a
Graham Upside	n/a

Stock Splits

The last stock split was on April 10, 2019. It was a forward split with a ratio of 1.1.

Last Split Date	Apr 10, 2019
Split Type	Forward
Split Ratio	1.1

Scores

Altman Z-Score	n/a
Piotroski F-Score	2