Standard Islami Bank PLC. (DSE:STANDBANKL)

Standard Islami Bank PLC. Balance Sheet

Financials in millions BDT. Fiscal year is January - December.

Assets

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Cash & Equivalents	13,002	42,355	28,653	18,490	15,961	19,493
Investment Securities	38,679	9,682	9,754	7,400	7,594	7,609
Total Investments	38,679	9,682	9,754	7,400	7,594	7,609
Gross Loans	211,299	288,238	276,736	216,359	199,499	184,373
Allowance for Loan Losses	-	-8,941	-7,829	-5,368	-4,912	-4,758
Other Adjustments to Gross Loans	-	-69,879	-65,292	-17,109	-16,458	-12,077
Net Loans	211,299	209,418	203,616	193,882	178,128	167,538
Property, Plant & Equipment	3,214	4,758	4,530	4,363	4,109	4,178
Other Intangible Assets	-	13.36	21.71	31.87	46.2	18.66
Accrued Interest Receivable	-	2,485	1,481	1,281	784.24	93.6
Other Receivables	-	38.96	133.34	178.4	139.08	13.03
Restricted Cash	14,458	11,611	11,884	14,374	13,447	12,951
Other Current Assets	-	5,994	9,328	13,065	12,451	11,847
Long-Term Deferred Tax Assets	-	484.08	476.29	467.96	338.84	253.59
Other Long-Term Assets	13,075	1,273	941.54	1,075	927.52	1,091
Total Assets	293,727	288,113	270,819	254,608	233,925	225,085

Liabilities

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Accrued Expenses	-	2,041	1,647	1,497	1,185	1,058
Interest Bearing Deposits	196,295	182,227	172,051	167,479	147,433	147,778
Non-Interest Bearing Deposits	-	17,384	18,089	16,571	15,825	13,006
Total Deposits	196,295	199,611	190,140	184,050	163,258	160,784
Short-Term Borrowings	13,493	28,356	22,303	16,000	20,466	19,076
Current Income Taxes Payable	-	6,384	10,519	13,744	12,867	12,397
Accrued Interest Payable	-	4,591	4,323	3,220	2,382	1,802
Other Current Liabilities	3,310	4,063	3,032	3,415	2,301	2,189
Long-Term Leases	-	17.02	47.12	84.67	129.21	184.98
Long-Term Unearned Revenue	-	87.8	79.9	61.65	43.1	15.97
Pension & Post-Retirement Benefits	-	0.01	-0.17	-0.17	0.01	0.01
Other Long-Term Liabilities	63,295	24,063	20,175	14,108	13,592	10,326
Total Liabilities	276,392	269,215	252,266	236,180	216,223	207,832

Shareholders' Equity

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Common Stock	11,158	11,158	11,158	10,886	10,621	10,311
Retained Earnings	6,176	7,739	7,394	7,542	7,082	6,942
Total Common Equity	17,334	18,897	18,552	18,428	17,702	17,253
Minority Interest	0.16	0.17	0.17	0.17	0.16	0.16
Shareholders' Equity	17,334	18,897	18,553	18,428	17,702	17,253
Total Liabilities & Equity	293,727	288,113	270,819	254,608	233,925	225,085

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Total Debt	13,493	28,373	22,350	16,085	20,595	19,261
Net Cash (Debt)	-490.93	13,982	6,303	2,405	-4,635	232.79
Net Cash Growth	-	121.83%	162.04%	-	-	-
Net Cash Per Share	-0.44	12.53	5.65	2.16	-4.15	0.21
Filing Date Shares Outstanding	1,115	1,116	1,116	1,116	1,116	1,116
Total Common Shares Outstanding	1,115	1,116	1,116	1,116	1,116	1,116
Book Value Per Share	15.55	16.94	16.63	16.51	15.86	15.46
Tangible Book Value	17,334	18,884	18,531	18,396	17,656	17,234
Tangible Book Value Per Share	15.55	16.92	16.61	16.49	15.82	15.45

Data Source: S&P Global Market Intelligence Last updated: Sep 30, 2026

Financial data is provided by S&P Global Market Intelligence and updates within hours after each earnings release, which is every three months for this company.

Update frequency:

Quarterly

Last checked:

Nov 4, 2026

Data Sources Report a data error