SBAC Bank PLC. Balance Sheet

Financials in millions BDT. Fiscal year is January - December.

Millions BDT. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020	2015 - 2019
Period Ending	Mar '25 Mar 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020	2015 - 2019
Cash & Equivalents	11,904	5,156	4,473	4,592	8,496	10,474	Upgrade
Investment Securities	17,700	20,085	18,496	15,142	13,531	7,439	Upgrade
Trading Asset Securities	714.47	2,404	11.65	1,985	4,007	5,537	Upgrade
Total Investments	18,415	22,489	18,508	17,127	17,538	12,977	Upgrade
Gross Loans	93,248	93,720	90,109	80,571	68,353	58,985	Upgrade
Allowance for Loan Losses	-5,025	-4,872	-3,464	-2,744	-2,397	-1,576	Upgrade
Net Loans	88,223	88,848	86,644	77,827	65,956	57,409	Upgrade
Property, Plant & Equipment	1,363	1,410	1,494	1,743	1,627	1,524	Upgrade
Accrued Interest Receivable	-	-	-	-	-	689.72	Upgrade
Restricted Cash	-	4,248	3,726	3,604	2,967	3,329	Upgrade
Other Current Assets	-	-	-	-	-	1,787	Upgrade
Other Long-Term Assets	2,640	2,448	2,419	1,414	1,230	213.09	Upgrade
Total Assets	122,544	124,600	117,264	106,307	97,814	88,403	Upgrade
Accrued Expenses	99.42	71.91	49.62	36.45	57.43	-	Upgrade
Interest Bearing Deposits	81,186	80,576	77,234	71,865	63,069	63,783	Upgrade
Non-Interest Bearing Deposits	5,240	6,187	4,714	3,504	3,034	5,613	Upgrade
Total Deposits	86,425	86,763	81,948	75,370	66,104	69,396	Upgrade
Short-Term Borrowings	-	-	-	-	3,890	-	Upgrade
Current Portion of Long-Term Debt	1,419	2,840	2,856	3,529	4,675	2,225	Upgrade
Current Income Taxes Payable	2,328	2,186	2,082	1,148	816.76	-	Upgrade
Accrued Interest Payable	1,340	942.71	761.19	696.44	616.13	-	Upgrade
Other Current Liabilities	7,484	8,667	10,412	7,949	5,808	2,055	Upgrade
Long-Term Debt	202.1	404.49	406.83	502.65	198.97	166.67	Upgrade
Long-Term Leases	1,056	1,100	1,107	1,225	1,168	-	Upgrade
Long-Term Unearned Revenue	16.83	16.07	10.58	5.56	2.74	-	Upgrade
Other Long-Term Liabilities	10,991	10,520	6,505	5,016	3,849	5,254	Upgrade
Total Liabilities	111,361	113,511	106,139	95,477	87,185	79,097	Upgrade
Common Stock	8,242	8,242	8,242	8,160	7,846	6,846	Upgrade
Retained Earnings	2,902	2,793	2,848	2,596	2,652	2,441	Upgrade
Comprehensive Income & Other	38.92	53.87	34.76	73.16	129.52	19.34	Upgrade
Total Common Equity	11,183	11,089	11,125	10,829	10,628	9,307	Upgrade
Minority Interest	0.44	0.45	0.44	0.43	0.41	-	Upgrade
Shareholders' Equity	11,183	11,089	11,125	10,830	10,628	9,307	Upgrade
Total Liabilities & Equity	122,544	124,600	117,264	106,307	97,814	88,403	Upgrade
Total Debt	2,677	4,344	4,370	5,257	9,931	2,391	Upgrade
Net Cash (Debt)	9,942	3,217	114.41	1,320	2,572	13,620	Upgrade
Net Cash Growth	74.98%	2711.47%	-91.33%	-48.68%	-81.12%	4.89%	Upgrade
Net Cash Per Share	12.06	3.90	0.14	1.60	3.50	18.94	Upgrade
Filing Date Shares Outstanding	824.19	824.19	824.19	824.19	824.19	719.15	Upgrade
Total Common Shares Outstanding	824.19	824.19	824.19	824.19	824.19	719.15	Upgrade
Book Value Per Share	13.57	13.45	13.50	13.14	12.90	12.94	Upgrade
Tangible Book Value	11,183	11,089	11,125	10,829	10,628	9,307	Upgrade
Tangible Book Value Per Share	13.57	13.45	13.50	13.14	12.90	12.94	Upgrade

Source: S&P Global Market Intelligence. Banks template. Financial Sources.