Northern Islami Insurance PLC. (DSE:NORTHRNINS)

Bangladesh · Delayed Price · Currency is BDT

37.20

-0.20 (-0.53%)

At close: Jul 23, 2026

DSE:NORTHRNINS Financials Overview

Financials in millions BDT. Fiscal year is January - December.

Millions BDT. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Revenue	381.14	440.91	599.91	695.67	824.65	695.21
Revenue Growth	-24.71%	-26.50%	-13.76%	-15.64%	18.62%	-1.03%
Operating Income	113.8	99.3	102.64	101.05	92.21	88.9
Net Income	85.75	71.8	77.27	77.92	76.75	75.07
Earnings Per Share	1.91	1.60	1.72	1.74	1.71	1.68
EPS Growth	0.58%	-7.08%	-0.84%	1.53%	2.23%	1.04%

Cash & Debt

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Investments	1,026	71.52	53.82	989.82	771.58	577.08
Total Debt	-	-	-	-	-	-
Net Cash (Debt)	1,026	71.52	53.82	989.82	771.58	577.08
Net Cash Growth	-7.23%	32.90%	-94.56%	28.29%	33.70%	20.08%
Net Cash Per Share	22.91	1.60	1.20	22.10	17.23	12.88

Cash Flow & CapEx

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Operating Cash Flow	-43.57	-25.69	133.4	263.12	266.57	160.13
Capital Expenditures	-0.1	-0.19	-5.65	-13.4	-20.59	-8.11
Free Cash Flow	-43.67	-25.89	127.75	249.71	245.99	152.02
Free Cash Flow Growth	-	-	-48.84%	1.52%	61.81%	-44.57%

Margins

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Operating Margin	29.86%	22.52%	17.11%	14.52%	11.18%	12.79%
Pretax Margin	29.50%	22.21%	16.85%	14.30%	10.92%	12.69%
Profit Margin	22.50%	16.28%	12.88%	11.20%	9.31%	10.80%
FCF Margin	-11.46%	-5.87%	21.30%	35.90%	29.83%	21.87%

Dividends

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jul '26 Jul 27, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Dividend Per Share	0.476	0.476	0.952	0.952	0.952	0.952
Dividend Per Share Growth	-47.50%	-50.00%	0%	0%	0%	0%
Dividend Yield	1.28%	1.82%	3.52%	2.52%	2.78%	2.09%

Valuation

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jul '26 Jul 27, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
PE Ratio	19.59	16.52	16.51	23.43	22.01	30.57
P/FCF Ratio	-	-	9.99	7.31	6.87	15.10
PS Ratio	4.20	2.69	2.13	2.63	2.05	3.30