Northern Islami Insurance PLC. (DSE:NORTHRNINS)

DSE:NORTHRNINS Cash Flow Statement

Financials in millions BDT. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Net Income	102.79	77.27	77.92	76.75	75.07	74.3
Depreciation & Amortization	17.77	18.81	18.97	16.38	14.37	15.47
Other Amortization	0.07	0.07	0.09	0.03	0.04	0.06
Gain (Loss) on Sale of Assets	-	-	-	0.19	-0.71	-
Gain (Loss) on Sale of Investments	-	-	-	-	2.04	0.7
Change in Other Net Operating Assets	-73.81	54.65	169.64	174.64	67.42	199.52
Other Operating Activities	-31.87	-17.41	-3.48	-1.42	1.94	-11.62
Operating Cash Flow	14.91	133.4	263.12	266.57	160.13	278.38
Operating Cash Flow Growth	-93.31%	-49.30%	-1.30%	66.47%	-42.48%	99.32%
Capital Expenditures	-4.75	-5.65	-13.4	-20.59	-8.11	-4.13
Investment in Securities	16.26	16.26	10	-10	-14.39	-147.13
Investing Cash Flow	9.21	10.61	-3.4	-30.59	-22.5	-151.26
Common Dividends Paid	-36.88	-40.77	-41.47	-41.49	-41.12	-41.19
Financing Cash Flow	-36.88	-40.77	-41.47	-41.49	-41.12	-41.19
Net Cash Flow	-12.75	103.24	218.24	194.5	96.51	85.94
Free Cash Flow	10.16	127.75	249.71	245.99	152.02	274.25
Free Cash Flow Growth	-95.36%	-48.84%	1.52%	61.81%	-44.57%	104.46%
Free Cash Flow Margin	2.57%	21.30%	35.90%	29.83%	21.87%	39.04%
Free Cash Flow Per Share	0.24	3.00	5.85	5.77	3.56	6.43
Cash Income Tax Paid	27.42	41.24	25.01	17.08	11.2	26
Levered Free Cash Flow	89.75	163.97	275.49	172.3	129.1	181.87
Unlevered Free Cash Flow	89.75	163.97	275.49	172.3	129.1	181.87
Change in Working Capital	-73.81	54.65	169.64	174.64	67.42	199.52

Source: S&P Global Market Intelligence. Insurance template. Financial Sources.