SBAC Bank PLC. Balance Sheet

Financials in millions BDT. Fiscal year is January - December.

Millions BDT. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	10,220	5,988	5,156	4,473	4,592	8,496
Investment Securities	18,300	17,996	20,085	18,496	15,142	13,531
Trading Asset Securities	7,221	5,878	2,404	11.65	1,985	4,007
Total Investments	25,521	23,874	22,489	18,508	17,127	17,538
Gross Loans	99,447	97,986	93,720	90,109	80,571	68,353
Allowance for Loan Losses	-3,522	-3,316	-4,872	-3,464	-2,744	-2,397
Net Loans	95,926	94,670	88,848	86,644	77,827	65,956
Property, Plant & Equipment	1,287	1,380	1,410	1,494	1,743	1,627
Restricted Cash	-	4,487	4,248	3,726	3,604	2,967
Other Long-Term Assets	4,425	2,630	2,457	2,419	1,414	1,230
Total Assets	137,379	133,029	124,609	117,264	106,307	97,814
Accrued Expenses	77.62	86.16	71.91	49.62	36.45	57.43
Interest Bearing Deposits	94,173	90,852	80,478	77,234	71,865	63,069
Non-Interest Bearing Deposits	5,311	5,211	6,187	4,714	3,504	3,034
Total Deposits	99,484	96,063	86,665	81,948	75,370	66,104
Short-Term Borrowings	-	-	-	-	-	3,890
Current Portion of Long-Term Debt	1,879	1,335	2,840	2,856	3,529	4,675
Current Income Taxes Payable	1,794	1,753	2,280	2,082	1,148	816.76
Accrued Interest Payable	1,529	1,044	942.71	761.19	696.44	616.13
Other Current Liabilities	9,002	10,269	8,667	10,412	7,949	5,808
Long-Term Debt	267.65	190.14	404.49	406.83	502.65	198.97
Long-Term Leases	1,082	1,129	1,100	1,107	1,225	1,168
Long-Term Unearned Revenue	216.02	218.32	16.07	10.58	5.56	2.74
Other Long-Term Liabilities	10,548	9,727	10,507	6,505	5,016	3,849
Total Liabilities	125,880	121,815	113,494	106,139	95,477	87,185
Common Stock	8,242	8,242	8,242	8,242	8,160	7,846
Retained Earnings	2,875	2,799	2,792	2,848	2,596	2,652
Comprehensive Income & Other	381.54	172.88	80.24	34.76	73.16	129.52
Total Common Equity	11,499	11,214	11,115	11,125	10,829	10,628
Minority Interest	-	0.44	0.44	0.44	0.43	0.41
Shareholders' Equity	11,499	11,215	11,115	11,125	10,830	10,628
Total Liabilities & Equity	137,379	133,029	124,609	117,264	106,307	97,814
Total Debt	3,229	2,654	4,344	4,370	5,257	9,931
Net Cash (Debt)	14,212	9,213	3,217	114.41	1,320	2,572
Net Cash Growth	42.95%	186.41%	2711.47%	-91.33%	-48.68%	-81.12%
Net Cash Per Share	17.24	11.18	3.90	0.14	1.60	3.50
Filing Date Shares Outstanding	824.19	824.19	824.19	824.19	824.19	824.19
Total Common Shares Outstanding	824.19	824.19	824.19	824.19	824.19	824.19
Book Value Per Share	13.95	13.61	13.49	13.50	13.14	12.90
Tangible Book Value	11,499	11,214	11,115	11,125	10,829	10,628
Tangible Book Value Per Share	13.95	13.61	13.49	13.50	13.14	12.90