Standard Islami Bank PLC. Cash Flow Statement

Financials in millions BDT. Fiscal year is January - December.

Millions BDT. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Income	649.31	804.61	828.39	1,381	1,122	778.61
Depreciation & Amortization	167.66	167.42	170.06	195.63	250.89	304.87
Other Amortization	8.71	8.71	10.31	14.7	14.85	11.85
Gain (Loss) on Sale of Assets	8.14	8.21	0.28	-	0.33	0.19
Gain (Loss) on Sale of Investments	214.58	564.59	2,064	200.89	39.95	442.55
Provision for Credit Losses	47.59	47.59	36.64	21.27	38.53	-
Change in Trading Asset Securities	66.56	72.41	-2,355	194.29	14.77	-4,223
Change in Other Net Operating Assets	-1,483	615.82	-5,123	-17,926	-6,101	-2,688
Other Operating Activities	-910.39	-1,016	-150.53	-814.71	-1,670	-3,763
Operating Cash Flow	-1,231	1,274	-4,519	-16,733	-6,290	-9,136
Capital Expenditures	-68.65	-72.82	-121.97	-110.48	-78.14	-83.83
Sale of Property, Plant and Equipment	8.14	8.21	0.28	-	0.33	0.19
Investing Cash Flow	-60.51	-64.61	-121.69	-110.48	-77.81	-83.65
Long-Term Debt Issued	-	-	3,500	-	-	6,000
Long-Term Debt Repaid	-	-990	-1,790	-1,050	-800	-1,200
Net Debt Issued (Repaid)	-990	-990	1,710	-1,050	-800	4,800
Common Dividends Paid	-	-	-272.16	-265.52	-318.62	-251.5
Net Increase (Decrease) in Deposit Accounts	1,730	11,410	8,823	20,791	3,804	342.98
Financing Cash Flow	739.78	10,420	10,261	19,476	2,685	4,891
Foreign Exchange Rate Adjustments	1,629	1,799	2,053	824.82	645.46	252.12
Net Cash Flow	1,078	13,429	7,673	3,457	-3,037	-4,076
Free Cash Flow	-1,299	1,201	-4,641	-16,844	-6,368	-9,220
Free Cash Flow Margin	-24.54%	21.15%	-72.56%	-244.67%	-97.96%	-155.09%
Free Cash Flow Per Share	-1.16	1.08	-4.16	-15.10	-5.71	-8.26
Cash Interest Paid	15,617	15,689	11,548	8,788	7,681	11,187
Cash Income Tax Paid	-	-1,814	815.51	374.35	638.21	530.91