Pubali Bank PLC. (DSE:PUBALIBANK)

Pubali Bank PLC. Cash Flow Statement

Financials in millions BDT. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Net Income	8,138	7,801	6,950	5,648	4,352	3,707
Depreciation & Amortization	1,254	1,321	1,136	969.26	854.49	745.53
Other Amortization	214.63	135.61	110.25	93.79	37.8	25.37
Change in Trading Asset Securities	-12,016	-10,190	-3,191	-2,707	1,289	-477.98
Change in Other Net Operating Assets	-75,256	-74,984	-92,146	-78,313	-63,256	-70,105
Other Operating Activities	9,050	11,885	6,254	5,115	4,749	-795.33
Operating Cash Flow	-68,615	-64,031	-80,887	-69,194	-51,974	-66,900
Capital Expenditures	-3,261	-2,914	-2,092	-888.75	-690.66	-499.06
Sale of Property, Plant and Equipment	11.12	14.45	5.52	-	-	-
Investment in Securities	-97,618	-50,545	-6,496	-	-	-
Investing Cash Flow	-100,868	-53,445	-8,583	-888.75	-690.66	-499.06
Long-Term Debt Issued	-	1,500	1,000	3,900	2,800	2,500
Long-Term Debt Repaid	-	-	-	-	-1,000	-
Net Debt Issued (Repaid)	1,500	1,500	1,000	3,900	1,800	2,500
Common Dividends Paid	-1,408	-1,248	-1,249	-1,246	-1,440	-967.78
Net Increase (Decrease) in Deposit Accounts	182,715	134,605	84,422	66,106	55,349	71,030
Other Financing Activities	-500	-501.37	-500	-363.73	2.22	-
Financing Cash Flow	182,307	134,356	83,674	68,396	55,711	72,562
Foreign Exchange Rate Adjustments	0.87	17.21	4.28	32.18	-	-
Net Cash Flow	12,824	16,897	-5,792	-1,654	3,046	5,163
Free Cash Flow	-71,876	-66,945	-82,979	-70,083	-52,665	-67,399
Free Cash Flow Margin	-198.30%	-200.08%	-296.99%	-306.10%	-304.28%	-423.27%
Free Cash Flow Per Share	-55.23	-51.44	-63.76	-53.85	-40.47	-51.79
Cash Interest Paid	52,672	39,914	29,462	22,760	22,584	20,037
Cash Income Tax Paid	8,106	6,065	3,695	2,066	1,809	2,874

Source: S&P Global Market Intelligence. Banks template. Financial Sources.