SBAC Bank PLC. (DSE:SBACBANK)
 6.50
 -0.10 (-1.52%)
  At close: Nov 2, 2025
SBAC Bank PLC. Income Statement
Financials in millions BDT. Fiscal year is January - December.
 Millions BDT. Fiscal year is Jan - Dec.
Fiscal Year  | TTM | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | 2015 - 2019 | 
|---|---|---|---|---|---|---|---|
Period Ending  | Sep '25 Sep 30, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | Dec '20 Dec 31, 2020 | 2015 - 2019 | 
Interest Income on Loans     | 8,690 | 8,588 | 6,900 | 5,884 | 5,610 | 5,855 | Upgrade   | 
Interest Paid on Deposits     | 7,511 | 6,650 | 5,244 | 4,607 | 3,944 | 4,751 | Upgrade   | 
Net Interest Income     | 1,179 | 1,938 | 1,656 | 1,277 | 1,666 | 1,104 | Upgrade   | 
Net Interest Income Growth (YoY)     | -44.84% | 17.00% | 29.64% | -23.33% | 50.86% | -56.00% | Upgrade   | 
Gain (Loss) on Sale of Assets     | - | - | - | - | - | 2.92 | Upgrade   | 
Gain (Loss) on Sale of Investments     | -46.86 | -198.46 | -25.5 | -91.07 | -36.4 | -28.43 | Upgrade   | 
Other Non-Interest Income     | 3,250 | 3,741 | 3,344 | 2,969 | 2,526 | 2,460 | Upgrade   | 
Total Non-Interest Income     | 3,203 | 3,542 | 3,318 | 2,878 | 2,489 | 2,434 | Upgrade   | 
Non-Interest Income Growth (YoY)     | -13.67% | 6.76% | 15.30% | 15.61% | 2.25% | 32.11% | Upgrade   | 
Revenues Before Loan Losses     | 4,382 | 5,480 | 4,974 | 4,155 | 4,155 | 3,539 | Upgrade   | 
Provision for Loan Losses     | 1,499 | 1,498 | 772.58 | 484.27 | 811.21 | 3.51 | Upgrade   | 
| 2,883 | 3,982 | 4,201 | 3,671 | 3,344 | 3,535 | Upgrade   | |
Revenue Growth (YoY)     | -40.77% | -5.22% | 14.46% | 9.77% | -5.41% | -8.17% | Upgrade   | 
Salaries and Employee Benefits     | 2,034 | 1,961 | 1,818 | 1,583 | 1,326 | 1,126 | Upgrade   | 
Occupancy Expenses     | 345.07 | 358.81 | 368.42 | 362.14 | 464.21 | 418.24 | Upgrade   | 
Selling, General & Administrative     | 386.3 | 369.1 | 306.66 | 280.81 | 114.51 | 148.64 | Upgrade   | 
Other Non-Interest Expense     | 174.82 | 299.13 | 285.73 | 225.78 | 282.9 | 368.35 | Upgrade   | 
Total Non-Interest Expense     | 2,948 | 2,988 | 2,779 | 2,452 | 2,188 | 2,061 | Upgrade   | 
EBT Excluding Unusual Items     | -64.88 | 994.67 | 1,422 | 1,219 | 1,156 | 1,474 | Upgrade   | 
Other Unusual Items     | 75.07 | 75.07 | 9.73 | 102.39 | -177.67 | -106.59 | Upgrade   | 
Pretax Income     | 10.19 | 1,070 | 1,432 | 1,322 | 978.75 | 1,368 | Upgrade   | 
Income Tax Expense     | 558.69 | 960.28 | 885.78 | 732.08 | 438.86 | 415.83 | Upgrade   | 
Net Income     | -548.5 | 109.46 | 546.36 | 589.63 | 539.89 | 951.95 | Upgrade   | 
Net Income to Common     | -548.5 | 109.46 | 546.36 | 589.63 | 539.89 | 951.95 | Upgrade   | 
Net Income Growth     | - | -79.97% | -7.34% | 9.21% | -43.29% | -1.62% | Upgrade   | 
Basic Shares Outstanding     | 824 | 824 | 824 | 824 | 734 | 719 | Upgrade   | 
Diluted Shares Outstanding     | 824 | 824 | 824 | 824 | 734 | 719 | Upgrade   | 
Shares Change (YoY)     | - | - | - | 12.23% | 2.12% | 9.67% | Upgrade   | 
EPS (Basic)     | -0.67 | 0.13 | 0.66 | 0.72 | 0.74 | 1.32 | Upgrade   | 
EPS (Diluted)     | -0.67 | 0.13 | 0.66 | 0.72 | 0.74 | 1.32 | Upgrade   | 
EPS Growth     | - | -79.97% | -7.34% | -2.69% | -44.46% | -10.29% | Upgrade   | 
Dividend Per Share     | - | - | 0.200 | 0.346 | 0.297 | - | Upgrade   | 
Dividend Growth     | - | - | -42.28% | 16.67% | - | - | Upgrade   | 
Effective Tax Rate     | 5482.87% | 89.77% | 61.85% | 55.39% | 44.84% | 30.40% | Upgrade   | 
Source: S&P Global Market Intelligence. Banks template. Financial Sources.