Pubali Bank PLC. (DSE:PUBALIBANK)

Pubali Bank PLC. Balance Sheet

Financials in millions BDT. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Cash & Equivalents	18,721	25,244	15,381	19,655	27,047	24,325
Investment Securities	321,585	224,478	161,917	152,750	158,501	154,507
Total Investments	321,585	224,478	161,917	152,750	158,501	154,507
Gross Loans	705,631	662,318	581,354	485,437	397,773	333,392
Allowance for Loan Losses	-37,751	-30,420	-24,175	-21,096	-19,242	-16,156
Other Adjustments to Gross Loans	-	-1,990	-1,769	-1,588	-1,093	-1,039
Net Loans	667,880	629,908	555,410	462,752	377,437	316,197
Property, Plant & Equipment	7,274	6,281	4,864	6,298	5,863	5,032
Other Intangible Assets	531.62	564.9	197.39	200.82	222.98	60.11
Accrued Interest Receivable	8,459	5,170	2,914	2,988	2,969	-
Other Receivables	-	0.03	0.01	0.01	0.01	-
Restricted Cash	39,138	32,197	24,967	25,548	19,558	20,009
Other Current Assets	52,801	50,702	39,295	35,310	32,670	-
Long-Term Deferred Tax Assets	9,988	6,553	4,864	4,557	4,020	-
Other Long-Term Assets	13,393	3,165	5,378	4,215	2,108	46,361
Total Assets	1,139,770	984,265	815,186	714,273	630,397	566,492
Interest Bearing Deposits	744,430	632,496	513,247	434,869	387,728	364,201
Non-Interest Bearing Deposits	87,567	90,000	66,210	60,210	59,105	49,523
Total Deposits	831,997	722,496	579,457	495,080	446,833	413,724
Current Portion of Long-Term Debt	-	39,883	48,268	64,387	45,781	15,082
Other Current Liabilities	22,561	22,383	21,799	14,271	13,830	14,657
Long-Term Debt	77,073	34,709	29,741	17,831	14,020	13,905
Long-Term Leases	2,364	2,105	1,661	1,663	1,500	1,181
Other Long-Term Liabilities	130,170	109,387	88,854	77,895	68,349	68,812
Total Liabilities	1,064,165	930,962	769,779	671,126	590,313	527,362
Common Stock	13,014	11,568	10,283	10,283	10,283	10,283
Retained Earnings	44,862	38,926	34,287	28,984	25,044	21,977
Comprehensive Income & Other	17,729	2,808	836.83	3,880	4,758	6,870
Total Common Equity	75,605	53,302	45,407	43,146	40,084	39,130
Minority Interest	0	0	0	0	0	0
Shareholders' Equity	75,605	53,302	45,407	43,146	40,084	39,130
Total Liabilities & Equity	1,139,770	984,265	815,186	714,273	630,397	566,492
Total Debt	79,436	76,696	79,670	83,881	61,301	30,168
Net Cash (Debt)	-60,715	-51,453	-64,288	-64,226	-34,254	-5,843
Net Cash Per Share	-46.65	-39.54	-49.40	-49.35	-26.32	-4.49
Filing Date Shares Outstanding	1,301	1,301	1,301	1,301	1,301	1,301
Total Common Shares Outstanding	1,301	1,301	1,301	1,301	1,301	1,301
Book Value Per Share	58.09	40.96	34.89	33.15	30.80	30.07
Tangible Book Value	75,074	52,738	45,210	42,945	39,861	39,070
Tangible Book Value Per Share	57.69	40.52	34.74	33.00	30.63	30.02

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.