SBAC Bank PLC. (DSE:SBACBANK)
Bangladesh flag Bangladesh · Delayed Price · Currency is BDT
7.30
+0.10 (1.39%)
At close: Aug 13, 2026

SBAC Bank PLC. Financials Overview

Millions BDT. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
3,1043,1543,9864,2013,6713,344
Revenue Growth
-6.43%-20.88%-5.13%14.46%9.77%-5.41%
Net Income
28.387.05113.14546.36589.63539.89
Earnings Per Share
0.030.010.140.660.720.74
EPS Growth
--93.77%-79.29%-7.34%-2.69%-44.46%

Revenue by Segment

Fiscal YearFY 2025
Period EndingDec '25
On-Shore Banking (Conventional)
3,302
Islamic Banking Window
-21.75
Off-Shore Banking Unit
1.08
SBAC Bank Investment Ltd.
75.05
Inter Transaction between Units
-141.1
Inter Company Transaction
-0.02
Total
3,215

Cash & Debt

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
22,09011,8667,5614,4856,57612,503
Total Debt
3,3712,6544,3444,3705,2579,931
Net Cash (Debt)
18,7199,2133,217114.411,3202,572
Net Cash Growth
49.84%186.41%2711.47%-91.33%-48.68%-81.12%
Net Cash Per Share
22.7111.183.900.141.603.50

Cash Flow & CapEx

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
-14,819-10,7363,260-6,152-8,989-5,287
Capital Expenditures
-326.76-326.76-272.1-117.7-478.72-434.5
Free Cash Flow
-15,145-11,0622,988-6,270-9,468-5,721
Free Cash Flow Growth
------

Margins

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Profit Margin
0.91%0.22%2.84%13.00%16.06%16.14%
FCF Margin
-487.95%-350.79%74.97%-149.24%-257.91%-171.08%

Dividends

Fiscal YearFY 2023FY 2022FY 2021
Period EndingDec '23 Dec '22 Dec '21
Dividend Per Share
0.2000.3460.297
Dividend Per Share Growth
-42.28%16.67%-
Dividend Yield
1.96%3.51%2.16%

Valuation

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingAug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
212.02712.9955.3615.8414.6722.97
P/FCF Ratio
--2.10---
PS Ratio
1.941.591.572.062.363.71