Northern Islami Insurance PLC. (DSE:NORTHRNINS)
Bangladesh · Delayed Price · Currency is BDT 39.50
-0.10 (-0.25%)
At close: Jul 6, 2026
DSE:NORTHRNINS Income Statement
Financials in millions BDT. Fiscal year is January - December.
Millions BDT. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Premiums & Annuity Revenue | 260.42 | 315.47 | 467.28 | 563.18 | 688.98 | 571.19 |
Total Interest & Dividend Income | 75.33 | 77.83 | 75.19 | 60.7 | 45.1 | 42.17 |
Gain (Loss) on Sale of Investments | 0.03 | 0.03 | -0.02 | 0.01 | -0.01 | 0.04 |
Other Revenue | 45.36 | 47.58 | 57.46 | 71.77 | 90.58 | 81.81 |
| 381.14 | 440.91 | 599.91 | 695.67 | 824.65 | 695.21 | |
Revenue Growth (YoY) | -24.71% | -26.50% | -13.76% | -15.64% | 18.62% | -1.03% |
Policy Benefits | -14.77 | 23.81 | 86.72 | 142.03 | 246.33 | 235.47 |
Policy Acquisition & Underwriting Costs | 67.37 | 87.34 | 120.23 | 135.09 | 150.61 | 61.57 |
Depreciation & Amortization | 17.16 | 17.16 | 18.88 | 19.05 | 18.74 | 14.41 |
Selling, General & Administrative | 196.36 | 212.08 | 270.92 | 297.17 | 316.05 | 294.01 |
Other Operating Expenses | 1.22 | 1.22 | 0.53 | 1.28 | 0.71 | 0.85 |
Total Operating Expenses | 267.34 | 341.61 | 497.27 | 594.62 | 732.44 | 606.31 |
Operating Income | 113.8 | 99.3 | 102.64 | 101.05 | 92.21 | 88.9 |
Other Non Operating Income (Expenses) | -1.35 | -1.35 | -1.54 | -1.59 | -1.94 | -1.4 |
EBT Excluding Unusual Items | 112.45 | 97.95 | 101.1 | 99.45 | 90.27 | 87.5 |
Gain (Loss) on Sale of Assets | - | - | - | - | -0.19 | 0.71 |
Pretax Income | 112.45 | 97.95 | 101.1 | 99.45 | 90.07 | 88.21 |
Income Tax Expense | 26.69 | 26.15 | 23.83 | 21.53 | 13.33 | 13.14 |
Net Income | 85.75 | 71.8 | 77.27 | 77.92 | 76.75 | 75.07 |
Net Income to Common | 85.75 | 71.8 | 77.27 | 77.92 | 76.75 | 75.07 |
Net Income Growth | 0.58% | -7.08% | -0.84% | 1.53% | 2.23% | 1.04% |
Shares Outstanding (Basic) | 45 | 45 | 45 | 45 | 45 | 45 |
Shares Outstanding (Diluted) | 45 | 45 | 45 | 45 | 45 | 45 |
EPS (Basic) | 1.91 | 1.60 | 1.72 | 1.74 | 1.71 | 1.68 |
EPS (Diluted) | 1.91 | 1.60 | 1.72 | 1.74 | 1.71 | 1.68 |
EPS Growth | 0.58% | -7.08% | -0.84% | 1.53% | 2.23% | 1.04% |
Free Cash Flow | -43.67 | -25.89 | 127.75 | 249.71 | 245.99 | 152.02 |
Free Cash Flow Per Share | -0.97 | -0.58 | 2.85 | 5.58 | 5.49 | 3.39 |
Dividend Per Share | 0.476 | 0.476 | 0.952 | 0.952 | 0.952 | 0.952 |
Dividend Growth | -50.00% | -50.00% | - | - | - | - |
Operating Margin | 29.86% | 22.52% | 17.11% | 14.52% | 11.18% | 12.79% |
Profit Margin | 22.50% | 16.28% | 12.88% | 11.20% | 9.31% | 10.80% |
Free Cash Flow Margin | -11.46% | -5.87% | 21.30% | 35.90% | 29.83% | 21.87% |
EBITDA | 130.43 | 116.42 | 121.45 | 120.01 | 108.58 | 103.27 |
EBITDA Margin | 34.22% | 26.40% | 20.24% | 17.25% | 13.17% | 14.85% |
D&A For EBITDA | 16.63 | 17.12 | 18.81 | 18.97 | 16.38 | 14.37 |
EBIT | 113.8 | 99.3 | 102.64 | 101.05 | 92.21 | 88.9 |
EBIT Margin | 29.86% | 22.52% | 17.11% | 14.52% | 11.18% | 12.79% |
Effective Tax Rate | 23.74% | 26.70% | 23.57% | 21.65% | 14.80% | 14.89% |