ageas SA/NV (EBR:AGS)
Belgium · Delayed Price · Currency is EUR 75.50
+0.75 (1.00%)
Aug 31, 2026, 5:35 PM CET
ageas Financials Overview
Financials in millions EUR. Fiscal year is January - December.
Millions EUR. Fiscal year is Jan - Dec.
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Revenue Revenue Growth | 10,643 | 9,429 | 8,510 | 7,529 | 6,991 | 13,459 |
Revenue Growth | 12.88% | 10.80% | 13.03% | 7.70% | -48.06% | 12.65% |
Operating Income Operating Income Growth | 932 | 1,001 | 976 | 1,018 | 725 | 1,218 |
Net Income Net Income Growth | 1,881 | 1,712 | 1,118 | 953 | 1,097 | 845 |
Earnings Per Share EPS Growth | 9.67 | 9.09 | 6.09 | 5.19 | 5.95 | 4.52 |
EPS Growth | 6.43% | 49.26% | 17.37% | -12.80% | 31.64% | -25.41% |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Life Life Growth | 2,691 | 2,577 | 2,611 | 2,545 | 2,035 | 8,906 |
Non-Life Non-Life Growth | 7,617 | 6,804 | 5,851 | 4,962 | 4,784 | 4,662 |
General Account General Account Growth | - | 82 | 90 | 72 | 200 | -66 |
Group Eliminations Group Eliminations Growth | - | -34 | -38 | -62 | -35 | -53 |
Total Total Growth | 10,356 | 9,429 | 8,514 | 7,517 | 6,984 | 13,449 |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash & Investments Cash & Investments Growth | 2,384 | 3,102 | 2,076 | 1,875 | 1,176 | 1,937 |
Total Debt Total Debt Growth | 9,012 | 8,928 | 6,359 | 6,765 | 6,248 | 6,378 |
Net Cash (Debt) Net Cash Growth | -6,628 | -5,826 | -4,283 | -4,890 | -5,072 | -4,441 |
Net Cash Growth | - | - | - | - | - | - |
Net Cash Per Share Net Cash Per Share Growth | -34.11 | -30.95 | -23.33 | -26.60 | -27.52 | -23.76 |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Operating Cash Flow Operating Cash Flow Growth | 3,447 | 2,898 | 1,045 | 121 | 1,019 | -1,065 |
Capital Expenditures CapEx Growth | -266 | -187 | -243 | -146 | -82 | -50 |
Free Cash Flow Free Cash Flow Growth | 3,181 | 2,711 | 802 | -25 | 937 | -1,115 |
Free Cash Flow Growth | 17.34% | 238.03% | - | - | - | - |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Operating Margin | 8.76% | 10.62% | 11.47% | 13.52% | 10.37% | 9.05% |
Pretax Margin | 21.61% | 23.04% | 18.51% | 18.97% | 21.30% | 9.15% |
Profit Margin | 17.67% | 18.16% | 13.14% | 12.66% | 15.69% | 6.28% |
FCF Margin | 29.89% | 28.75% | 9.42% | -0.33% | 13.40% | -8.28% |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Aug '26 Aug 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Dividend Per Share Dividend Per Share Growth | 3.750 | 3.750 | 3.500 | 3.250 | 3.000 | 2.750 |
Dividend Per Share Growth | 7.14% | 7.14% | 7.69% | 8.33% | 9.09% | 3.77% |
Dividend Yield | 5.02% | 6.42% | 7.98% | 9.29% | 8.60% | 7.69% |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Aug '26 Aug 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
PE Ratio | 7.73 | 6.66 | 7.64 | 7.58 | 6.98 | 10.03 |
Forward PE | 8.58 | 8.12 | 6.39 | 6.03 | 7.97 | 8.83 |
P/FCF Ratio | 4.92 | 4.21 | 10.65 | - | 8.17 | - |
PS Ratio | 1.47 | 1.21 | 1.00 | 0.96 | 1.10 | 0.63 |