Pubali Bank PLC. Cash Flow Statement

Financials in millions BDT. Fiscal year is January - December.

Millions BDT. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Income	-	7,801	6,950	5,648	4,352
Depreciation & Amortization	-	1,321	1,136	969.26	854.49
Other Amortization	-	135.61	110.25	93.79	37.8
Change in Trading Asset Securities	-57,167	-10,190	-3,191	-2,707	1,289
Change in Other Net Operating Assets	-82,290	-74,984	-92,146	-78,313	-63,256
Other Operating Activities	22,330	11,885	6,254	5,115	4,749
Operating Cash Flow	-117,128	-64,031	-80,887	-69,194	-51,974
Capital Expenditures	-2,718	-2,914	-2,092	-888.75	-690.66
Sale of Property, Plant and Equipment	16.52	14.45	5.52	-	-
Investment in Securities	-26,072	-50,545	-6,496	-	-
Investing Cash Flow	-28,774	-53,445	-8,583	-888.75	-690.66
Long-Term Debt Issued	2,800	1,500	1,000	3,900	2,800
Long-Term Debt Repaid	-1,005	-	-	-	-1,000
Net Debt Issued (Repaid)	1,795	1,500	1,000	3,900	1,800
Common Dividends Paid	-1,404	-1,248	-1,249	-1,246	-1,440
Net Increase (Decrease) in Deposit Accounts	158,831	134,605	84,422	66,106	55,349
Other Financing Activities	-500	-501.37	-500	-363.73	2.22
Financing Cash Flow	158,722	134,356	83,674	68,396	55,711
Foreign Exchange Rate Adjustments	1.02	17.21	4.28	32.18	-
Net Cash Flow	12,821	16,897	-5,792	-1,654	3,046
Free Cash Flow	-119,846	-66,945	-82,979	-70,083	-52,665
Free Cash Flow Margin	-275.86%	-200.08%	-296.99%	-306.10%	-304.28%
Free Cash Flow Per Share	-80.11	-44.73	-55.44	-46.83	-35.19
Cash Interest Paid	-	39,914	29,462	22,760	22,584
Cash Income Tax Paid	-	6,065	3,695	2,066	1,809

Source: S&P Global Market Intelligence. Banks template. Financial Sources.