Pragati Life Insurance Cash Flow Statement

Financials in millions BDT. Fiscal year is January - December.

Millions BDT. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020	2015 - 2019
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020	2015 - 2019
Net Income	1,113	325.49	189.2	192.87	192.82	292.04	Upgrade
Depreciation & Amortization	23.71	19.37	18.53	15.87	13.7	12.26	Upgrade
Other Amortization	0.82	0.82	0.76	0.85	1.26	1.73	Upgrade
Gain (Loss) on Sale of Assets	-0.84	-1.4	-3.56	-1.86	-8.28	-4.67	Upgrade
Change in Accounts Receivable	138.97	98.71	1.04	-85.46	44.07	56.32	Upgrade
Change in Insurance Reserves / Liabilities	21.07	8.74	12.04	-1.94	4.59	11.26	Upgrade
Change in Other Net Operating Assets	114.63	-26.89	44.19	75.96	-43.35	-67.91	Upgrade
Other Operating Activities	-659.57	-512.95	-411.23	-387.33	-435.6	-434.27	Upgrade
Operating Cash Flow	751.94	-87.13	-149.63	-191.81	-233.47	-133.64	Upgrade
Capital Expenditures	-144.66	-50.07	-32.4	-30.44	-24.88	-745.75	Upgrade
Sale of Property, Plant & Equipment	2.83	1.52	2.61	0.73	6.86	4.01	Upgrade
Investment in Securities	-1,150	-610.59	43.03	-552.72	-44.23	-439.5	Upgrade
Other Investing Activities	554.84	484.93	381.07	384.19	430.7	486.18	Upgrade
Investing Cash Flow	-759.35	-183.32	389.94	-218.98	345.24	-722.42	Upgrade
Issuance of Common Stock	-	-	-	-	-	230.27	Upgrade
Common Dividends Paid	-48.58	-45.32	-39.78	-33.66	-38.77	-31.15	Upgrade
Other Financing Activities	-	-	-	-	-2.12	-	Upgrade
Financing Cash Flow	-48.58	-45.32	-39.78	-33.66	-40.89	199.12	Upgrade
Miscellaneous Cash Flow Adjustments	-0	-0	-0	-	-	-	Upgrade
Net Cash Flow	-55.99	-315.77	200.53	-444.45	70.88	-656.94	Upgrade
Free Cash Flow	607.27	-137.2	-182.03	-222.25	-258.36	-879.39	Upgrade
Free Cash Flow Margin	8.91%	-2.20%	-3.17%	-4.31%	-6.04%	-24.29%	Upgrade
Free Cash Flow Per Share	18.66	-4.22	-5.59	-6.83	-7.94	-27.02	Upgrade
Cash Income Tax Paid	40.18	57.68	42.37	53.21	26.67	62.33	Upgrade
Levered Free Cash Flow	815.27	271.2	184.91	148.87	199.22	-480.61	Upgrade
Unlevered Free Cash Flow	815.27	271.2	184.91	148.87	199.22	-480.61	Upgrade
Change in Working Capital	274.83	81.53	56.68	-12.21	2.63	-0.73	Upgrade

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Insurance template. Financial Sources.