ageas SA/NV (EBR:AGS)
Belgium · Delayed Price · Currency is EUR 71.75
+0.95 (1.34%)
Jul 22, 2026, 10:02 AM CET
ageas Income Statement
Financials in millions EUR. Fiscal year is January - December.
Millions EUR. Fiscal year is Jan - Dec.
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Premiums Earned | 8,063 | 7,371 | 6,437 | 6,029 | 8,533 |
Investment Income | 3,177 | 2,962 | 2,813 | 2,477 | 2,427 |
Total Other Revenues | 831 | 1,075 | 1,053 | -452 | 2,348 |
| 12,071 | 11,408 | 10,303 | 8,054 | 13,308 | |
Revenue Growth (YoY) | 5.81% | 10.72% | 27.92% | -39.48% | 10.51% |
Insurance Benefits & Claims | 8,773 | 8,457 | 7,581 | 5,614 | 9,043 |
Policy Amortization Costs | - | - | - | - | 1,213 |
Other Operating Expenses | 1,961 | 1,654 | 1,458 | 1,306 | 2,147 |
Operating Income | 1,337 | 1,297 | 1,264 | 1,134 | 905 |
Interest Expense | -288 | -286 | -275 | -153 | -138 |
Other Non-Operating Income (Expense) | 1,123 | 564 | 439 | 508 | 464 |
Total Non-Operating Income (Expense) | 835 | 278 | 164 | 355 | 326 |
Pretax Income | 2,172 | 1,575 | 1,428 | 1,489 | 1,231 |
Provision for Income Taxes | 262 | 266 | 251 | 205 | 215 |
Net Income | 1,910 | 1,309 | 1,177 | 1,284 | 1,016 |
Minority Interest in Earnings | 198 | 191 | 224 | 187 | 171 |
Net Income to Common | 1,712 | 1,118 | 953 | 1,097 | 845 |
Net Income Growth | 53.13% | 17.31% | -13.13% | 29.82% | -25.94% |
Shares Outstanding (Basic) | 188 | 183 | 184 | 184 | 187 |
Shares Outstanding (Diluted) | 188 | 184 | 184 | 184 | 187 |
Shares Change (YoY) | 2.54% | -0.13% | -0.27% | -1.38% | -0.63% |
EPS (Basic) | 9.10 | 6.10 | 5.19 | 5.96 | 4.52 |
EPS (Diluted) | 9.09 | 6.09 | 5.19 | 5.95 | 4.52 |
EPS Growth | 49.26% | 17.34% | -12.77% | 31.64% | -25.41% |
Free Cash Flow | 2,560 | 706 | -281 | 775 | -1,492 |
Free Cash Flow Growth | 262.61% | - | - | - | - |
Free Cash Flow Per Share | 13.60 | 3.85 | -1.53 | 4.20 | -7.98 |
Dividends Per Share | 3.750 | 3.500 | 3.250 | 3.000 | 2.750 |
Dividend Growth | 7.14% | 7.69% | 8.33% | 9.09% | 3.77% |
Operating Margin | 11.08% | 11.37% | 12.27% | 14.08% | 6.80% |
Profit Margin | 15.82% | 11.47% | 11.42% | 15.94% | 7.63% |
FCF Margin | 21.21% | 6.19% | -2.73% | 9.62% | -11.21% |
EBITDA | 1,694 | 1,607 | 1,606 | 1,523 | 1,738 |
EBITDA Margin | 14.03% | 14.09% | 15.59% | 18.91% | 13.06% |
EBIT | 1,337 | 1,297 | 1,264 | 1,134 | 905 |
EBIT Margin | 11.08% | 11.37% | 12.27% | 14.08% | 6.80% |
Effective Tax Rate | 12.06% | 16.89% | 17.58% | 13.77% | 17.47% |