Standard Islami Bank PLC. Balance Sheet

Financials in millions BDT. Fiscal year is January - December.

Millions BDT. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	42,355	28,653	18,490	15,961	19,493
Investment Securities	9,682	9,754	7,400	7,594	7,609
Total Investments	9,682	9,754	7,400	7,594	7,609
Gross Loans	288,238	276,736	216,359	199,499	184,373
Allowance for Loan Losses	-8,941	-7,829	-5,368	-4,912	-4,758
Other Adjustments to Gross Loans	-69,879	-65,292	-17,109	-16,458	-12,077
Net Loans	209,418	203,616	193,882	178,128	167,538
Property, Plant & Equipment	4,758	4,530	4,363	4,109	4,178
Other Intangible Assets	13.36	21.71	31.87	46.2	18.66
Accrued Interest Receivable	2,485	1,481	1,281	784.24	93.6
Other Receivables	38.96	133.34	178.4	139.08	13.03
Restricted Cash	11,611	11,884	14,374	13,447	12,951
Other Current Assets	5,994	9,328	13,065	12,451	11,847
Long-Term Deferred Tax Assets	484.08	476.29	467.96	338.84	253.59
Other Long-Term Assets	1,273	941.54	1,075	927.52	1,091
Total Assets	288,113	270,819	254,608	233,925	225,085
Accrued Expenses	2,041	1,647	1,497	1,185	1,058
Interest Bearing Deposits	182,227	172,051	167,479	147,433	147,778
Non-Interest Bearing Deposits	17,384	18,089	16,571	15,825	13,006
Total Deposits	199,611	190,140	184,050	163,258	160,784
Short-Term Borrowings	28,356	22,303	16,000	20,466	19,076
Current Income Taxes Payable	6,384	10,519	13,744	12,867	12,397
Accrued Interest Payable	4,591	4,323	3,220	2,382	1,802
Other Current Liabilities	4,063	3,032	3,415	2,301	2,189
Long-Term Leases	17.02	47.12	84.67	129.21	184.98
Long-Term Unearned Revenue	87.8	79.9	61.65	43.1	15.97
Pension & Post-Retirement Benefits	0.01	-0.17	-0.17	0.01	0.01
Other Long-Term Liabilities	24,063	20,175	14,108	13,592	10,326
Total Liabilities	269,215	252,266	236,180	216,223	207,832
Common Stock	11,158	11,158	10,886	10,621	10,311
Retained Earnings	7,739	7,394	7,542	7,082	6,942
Total Common Equity	18,897	18,552	18,428	17,702	17,253
Minority Interest	0.17	0.17	0.17	0.16	0.16
Shareholders' Equity	18,897	18,553	18,428	17,702	17,253
Total Liabilities & Equity	288,113	270,819	254,608	233,925	225,085
Total Debt	28,373	22,350	16,085	20,595	19,261
Net Cash (Debt)	13,982	6,303	2,405	-4,635	232.79
Net Cash Growth	121.83%	162.04%	-	-	-
Net Cash Per Share	12.53	5.65	2.16	-4.15	0.21
Filing Date Shares Outstanding	1,116	1,116	1,116	1,116	1,116
Total Common Shares Outstanding	1,116	1,116	1,116	1,116	1,116
Book Value Per Share	16.94	16.63	16.51	15.86	15.46
Tangible Book Value	18,884	18,531	18,396	17,656	17,234
Tangible Book Value Per Share	16.92	16.61	16.49	15.82	15.45