SBAC Bank PLC. (DSE:SBACBANK)

SBAC Bank PLC. Balance Sheet

Financials in millions BDT. Fiscal year is January - December.

Assets

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Cash & Equivalents	9,872	5,988	5,156	4,473	4,592	8,496
Investment Securities	22,336	17,996	20,085	18,496	15,142	13,531
Trading Asset Securities	12,218	5,878	2,404	11.65	1,985	4,007
Total Investments	34,553	23,874	22,489	18,508	17,127	17,538
Gross Loans	101,113	97,986	93,720	90,109	80,571	68,353
Allowance for Loan Losses	-3,001	-3,316	-4,872	-3,464	-2,744	-2,397
Net Loans	98,112	94,670	88,848	86,644	77,827	65,956
Property, Plant & Equipment	1,249	1,380	1,410	1,494	1,743	1,627
Restricted Cash	-	4,487	4,248	3,726	3,604	2,967
Other Long-Term Assets	3,172	2,630	2,457	2,419	1,414	1,230
Total Assets	146,959	133,029	124,609	117,264	106,307	97,814

Liabilities

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Accrued Expenses	101.08	86.16	71.91	49.62	36.45	57.43
Interest Bearing Deposits	101,906	90,852	80,478	77,234	71,865	63,069
Non-Interest Bearing Deposits	6,494	5,211	6,187	4,714	3,504	3,034
Total Deposits	108,400	96,063	86,665	81,948	75,370	66,104
Short-Term Borrowings	-	-	-	-	-	3,890
Current Portion of Long-Term Debt	2,033	1,335	2,840	2,856	3,529	4,675
Current Income Taxes Payable	1,853	1,753	2,280	2,082	1,148	816.76
Accrued Interest Payable	1,746	1,044	942.71	761.19	696.44	616.13
Other Current Liabilities	10,201	10,269	8,667	10,412	7,949	5,808
Long-Term Debt	289.51	190.14	404.49	406.83	502.65	198.97
Long-Term Leases	1,049	1,129	1,100	1,107	1,225	1,168
Long-Term Unearned Revenue	53.33	218.32	16.07	10.58	5.56	2.74
Other Long-Term Liabilities	9,934	9,727	10,507	6,505	5,016	3,849
Total Liabilities	135,658	121,815	113,494	106,139	95,477	87,185

Shareholders' Equity

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Common Stock	8,242	8,242	8,242	8,242	8,160	7,846
Retained Earnings	2,939	2,799	2,792	2,848	2,596	2,652
Comprehensive Income & Other	119.33	172.88	80.24	34.76	73.16	129.52
Total Common Equity	11,300	11,214	11,115	11,125	10,829	10,628
Minority Interest	0.44	0.44	0.44	0.44	0.43	0.41
Shareholders' Equity	11,301	11,215	11,115	11,125	10,830	10,628
Total Liabilities & Equity	146,959	133,029	124,609	117,264	106,307	97,814

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Total Debt	3,371	2,654	4,344	4,370	5,257	9,931
Net Cash (Debt)	18,719	9,213	3,217	114.41	1,320	2,572
Net Cash Growth	49.84%	186.41%	2711.47%	-91.33%	-48.68%	-81.12%
Net Cash Per Share	22.71	11.18	3.90	0.14	1.60	3.50
Filing Date Shares Outstanding	824.19	824.19	824.19	824.19	824.19	824.19
Total Common Shares Outstanding	824.19	824.19	824.19	824.19	824.19	824.19
Book Value Per Share	13.71	13.61	13.49	13.50	13.14	12.90
Tangible Book Value	11,300	11,214	11,115	11,125	10,829	10,628
Tangible Book Value Per Share	13.71	13.61	13.49	13.50	13.14	12.90

Data Source: S&P Global Market Intelligence Last updated: Jun 30, 2026

Financial data is provided by S&P Global Market Intelligence and updates within hours after each earnings release, which is every three months for this company.

Update frequency:

Quarterly

Last checked:

Aug 20, 2026

Data Sources Report a data error