Pubali Bank PLC. (DSE:PUBALIBANK)

Bangladesh · Delayed Price · Currency is BDT

41.60

+1.00 (2.46%)

At close: Nov 4, 2026

Pubali Bank PLC. Financials Overview

Financials in millions BDT. Fiscal year is January - December.

Millions BDT. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Revenue	57,035	43,444	33,459	27,940	22,896	17,308
Revenue Growth	57.36%	29.84%	19.75%	22.03%	32.28%	8.70%
Net Income	17,638	10,901	7,801	6,950	5,648	4,352
Earnings Per Share	11.30	6.98	5.00	4.45	3.62	2.79
EPS Growth	116.81%	39.74%	12.25%	23.05%	29.85%	17.50%

Cash & Debt

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Investments	28,567	20,439	25,244	15,381	19,655	27,047
Total Debt	110,230	90,040	76,696	79,670	83,881	61,301
Net Cash (Debt)	-81,663	-69,601	-51,453	-64,288	-64,226	-34,254
Net Cash Growth	-	-	-	-	-	-
Net Cash Per Share	-52.30	-44.57	-32.95	-41.17	-41.13	-21.93

Cash Flow & CapEx

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Operating Cash Flow	-190,563	-117,128	-63,218	-80,887	-69,194	-51,974
Capital Expenditures	-3,230	-2,718	-2,914	-2,092	-888.75	-690.66
Free Cash Flow	-193,793	-119,846	-66,133	-82,979	-70,083	-52,665
Free Cash Flow Growth	-	-	-	-	-	-

Margins

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Profit Margin	30.92%	25.09%	23.32%	24.87%	24.67%	25.14%
FCF Margin	-339.78%	-275.86%	-197.66%	-296.99%	-306.10%	-304.28%

Dividends

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Nov '26 Nov 4, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Dividend Per Share	1.250	1.250	0.926	0.823	0.823	0.823
Dividend Per Share Growth	-4.00%	35.00%	12.50%	0%	0%	0%
Dividend Yield	3.00%	4.85%	4.27%	4.77%	4.75%	4.66%

Valuation

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Nov '26 Nov 4, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
PE Ratio	3.68	3.69	4.35	3.88	4.79	6.33
Forward PE	5.13	8.58	8.58	8.58	8.58	8.58
PS Ratio	1.11	0.93	1.01	0.96	1.18	1.59