SBAC Bank PLC. (DSE: SBACBANK)

SBAC Bank PLC. Balance Sheet

Financials in millions BDT. Fiscal year is January - December.

Fiscal Year	TTM	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019
Period Ending	Sep 30, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Cash & Equivalents	9,381	4,473	4,592	8,496	10,474	7,776
Investment Securities	18,093	18,496	15,142	13,531	7,439	8,708
Trading Asset Securities	599.02	11.65	1,985	4,007	5,537	6,326
Total Investments	18,692	18,508	17,127	17,538	12,977	15,035
Gross Loans	90,316	90,109	80,571	68,353	58,985	57,356
Allowance for Loan Losses	-4,010	-3,464	-2,744	-2,397	-1,576	-1,355
Net Loans	86,306	86,644	77,827	65,956	57,409	56,001
Property, Plant & Equipment	1,466	1,494	1,743	1,627	1,524	396.02
Other Intangible Assets	-	-	-	-	-	46.75
Accrued Interest Receivable	-	-	-	-	689.72	217.29
Restricted Cash	-	3,726	3,604	2,967	3,329	3,677
Other Current Assets	-	-	-	-	1,787	1,257
Long-Term Deferred Tax Assets	-	-	-	-	-	11.69
Other Long-Term Assets	3,140	2,419	1,414	1,230	213.09	146.27
Total Assets	118,986	117,264	106,307	97,814	88,403	84,564
Accrued Expenses	169.33	49.62	36.45	57.43	-	31.69
Interest Bearing Deposits	75,120	75,981	71,865	63,069	63,783	63,651
Non-Interest Bearing Deposits	5,047	4,714	3,504	3,034	5,613	2,559
Total Deposits	80,167	80,695	75,370	66,104	69,396	66,210
Short-Term Borrowings	-	-	-	3,890	-	-
Current Portion of Long-Term Debt	2,553	2,856	3,529	4,675	2,225	1,091
Current Income Taxes Payable	2,811	2,082	1,148	816.76	-	1,620
Accrued Interest Payable	1,686	761.19	696.44	616.13	-	1,086
Other Current Liabilities	9,744	11,665	7,949	5,808	2,055	4,088
Long-Term Debt	373.39	406.83	502.65	198.97	166.67	26.29
Long-Term Leases	1,127	1,107	1,225	1,168	-	-
Long-Term Unearned Revenue	15.75	10.58	5.56	2.74	-	-
Other Long-Term Liabilities	8,586	6,505	5,016	3,849	5,254	2,048
Total Liabilities	107,234	106,139	95,477	87,185	79,097	76,201
Common Stock	8,242	8,242	8,160	7,846	6,846	6,224
Retained Earnings	3,463	2,848	2,596	2,652	2,441	2,111
Comprehensive Income & Other	46.4	34.76	73.16	129.52	19.34	27.6
Total Common Equity	11,751	11,125	10,829	10,628	9,307	8,363
Minority Interest	0.44	0.44	0.43	0.41	-	-
Shareholders' Equity	11,752	11,125	10,830	10,628	9,307	8,363
Total Liabilities & Equity	118,986	117,264	106,307	97,814	88,403	84,564
Total Debt	4,054	4,370	5,257	9,931	2,391	1,117
Net Cash (Debt)	5,926	114.41	1,320	2,572	13,620	12,985
Net Cash Growth	29.00%	-91.33%	-48.68%	-81.12%	4.89%	-6.56%
Net Cash Per Share	7.19	0.14	1.60	3.50	18.94	19.80
Filing Date Shares Outstanding	824.19	824.19	824.19	824.19	719.15	719.15
Total Common Shares Outstanding	824.19	824.19	824.19	824.19	719.15	719.15
Book Value Per Share	14.26	13.50	13.14	12.90	12.94	11.63
Tangible Book Value	11,751	11,125	10,829	10,628	9,307	8,316
Tangible Book Value Per Share	14.26	13.50	13.14	12.90	12.94	11.56

Source: S&P Capital IQ. Banks template. Financial Sources.