Standard Islami Bank PLC. (DSE:STANDBANKL)

Standard Islami Bank PLC. Income Statement

Financials in millions BDT. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Mar 31, 2026	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Interest Income on Loans	-	16,876	13,149	12,030	12,087	13,745
Interest Paid on Deposits	-	13,412	9,625	8,261	7,624	11,561
Net Interest Income	-	3,464	3,523	3,769	4,463	2,185
Net Interest Income Growth (YoY)	-	-1.68%	-6.52%	-15.55%	104.28%	-48.59%
Gain (Loss) on Sale of Investments	-	-2,064	-200.89	-14.77	-6.76	-17.24
Other Non-Interest Income	-	5,032	3,583	2,959	1,794	5,616
Total Non-Interest Income	-	2,969	3,382	2,944	1,787	5,598
Non-Interest Income Growth (YoY)	-	-12.23%	14.88%	64.74%	-68.07%	60.88%
Revenues Before Loan Losses	-	6,433	6,906	6,713	6,250	7,783
Provision for Loan Losses	-	36.64	21.27	212.19	305.38	733.26
Revenue	-	6,396	6,884	6,501	5,945	7,050
Revenue Growth (YoY)	-	-7.09%	5.89%	9.36%	-15.68%	-3.29%
Salaries and Employee Benefits	-	2,842	3,280	3,353	2,908	2,942
Occupancy Expenses	-	633.97	604.83	699.07	728.73	662.42
Selling, General & Administrative	-	475.25	451.23	455.4	412.68	473.13
Other Non-Interest Expense	-	418.85	385.95	444.47	517.91	716.25
Total Non-Interest Expense	-	4,370	4,722	4,952	4,567	4,793
EBT Excluding Unusual Items	-	2,026	2,163	1,549	1,377	2,256
Other Unusual Items	-	-	-	-2.81	-	-100.65
Pretax Income	-	2,026	2,163	1,546	1,377	2,156
Income Tax Expense	-	1,198	781.54	424.68	598.81	1,074
Net Income	-	828.39	1,381	1,122	778.61	1,082
Net Income to Common	-	828.39	1,381	1,122	778.61	1,082
Net Income Growth	-	-40.02%	23.11%	44.08%	-28.04%	-28.08%
Basic Shares Outstanding	876	1,116	1,116	1,116	1,116	1,116
Diluted Shares Outstanding	876	1,116	1,116	1,116	1,116	1,116
Shares Change (YoY)	-21.45%	-	-	-	-	-
EPS (Basic)	-	0.74	1.24	1.01	0.70	0.97
EPS (Diluted)	-	0.74	1.24	1.01	0.70	0.97
EPS Growth	-	-40.02%	23.11%	44.08%	-28.04%	-28.08%
Dividend Per Share	-	-	0.244	0.238	0.277	0.225
Dividend Growth	-	-	2.48%	-14.14%	22.98%	-47.50%
Effective Tax Rate	-	59.11%	36.14%	27.46%	43.47%	49.80%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.