ageas SA/NV (EBR:AGS)
Belgium · Delayed Price · Currency is EUR 75.50
+0.75 (1.00%)
Aug 31, 2026, 5:35 PM CET
ageas Cash Flow Statement
Financials in millions EUR. Fiscal year is January - December.
Millions EUR. Fiscal year is Jan - Dec.
Operating Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Income | 1,881 | 1,712 | 1,118 | 953 | 1,097 | 845 |
Depreciation & Amortization | 417 | 366 | 316 | 31 | 377 | 393 |
Other Amortization | 23 | 23 | 20 | 15 | 12 | 440 |
Gain (Loss) on Sale of Assets | - | - | - | - | - | -120 |
Gain (Loss) on Sale of Investments | 48 | -18 | 14 | 26 | 61 | -145 |
Stock-Based Compensation | 13 | 6 | 5 | -2 | 3 | 7 |
Change in Accounts Receivable | 1,688 | 1,524 | -84 | -943 | - | - |
Reinsurance Recoverable | -233 | -375 | -279 | -169 | -176 | -57 |
Change in Income Taxes | -265 | -199 | -189 | -226 | -160 | - |
Change in Insurance Reserves / Liabilities | 185 | -17 | -252 | -415 | 605 | 322 |
Change in Other Net Operating Assets | 103 | 51 | -155 | 20 | -1,329 | -2,726 |
Other Operating Activities | 837 | 803 | 1,077 | 1,234 | 1,030 | 216 |
Operating Cash Flow | 3,447 | 2,898 | 1,045 | 121 | 1,019 | -1,065 |
Operating Cash Flow Growth | 88.67% | 177.32% | 763.64% | -88.13% | - | - |
Investing Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Capital Expenditures | -266 | -187 | -243 | -146 | -82 | -50 |
Sale of Property, Plant & Equipment | 69 | 71 | 3 | 21 | 21 | 24 |
Purchase / Sale of Intangible Assets | -84 | -134 | -158 | -90 | -66 | -97 |
Cash Acquisitions | -1,762 | -1,579 | -64 | -91 | -493 | -233 |
Investment in Securities | -2,135 | -1,540 | 903 | 958 | -271 | 1,796 |
Other Investing Activities | -231 | 166 | -501 | 538 | -15 | 23 |
Investing Cash Flow | -3,755 | -2,686 | 93 | 1,353 | -617 | 1,439 |
Financing Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Long-Term Debt Issued | - | 1,430 | 175 | 34 | 34 | - |
Total Debt Repaid | -376 | -271 | -240 | -117 | -167 | - |
Net Debt Issued (Repaid) | 693 | 1,159 | -65 | -83 | -133 | - |
Issuance of Common Stock | 1,110 | 544 | - | - | - | - |
Repurchases of Common Stock | -20 | -125 | -75 | - | -93 | -59 |
Common Dividends Paid | -763 | -657 | -584 | -540 | -765 | -485 |
Other Financing Activities | -1,882 | -58 | -228 | -242 | -268 | -140 |
Financing Cash Flow | -862 | 863 | -952 | -865 | -1,259 | -684 |
Net Cash Flow
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Foreign Exchange Rate Adjustments | -9 | -49 | 15 | 1 | -20 | 6 |
Net Cash Flow | -1,179 | 1,026 | 201 | 610 | -877 | -304 |
Free Cash Flow
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Free Cash Flow | 3,181 | 2,711 | 802 | -25 | 937 | -1,115 |
Free Cash Flow Growth | 101.71% | 238.03% | - | - | - | - |
Free Cash Flow Margin | 29.89% | 28.75% | 9.42% | -0.33% | 13.40% | -8.28% |
Free Cash Flow Per Share | 16.37 | 14.40 | 4.37 | -0.14 | 5.08 | -5.97 |
Levered Free Cash Flow | -2,190 | -1,145 | -560.63 | -1,399 | -27,056 | 1,606 |
Unlevered Free Cash Flow | -2,012 | -995.38 | -410 | -1,255 | -26,972 | 1,681 |
Additional Metrics
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash Interest Paid | 316 | 285 | 294 | 242 | 174 | 142 |
Cash Income Tax Paid | 265 | 199 | 189 | 226 | 160 | 263 |
Change in Working Capital | 1,478 | 984 | -959 | -1,733 | -1,060 | -2,461 |