SBAC Bank PLC. (DSE: SBACBANK)

SBAC Bank PLC. Balance Sheet

Financials in millions BDT. Fiscal year is January - December.

Fiscal Year	TTM	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019
Period Ending	Jun 30, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Cash & Equivalents	12,796	4,473	4,592	8,496	10,474	7,776
Investment Securities	19,209	18,496	15,142	13,531	7,439	8,708
Trading Asset Securities	2,881	11.65	1,985	4,007	5,537	6,326
Total Investments	22,090	18,508	17,127	17,538	12,977	15,035
Gross Loans	92,097	90,109	80,571	68,353	58,985	57,356
Allowance for Loan Losses	-3,916	-3,464	-2,744	-2,397	-1,576	-1,355
Net Loans	88,181	86,644	77,827	65,956	57,409	56,001
Property, Plant & Equipment	1,488	1,494	1,743	1,627	1,524	396.02
Other Intangible Assets	-	-	-	-	-	46.75
Accrued Interest Receivable	-	-	-	-	689.72	217.29
Restricted Cash	-	3,726	3,604	2,967	3,329	3,677
Other Current Assets	-	-	-	-	1,787	1,257
Long-Term Deferred Tax Assets	-	-	-	-	-	11.69
Other Long-Term Assets	2,878	2,419	1,414	1,230	213.09	146.27
Total Assets	127,432	117,264	106,307	97,814	88,403	84,564
Accrued Expenses	151.88	49.62	36.45	57.43	-	31.69
Interest Bearing Deposits	80,838	75,981	71,865	63,069	63,783	63,651
Non-Interest Bearing Deposits	7,800	4,714	3,504	3,034	5,613	2,559
Total Deposits	88,638	80,695	75,370	66,104	69,396	66,210
Short-Term Borrowings	-	-	-	3,890	-	-
Current Portion of Long-Term Debt	2,625	2,856	3,529	4,675	2,225	1,091
Current Income Taxes Payable	2,380	2,082	1,148	816.76	-	1,620
Accrued Interest Payable	1,352	761.19	696.44	616.13	-	1,086
Other Current Liabilities	11,375	11,665	7,949	5,808	2,055	4,088
Long-Term Debt	373.96	406.83	502.65	198.97	166.67	26.29
Long-Term Leases	1,122	1,107	1,225	1,168	-	-
Long-Term Unearned Revenue	12.26	10.58	5.56	2.74	-	-
Other Long-Term Liabilities	8,030	6,505	5,016	3,849	5,254	2,048
Total Liabilities	116,061	106,139	95,477	87,185	79,097	76,201
Common Stock	8,242	8,242	8,160	7,846	6,846	6,224
Retained Earnings	3,065	2,848	2,596	2,652	2,441	2,111
Comprehensive Income & Other	63.5	34.76	73.16	129.52	19.34	27.6
Total Common Equity	11,370	11,125	10,829	10,628	9,307	8,363
Minority Interest	0.44	0.44	0.43	0.41	-	-
Shareholders' Equity	11,371	11,125	10,830	10,628	9,307	8,363
Total Liabilities & Equity	127,432	117,264	106,307	97,814	88,403	84,564
Total Debt	4,122	4,370	5,257	9,931	2,391	1,117
Net Cash (Debt)	11,555	114.41	1,320	2,572	13,620	12,985
Net Cash Growth	15.52%	-91.33%	-48.68%	-81.12%	4.89%	-6.56%
Net Cash Per Share	14.02	0.14	1.60	3.50	18.94	19.80
Filing Date Shares Outstanding	824.19	824.19	824.19	824.19	719.15	719.15
Total Common Shares Outstanding	824.19	824.19	824.19	824.19	719.15	719.15
Book Value Per Share	13.80	13.50	13.14	12.90	12.94	11.63
Tangible Book Value	11,370	11,125	10,829	10,628	9,307	8,316
Tangible Book Value Per Share	13.80	13.50	13.14	12.90	12.94	11.56

Source: S&P Capital IQ. Banks template. Financial Sources.