Northern Islami Insurance PLC. (DSE:NORTHRNINS)

Bangladesh · Delayed Price · Currency is BDT

31.60

-1.00 (-3.07%)

At close: Oct 26, 2026

DSE:NORTHRNINS Ratios and Metrics

Market cap in millions BDT. Fiscal year is January - December.

Millions BDT. Fiscal year is Jan - Dec.

Total Valuation

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Oct '26 Oct 23, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Market Capitalization	1,415	1,186	1,276	1,826	1,689	2,295
Market Cap Growth	11.34%	-7.02%	-30.14%	8.08%	-26.39%	13.50%
Enterprise Value	431	121	198	939	919	1,723

Price Ratios

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Oct '26 Oct 23, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
PE Ratio	14.00	16.52	16.51	23.43	22.01	30.57
PS Ratio	4.12	2.69	2.13	2.63	2.05	3.30
PB Ratio	1.26	1.09	1.21	1.78	1.71	2.56
P/FCF Ratio	-	-	9.99	7.31	6.87	15.10
P/OCF Ratio	-	-	9.56	6.94	6.34	14.33

EV Ratios

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Oct '26 Oct 23, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
EV/Sales Ratio	1.25	0.28	0.33	1.35	1.12	2.48
EV/EBITDA Ratio	2.97	1.04	1.63	7.83	8.47	16.68
EV/EBIT Ratio	3.34	1.22	1.93	9.30	9.97	19.38
EV/FCF Ratio	-	-	1.55	3.76	3.74	11.33

Financial Efficiency

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Oct '26 Oct 23, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Debt / Equity Ratio	-0.87	-0.07	-0.05	-0.97	-0.78	-0.64
Net Debt / EBITDA Ratio	-6.78	-0.61	-0.44	-8.25	-7.11	-5.59
Net Debt / FCF Ratio	10.56	2.76	-0.42	-3.96	-3.14	-3.80
Quick Ratio	1.71	0.05	0.04	0.78	0.83	0.84
Current Ratio	2.30	0.86	0.82	1.61	1.82	1.99
Asset Turnover	0.13	0.16	0.22	0.28	0.39	0.38
Return on Equity (ROE)	9.09%	6.69%	7.42%	7.75%	8.15%	8.54%
Return on Assets (ROA)	2.97%	2.29%	2.39%	2.54%	2.73%	3.05%
Return on Invested Capital (ROIC)	9.13%	6.79%	7.54%	7.87%	8.34%	8.60%

Yields

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Oct '26 Oct 23, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Earnings Yield	7.14%	6.05%	6.06%	4.27%	4.54%	3.27%
FCF Yield	-6.58%	-2.18%	10.02%	13.68%	14.56%	6.62%
Dividend Yield	1.51%	1.80%	3.35%	2.34%	2.53%	1.86%
Payout Ratio	35.66%	50.30%	52.76%	53.22%	54.06%	54.77%
Total Shareholder Return	1.46%	1.80%	3.35%	2.34%	2.53%	1.86%