Pubali Bank PLC. Balance Sheet

Financials in millions BDT. Fiscal year is January - December.

Millions BDT. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	20,400	25,244	15,381	19,655	27,047
Investment Securities	309,498	224,478	161,917	152,750	158,501
Total Investments	309,498	224,478	161,917	152,750	158,501
Gross Loans	711,964	662,318	581,354	485,437	397,773
Allowance for Loan Losses	-	-30,420	-24,175	-21,096	-19,242
Other Adjustments to Gross Loans	-	-1,990	-1,769	-1,588	-1,093
Net Loans	711,964	629,908	555,410	462,752	377,437
Property, Plant & Equipment	8,118	6,281	4,864	6,298	5,863
Other Intangible Assets	-	564.9	197.39	200.82	222.98
Accrued Interest Receivable	-	5,170	2,914	2,988	2,969
Other Receivables	-	0.03	0.01	0.01	0.01
Restricted Cash	49,822	32,197	24,967	25,548	19,558
Other Current Assets	-	50,702	39,295	35,310	32,670
Long-Term Deferred Tax Assets	-	6,553	4,864	4,557	4,020
Other Long-Term Assets	83,776	3,165	5,378	4,215	2,108
Total Assets	1,183,578	984,265	815,186	714,273	630,397
Interest Bearing Deposits	770,697	632,496	513,247	434,869	387,728
Non-Interest Bearing Deposits	94,800	90,000	66,210	60,210	59,105
Total Deposits	865,497	722,496	579,457	495,080	446,833
Current Portion of Long-Term Debt	-	39,883	48,268	64,387	45,781
Other Current Liabilities	29,344	22,383	21,799	14,271	13,830
Long-Term Debt	87,804	34,709	29,741	17,831	14,020
Long-Term Leases	-	2,105	1,661	1,663	1,500
Other Long-Term Liabilities	130,237	109,387	88,854	77,895	68,349
Total Liabilities	1,112,882	930,962	769,779	671,126	590,313
Common Stock	13,014	11,568	10,283	10,283	10,283
Retained Earnings	46,310	38,926	34,287	28,984	25,044
Comprehensive Income & Other	11,371	2,808	836.83	3,880	4,758
Total Common Equity	70,695	53,302	45,407	43,146	40,084
Minority Interest	0	0	0	0	0
Shareholders' Equity	70,695	53,302	45,407	43,146	40,084
Total Liabilities & Equity	1,183,578	984,265	815,186	714,273	630,397
Total Debt	87,804	76,696	79,670	83,881	61,301
Net Cash (Debt)	-67,404	-51,453	-64,288	-64,226	-34,254
Net Cash Per Share	-45.06	-34.38	-42.95	-42.91	-22.89
Filing Date Shares Outstanding	1,494	1,497	1,497	1,497	1,497
Total Common Shares Outstanding	1,494	1,497	1,497	1,497	1,497
Book Value Per Share	47.32	35.61	30.34	28.83	26.78
Tangible Book Value	70,695	52,738	45,210	42,945	39,861
Tangible Book Value Per Share	47.32	35.24	30.21	28.69	26.63

Source: S&P Global Market Intelligence. Banks template. Financial Sources.