ageas SA/NV (EBR:AGS)

Belgium · Delayed Price · Currency is EUR

72.90

-0.95 (-1.29%)

Aug 11, 2026, 11:58 AM CET

ageas Financials Overview

Financials in millions EUR. Fiscal year is January - December.

Millions EUR. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Revenue	12,071	12,071	11,408	10,303	8,054	13,308
Revenue Growth	12.21%	5.81%	10.72%	27.92%	-39.48%	10.51%
Operating Income	1,337	1,337	1,297	1,264	1,134	905
Net Income	677	1,712	1,118	953	1,097	845
Earnings Per Share	9.09	9.09	6.09	5.19	5.95	4.52
EPS Growth	28.39%	49.26%	17.34%	-12.77%	31.64%	-25.41%

Revenue by Segment

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Group Eliminations	-34	-34	-38	-62	-35	-53
Life	2,577	2,577	2,611	2,545	2,035	8,906
Non-Life	6,804	6,804	5,851	4,962	4,784	4,662
General Account	82	82	90	72	200	-66
Total	9,429	9,429	8,514	7,517	6,984	13,449

Cash & Debt

Selected indicators aren't available for this stock.

Cash Flow & CapEx

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Operating Cash Flow	2,898	2,898	1,045	121	1,019	-1,065
Capital Expenditures	-338	-338	-339	-402	-244	-427
Free Cash Flow	2,560	2,560	706	-281	775	-1,492
Free Cash Flow Growth	73.91%	262.61%	-	-	-	-

Margins

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Operating Margin	11.08%	11.08%	11.37%	12.27%	14.08%	6.80%
Pretax Margin	17.99%	17.99%	13.81%	13.86%	18.49%	9.25%
Profit Margin	15.82%	15.82%	11.47%	11.42%	15.94%	7.63%
FCF Margin	21.21%	21.21%	6.19%	-2.73%	9.62%	-11.21%

Dividends

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Aug '26 Aug 11, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Dividend Per Share	3.750	3.750	3.500	3.250	3.000	2.750
Dividend Per Share Growth	7.14%	7.14%	7.69%	8.33%	9.09%	3.77%
Dividend Yield	5.04%	5.84%	6.79%	7.48%	10.03%	5.70%

Valuation

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Aug '26 Aug 11, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
PE Ratio	8.12	6.58	7.70	7.57	6.96	10.08
Forward PE	9.39	8.12	6.39	6.03	7.97	8.83
P/FCF Ratio	5.20	4.46	12.10	-	9.82	-
PS Ratio	1.49	0.94	0.75	0.70	0.94	0.64