Standard Bank PLC. (DSE: STANDBANKL)

Standard Bank PLC. Balance Sheet

Financials in millions BDT. Fiscal year is January - December.

Fiscal Year	TTM	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019
Period Ending	Sep 30, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Cash & Equivalents	23,154	18,490	15,961	19,493	7,432	30,529
Investment Securities	7,244	7,400	7,594	7,609	3,450	3,994
Total Investments	7,244	7,400	7,594	7,609	3,450	3,994
Gross Loans	227,822	216,350	199,499	184,373	176,327	174,472
Allowance for Loan Losses	-5,840	-5,368	-4,912	-4,758	-4,533	-3,852
Other Adjustments to Gross Loans	-21,728	-17,100	-16,458	-12,077	-9,397	-9,995
Net Loans	200,254	193,882	178,128	167,538	162,397	160,626
Property, Plant & Equipment	4,614	4,363	4,109	4,178	4,236	4,008
Other Intangible Assets	32.02	31.87	46.2	18.66	30.01	44.2
Accrued Interest Receivable	1,276	1,281	784.24	93.6	23.52	454.33
Other Receivables	486.86	178.4	139.08	13.03	25.12	22.72
Restricted Cash	10,996	14,374	13,447	12,951	29,089	10,932
Other Current Assets	13,535	13,065	12,451	11,847	11,426	10,499
Long-Term Deferred Tax Assets	500.21	467.96	338.84	253.59	119.1	-
Other Long-Term Assets	1,430	1,075	927.52	1,091	1,045	781.84
Total Assets	263,522	254,608	233,925	225,085	219,272	221,890
Accrued Expenses	1,339	1,497	1,185	1,058	860.66	797.74
Interest Bearing Deposits	169,874	167,479	147,433	147,778	147,980	150,293
Non-Interest Bearing Deposits	17,140	16,571	15,825	13,006	12,742	11,974
Total Deposits	187,015	184,050	163,258	160,784	160,722	162,267
Short-Term Borrowings	16,347	16,000	20,466	19,076	12,006	12,511
Current Income Taxes Payable	14,630	13,744	12,867	12,397	11,716	10,471
Accrued Interest Payable	4,442	3,220	2,382	1,802	5,365	5,886
Other Current Liabilities	2,712	3,415	2,301	2,189	2,649	4,826
Long-Term Debt	-	-	-	-	-	79.91
Long-Term Leases	84.67	84.67	129.21	184.98	238.04	-
Long-Term Unearned Revenue	82.36	61.65	43.1	15.97	38.04	267.01
Pension & Post-Retirement Benefits	-0.16	-0.17	0.01	0.01	0.01	100.01
Long-Term Deferred Tax Liabilities	-	-	-	-	-	100.19
Other Long-Term Liabilities	18,181	14,108	13,592	10,326	8,912	8,336
Total Liabilities	244,832	236,180	216,223	207,832	202,507	205,642
Common Stock	11,158	10,886	10,621	10,311	10,060	9,581
Retained Earnings	7,531	7,542	7,082	6,942	6,703	6,583
Comprehensive Income & Other	-	-	-	-	1.71	84.33
Total Common Equity	18,690	18,428	17,702	17,253	16,765	16,248
Minority Interest	0.17	0.17	0.16	0.16	0.15	0.15
Shareholders' Equity	18,690	18,428	17,702	17,253	16,765	16,248
Total Liabilities & Equity	263,522	254,608	233,925	225,085	219,272	221,890
Total Debt	16,431	16,085	20,595	19,261	12,244	12,591
Net Cash (Debt)	6,723	2,405	-4,635	232.79	-4,813	17,938
Net Cash Growth	-	-	-	-	-	51.70%
Net Cash Per Share	6.02	2.16	-4.15	0.21	-4.31	16.08
Filing Date Shares Outstanding	1,116	1,116	1,116	1,116	1,116	1,116
Total Common Shares Outstanding	1,116	1,116	1,116	1,116	1,116	1,116
Book Value Per Share	16.75	16.51	15.86	15.46	15.02	14.56
Tangible Book Value	18,658	18,396	17,656	17,234	16,735	16,204
Tangible Book Value Per Share	16.72	16.49	15.82	15.45	15.00	14.52

Source: S&P Capital IQ. Banks template. Financial Sources.