Pubali Bank PLC. (DSE: PUBALIBANK)

Pubali Bank PLC. Balance Sheet

Financials in millions BDT. Fiscal year is January - December.

Fiscal Year	TTM	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019
Period Ending	Sep 30, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Cash & Equivalents	17,588	15,381	19,655	27,047	24,325	17,449
Investment Securities	197,942	161,917	152,750	158,501	154,507	107,075
Total Investments	197,942	161,917	152,750	158,501	154,507	107,075
Gross Loans	623,643	581,308	485,437	397,773	333,392	304,519
Allowance for Loan Losses	-26,817	-24,129	-21,096	-19,242	-16,156	-15,558
Other Adjustments to Gross Loans	-	-1,769	-1,588	-1,093	-1,039	-1,348
Net Loans	596,825	555,410	462,752	377,437	316,197	287,613
Property, Plant & Equipment	8,030	7,339	6,298	5,863	5,032	5,152
Other Intangible Assets	197.78	197.39	200.82	222.98	60.11	33.9
Accrued Interest Receivable	6,281	2,914	2,988	2,969	-	-
Other Receivables	480.96	0.01	0.01	0.01	-	-
Restricted Cash	26,879	24,967	25,548	19,558	20,009	21,695
Other Current Assets	43,480	39,295	35,310	32,670	-	-
Long-Term Deferred Tax Assets	6,189	4,793	4,557	4,020	-	-
Other Long-Term Assets	17,209	5,378	4,215	2,108	46,361	39,750
Total Assets	921,101	817,591	714,273	630,397	566,492	478,767
Interest Bearing Deposits	581,823	517,739	434,869	387,728	364,201	303,052
Non-Interest Bearing Deposits	75,283	66,210	60,210	59,105	49,523	40,509
Total Deposits	657,106	583,949	495,080	446,833	413,724	343,561
Short-Term Borrowings	-	-	-	-	-	16,460
Current Portion of Long-Term Debt	-	50,768	64,387	45,781	15,082	-
Other Current Liabilities	18,441	21,799	14,271	13,830	14,657	14,603
Long-Term Debt	72,550	22,749	17,831	14,020	13,905	9,511
Long-Term Leases	1,623	1,661	1,663	1,500	1,181	935.75
Other Long-Term Liabilities	115,372	89,020	77,895	68,349	68,812	61,576
Total Liabilities	865,092	769,946	671,126	590,313	527,362	446,646
Common Stock	11,568	10,283	10,283	10,283	10,283	10,283
Retained Earnings	39,969	34,050	28,984	25,044	21,977	18,856
Comprehensive Income & Other	4,472	3,313	3,880	4,758	6,870	2,982
Total Common Equity	56,009	47,646	43,146	40,084	39,130	32,121
Minority Interest	0	0	0	0	0	0
Shareholders' Equity	56,009	47,646	43,146	40,084	39,130	32,121
Total Liabilities & Equity	921,101	817,591	714,273	630,397	566,492	478,767
Total Debt	74,173	75,178	83,881	61,301	30,168	26,906
Net Cash (Debt)	-56,585	-59,796	-64,226	-34,254	-5,843	-9,457
Net Cash Per Share	-48.91	-51.69	-55.52	-29.61	-5.05	-8.17
Filing Date Shares Outstanding	1,157	1,157	1,157	1,157	1,157	1,157
Total Common Shares Outstanding	1,157	1,157	1,157	1,157	1,157	1,157
Book Value Per Share	48.42	41.19	37.30	34.65	33.83	27.77
Tangible Book Value	55,811	47,448	42,945	39,861	39,070	32,087
Tangible Book Value Per Share	48.25	41.02	37.12	34.46	33.77	27.74

Source: S&P Capital IQ. Banks template. Financial Sources.