Pragati Life Insurance PLC (DSE:PRAGATILIF)
 236.40
 -21.10 (-8.19%)
  At close: Nov 3, 2025
Pragati Life Insurance Income Statement
Financials in millions BDT. Fiscal year is January - December.
 Millions BDT. Fiscal year is Jan - Dec.
Fiscal Year  | TTM | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | 2014 - 2018 | 
|---|---|---|---|---|---|---|---|
Period Ending  | Sep '25 Sep 30, 2025 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | Dec '20 Dec 31, 2020 | Dec '19 Dec 31, 2019 | 2014 - 2018 | 
Premiums & Annuity Revenue     | - | 5,358 | 4,786 | 3,847 | 3,162 | 2,901 | Upgrade   | 
Total Interest & Dividend Income     | - | 379.85 | 369.32 | 427.06 | 434.95 | 466.11 | Upgrade   | 
Gain (Loss) on Sale of Investments     | - | -0.64 | 4.22 | - | - | - | Upgrade   | 
Other Revenue     | - | 0.52 | 1.2 | 0.44 | 23.35 | 0.86 | Upgrade   | 
| - | 5,738 | 5,161 | 4,275 | 3,620 | 3,368 | Upgrade   | |
Revenue Growth (YoY)     | - | 11.18% | 20.73% | 18.09% | 7.48% | 13.98% | Upgrade   | 
Policy Benefits     | - | 3,663 | 3,158 | 2,536 | 2,080 | 2,085 | Upgrade   | 
Policy Acquisition & Underwriting Costs     | - | 1,217 | 1,184 | 1,024 | 748.36 | 630.21 | Upgrade   | 
Depreciation & Amortization     | - | 19.28 | 16.72 | 14.96 | 13.99 | 20.85 | Upgrade   | 
Selling, General & Administrative     | - | 280.15 | 235.76 | 203.76 | 194.36 | 195.65 | Upgrade   | 
Total Operating Expenses     | - | 5,486 | 4,885 | 4,025 | 3,291 | 3,159 | Upgrade   | 
Operating Income     | - | 251.28 | 275.61 | 249.77 | 329.02 | 208.61 | Upgrade   | 
Other Non Operating Income (Expenses)     | - | -18.66 | -20.42 | -18.16 | -13.78 | -10.26 | Upgrade   | 
EBT Excluding Unusual Items     | - | 232.62 | 255.19 | 231.61 | 315.24 | 198.35 | Upgrade   | 
Gain (Loss) on Sale of Assets     | - | 3.56 | 1.86 | 8.28 | 4.67 | 4.76 | Upgrade   | 
Pretax Income     | - | 236.17 | 257.05 | 239.88 | 319.91 | 203.12 | Upgrade   | 
Income Tax Expense     | - | 46.98 | 64.18 | 47.07 | 27.87 | 29 | Upgrade   | 
Net Income     | - | 189.2 | 192.87 | 192.82 | 292.04 | 174.12 | Upgrade   | 
Net Income to Common     | - | 189.2 | 192.87 | 192.82 | 292.04 | 174.12 | Upgrade   | 
Net Income Growth     | - | -1.91% | 0.03% | -33.98% | 67.73% | -52.07% | Upgrade   | 
Shares Outstanding (Basic)     | 33 | 33 | 33 | 33 | 33 | 16 | Upgrade   | 
Shares Outstanding (Diluted)     | 33 | 33 | 33 | 33 | 33 | 16 | Upgrade   | 
Shares Change (YoY)     | - | - | - | - | 100.00% | - | Upgrade   | 
EPS (Basic)     | - | 5.81 | 5.93 | 5.92 | 8.97 | 10.70 | Upgrade   | 
EPS (Diluted)     | - | 5.81 | 5.93 | 5.92 | 8.97 | 10.70 | Upgrade   | 
EPS Growth     | - | -1.91% | 0.03% | -33.98% | -16.14% | -52.07% | Upgrade   | 
Free Cash Flow     | - | -182.03 | -222.25 | -258.36 | -879.39 | -289.54 | Upgrade   | 
Free Cash Flow Per Share     | - | -5.59 | -6.83 | -7.94 | -27.02 | -17.79 | Upgrade   | 
Dividend Per Share     | - | 1.400 | 1.200 | 1.038 | 1.132 | 1.887 | Upgrade   | 
Dividend Growth     | - | 16.67% | 15.64% | -8.34% | -40.00% | 53.34% | Upgrade   | 
Operating Margin     | - | 4.38% | 5.34% | 5.84% | 9.09% | 6.19% | Upgrade   | 
Profit Margin     | - | 3.30% | 3.74% | 4.51% | 8.07% | 5.17% | Upgrade   | 
Free Cash Flow Margin     | - | -3.17% | -4.31% | -6.04% | -24.29% | -8.60% | Upgrade   | 
EBITDA     | - | 269.81 | 291.49 | 263.47 | 341.28 | 228.53 | Upgrade   | 
EBITDA Margin     | - | 4.70% | 5.65% | 6.16% | 9.43% | 6.78% | Upgrade   | 
D&A For EBITDA     | - | 18.53 | 15.87 | 13.7 | 12.26 | 19.92 | Upgrade   | 
EBIT     | - | 251.28 | 275.61 | 249.77 | 329.02 | 208.61 | Upgrade   | 
EBIT Margin     | - | 4.38% | 5.34% | 5.84% | 9.09% | 6.19% | Upgrade   | 
Effective Tax Rate     | - | 19.89% | 24.97% | 19.62% | 8.71% | 14.28% | Upgrade   | 
Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Insurance template. Financial Sources.