Standard Islami Bank PLC. (DSE:STANDBANKL)

Standard Islami Bank PLC. Cash Flow Statement

Financials in millions BDT. Fiscal year is January - December.

Fiscal Year	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Net Income	828.39	1,381	1,122	778.61	1,082
Depreciation & Amortization	170.06	195.63	250.89	304.87	279.24
Other Amortization	10.31	14.7	14.85	11.85	14.19
Gain (Loss) on Sale of Assets	0.28	-	0.33	0.19	0.16
Gain (Loss) on Sale of Investments	2,064	200.89	39.95	442.55	-
Provision for Credit Losses	36.64	21.27	38.53	-	959.44
Change in Trading Asset Securities	-2,355	194.29	14.77	-4,223	460.73
Change in Other Net Operating Assets	-5,123	-17,926	-6,101	-2,688	-4,060
Other Operating Activities	-150.53	-814.71	-1,670	-3,763	-460.74
Operating Cash Flow	-4,519	-16,733	-6,290	-9,136	-1,725
Capital Expenditures	-121.97	-110.48	-78.14	-83.83	-47.76
Sale of Property, Plant and Equipment	0.28	-	0.33	0.19	0.16
Investing Cash Flow	-121.69	-110.48	-77.81	-83.65	-47.6
Long-Term Debt Issued	3,500	-	-	6,000	3,450
Long-Term Debt Repaid	-1,790	-1,050	-800	-1,200	-1,200
Net Debt Issued (Repaid)	1,710	-1,050	-800	4,800	2,250
Common Dividends Paid	-272.16	-265.52	-318.62	-251.5	-479.04
Net Increase (Decrease) in Deposit Accounts	8,823	20,791	3,804	342.98	-5,308
Other Financing Activities	-	-	-	-	0
Financing Cash Flow	10,261	19,476	2,685	4,891	-3,537
Foreign Exchange Rate Adjustments	2,053	824.82	645.46	252.12	368.37
Net Cash Flow	7,673	3,457	-3,037	-4,076	-4,940
Free Cash Flow	-4,641	-16,844	-6,368	-9,220	-1,772
Free Cash Flow Margin	-72.56%	-244.67%	-97.96%	-155.09%	-25.14%
Free Cash Flow Per Share	-4.16	-15.10	-5.71	-8.26	-1.59
Cash Interest Paid	11,548	8,788	7,681	11,187	12,082
Cash Income Tax Paid	815.51	374.35	638.21	530.91	1,028

Source: S&P Global Market Intelligence. Banks template. Financial Sources.