Pragati Life Insurance Cash Flow Statement

Financials in millions BDT. Fiscal year is January - December.

Millions BDT. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Net Income	1,113	325.49	189.2	192.87	192.82	292.04
Depreciation & Amortization	23.71	19.37	18.53	15.87	13.7	12.26
Other Amortization	0.82	0.82	0.76	0.85	1.26	1.73
Gain (Loss) on Sale of Assets	-0.84	-1.4	-3.56	-1.86	-8.28	-4.67
Change in Accounts Receivable	138.97	98.71	1.04	-85.46	44.07	56.32
Change in Insurance Reserves / Liabilities	21.07	8.74	12.04	-1.94	4.59	11.26
Change in Other Net Operating Assets	114.63	-26.89	44.19	75.96	-43.35	-67.91
Other Operating Activities	-659.57	-512.95	-411.23	-387.33	-435.6	-434.27
Operating Cash Flow	751.94	-87.13	-149.63	-191.81	-233.47	-133.64
Capital Expenditures	-144.66	-50.07	-32.4	-30.44	-24.88	-745.75
Sale of Property, Plant & Equipment	2.83	1.52	2.61	0.73	6.86	4.01
Investment in Securities	-1,150	-610.59	43.03	-552.72	-44.23	-439.5
Other Investing Activities	554.84	484.93	381.07	384.19	430.7	486.18
Investing Cash Flow	-759.35	-183.32	389.94	-218.98	345.24	-722.42
Issuance of Common Stock	-	-	-	-	-	230.27
Common Dividends Paid	-48.58	-45.32	-39.78	-33.66	-38.77	-31.15
Other Financing Activities	-	-	-	-	-2.12	-
Financing Cash Flow	-48.58	-45.32	-39.78	-33.66	-40.89	199.12
Miscellaneous Cash Flow Adjustments	-0	-0	-0	-	-	-
Net Cash Flow	-55.99	-315.77	200.53	-444.45	70.88	-656.94
Free Cash Flow	607.27	-137.2	-182.03	-222.25	-258.36	-879.39
Free Cash Flow Margin	8.91%	-2.20%	-3.17%	-4.31%	-6.04%	-24.29%
Free Cash Flow Per Share	18.66	-4.22	-5.59	-6.83	-7.94	-27.02
Cash Income Tax Paid	40.18	57.68	42.37	53.21	26.67	62.33
Levered Free Cash Flow	815.27	271.2	184.91	148.87	199.22	-480.61
Unlevered Free Cash Flow	815.27	271.2	184.91	148.87	199.22	-480.61
Change in Working Capital	274.83	81.53	56.68	-12.21	2.63	-0.73

Source: S&P Global Market Intelligence. Insurance template. Financial Sources.