Pragati Life Insurance PLC (DSE:PRAGATILIF)

Bangladesh · Delayed Price · Currency is BDT

151.80

+10.50 (7.43%)

At close: Sep 3, 2026

Pragati Life Insurance Financials Overview

Financials in millions BDT. Fiscal year is January - December.

Millions BDT. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Revenue	7,934	7,175	6,231	5,738	5,161	4,275
Revenue Growth	24.73%	15.15%	8.59%	11.18%	20.73%	18.09%
Operating Income	2,110	1,623	403.08	251.28	275.61	249.77
Net Income	1,910	1,409	325.49	189.2	192.87	192.82
Earnings Per Share	53.36	39.37	9.09	5.28	5.39	5.39
EPS Growth	157.92%	333.00%	72.04%	-1.91%	0.03%	-33.98%

Cash & Debt

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Investments	1,234	1,300	1,333	1,649	1,449	1,893
Total Debt	43.53	53.01	-	-	-	-
Net Cash (Debt)	1,190	1,247	1,333	1,649	1,449	1,893
Net Cash Growth	-10.62%	-6.51%	-19.15%	13.84%	-23.48%	3.89%
Net Cash Per Share	33.25	34.82	37.25	46.07	40.47	52.88

Cash Flow & CapEx

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Operating Cash Flow	1,550	1,143	-87.13	-149.63	-191.81	-233.47
Capital Expenditures	-264.37	-267.5	-50.07	-32.4	-30.44	-24.88
Free Cash Flow	1,286	875.61	-137.2	-182.03	-222.25	-258.36
Free Cash Flow Growth	418.18%	-	-	-	-	-

Margins

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Operating Margin	26.60%	22.61%	6.47%	4.38%	5.34%	5.84%
Pretax Margin	26.30%	22.35%	6.17%	4.12%	4.98%	5.61%
Profit Margin	24.08%	19.64%	5.22%	3.30%	3.74%	4.51%
FCF Margin	16.20%	12.20%	-2.20%	-3.17%	-4.31%	-6.04%

Dividends

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 5, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Dividend Per Share	1.364	1.364	1.364	1.273	1.091	0.943
Dividend Per Share Growth	10.00%	0%	7.14%	16.66%	15.63%	-8.34%
Dividend Yield	0.90%	1.03%	1.17%	1.41%	1.03%	1.30%

Valuation

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 5, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
PE Ratio	2.84	3.40	13.08	17.56	20.54	14.19
P/FCF Ratio	4.23	5.47	-	-	-	-
PS Ratio	0.68	0.67	0.68	0.58	0.77	0.64