SBAC Bank PLC. (DSE:SBACBANK)

SBAC Bank PLC. Cash Flow Statement

Financials in millions BDT. Fiscal year is January - December.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar 31, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Net Income	7.05	7.05	109.46	546.36	589.63	539.89
Depreciation & Amortization	356.89	356.89	351.12	358.72	350.11	311
Other Amortization	-	-	5.34	8.65	11.98	21.25
Gain (Loss) on Sale of Investments	-252.74	-252.74	-501.14	-294.63	38.17	-368.14
Change in Trading Asset Securities	-13,594	-3,278	2,413	1,628	1,520	1,458
Accrued Interest Receivable	-62.99	-62.99	-483.85	8.79	79.8	316.05
Change in Other Net Operating Assets	-9,431	-7,760	505.34	-8,390	-11,241	-8,393
Other Operating Activities	239.13	152.37	1,027	-69.24	-414.18	922.26
Operating Cash Flow	-22,636	-10,736	3,660	-6,152	-8,989	-5,287
Capital Expenditures	-291.84	-326.76	-272.1	-117.7	-478.72	-434.5
Investment in Securities	5,749	2,258	-5,948	-2,666	-1,210	-5,541
Investing Cash Flow	5,457	1,932	-6,220	-2,784	-1,689	-5,976
Long-Term Debt Issued	-	-	-	-	-	6,372
Long-Term Debt Repaid	-	-1,719	-18.71	-768.57	-4,732	-
Net Debt Issued (Repaid)	525.73	-1,719	-18.71	-768.57	-4,732	6,372
Issuance of Common Stock	-	-	-	-	-	1,000
Common Dividends Paid	-	-	-164.84	-261.49	-236.94	-262.61
Net Increase (Decrease) in Deposit Accounts	14,803	10,900	3,022	9,046	11,452	1,713
Financing Cash Flow	15,328	9,181	2,838	8,016	6,483	8,823
Foreign Exchange Rate Adjustments	180.48	144.45	926.85	924.16	927.06	99.56
Net Cash Flow	-1,670	521.42	1,205	3.44	-3,267	-2,340
Free Cash Flow	-22,928	-11,062	3,388	-6,270	-9,468	-5,721
Free Cash Flow Margin	-755.43%	-350.79%	85.08%	-149.24%	-257.91%	-171.08%
Free Cash Flow Per Share	-32.29	-15.69	4.11	-7.61	-11.49	-7.79
Cash Interest Paid	-	-	6,486	5,217	4,550	4,047
Cash Income Tax Paid	-	-	660.71	852.48	701.72	442.58

Source: S&P Global Market Intelligence. Banks template. Financial Sources.