Northern Islami Insurance PLC. (DSE:NORTHRNINS)

Bangladesh · Delayed Price · Currency is BDT

42.80

-0.10 (-0.23%)

At close: Aug 13, 2026

DSE:NORTHRNINS Financials Overview

Financials in millions BDT. Fiscal year is January - December.

Millions BDT. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Revenue	343.52	440.91	599.91	695.67	824.65	695.21
Revenue Growth	-23.41%	-26.50%	-13.76%	-15.64%	18.62%	-1.03%
Operating Income	129.11	99.3	102.64	101.05	92.21	88.9
Net Income	101.12	71.8	77.27	77.92	76.75	75.07
Earnings Per Share	2.26	1.60	1.72	1.74	1.71	1.68
EPS Growth	7.18%	-7.08%	-0.84%	1.53%	2.23%	1.04%

Cash & Debt

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Investments	984.46	71.52	53.82	989.82	771.58	577.08
Total Debt	-	-	-	-	-	-
Net Cash (Debt)	984.46	71.52	53.82	989.82	771.58	577.08
Net Cash Growth	-10.82%	32.90%	-94.56%	28.29%	33.70%	20.08%
Net Cash Per Share	21.98	1.60	1.20	22.10	17.23	12.88

Cash Flow & CapEx

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Operating Cash Flow	-92.9	-25.69	133.4	263.12	266.57	160.13
Capital Expenditures	-0.29	-0.19	-5.65	-13.4	-20.59	-8.11
Free Cash Flow	-93.2	-25.89	127.75	249.71	245.99	152.02
Free Cash Flow Growth	-	-	-48.84%	1.52%	61.81%	-44.57%

Margins

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Operating Margin	37.58%	22.52%	17.11%	14.52%	11.18%	12.79%
Pretax Margin	37.19%	22.21%	16.85%	14.30%	10.92%	12.69%
Profit Margin	29.44%	16.28%	12.88%	11.20%	9.31%	10.80%
FCF Margin	-27.13%	-5.87%	21.30%	35.90%	29.83%	21.87%

Dividends

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Aug '26 Aug 16, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Dividend Per Share	0.476	0.476	0.952	0.952	0.952	0.952
Dividend Per Share Growth	-47.50%	-50.00%	0%	0%	0%	0%
Dividend Yield	1.11%	1.82%	3.52%	2.52%	2.78%	2.09%

Valuation

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Aug '26 Aug 16, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
PE Ratio	18.96	16.52	16.51	23.43	22.01	30.57
P/FCF Ratio	-	-	9.99	7.31	6.87	15.10
PS Ratio	5.32	2.69	2.13	2.63	2.05	3.30