EGX:ADIB Income Statement

Financials in millions EGP. Fiscal year is January - December.

Millions EGP. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	55,019	49,262	36,944	19,534	11,036	8,198
Interest Income on Investments	9.17	6.31	5.42	5.2	2.69	4.82
Total Interest Income	55,028	49,269	36,950	19,539	11,039	8,203
Interest Paid on Deposits	32,174	29,110	21,692	10,609	6,214	4,582
Net Interest Income	22,854	20,159	15,258	8,929	4,825	3,621
Net Interest Income Growth	28.56%	32.12%	70.87%	85.06%	33.26%	13.37%
Income From Trading Activities	651.41	546.57	708.71	291.15	163.45	83.97
Gain (Loss) on Sale of Assets	81.82	110.21	19.78	42.4	1.5	1.29
Gain (Loss) on Sale of Investments	52.55	9.16	-	0.01	27.44	88.16
Other Non-Interest Income	2,883	2,730	1,895	1,558	1,040	554.21
Total Non-Interest Income	3,669	3,396	2,624	1,892	1,232	727.63
Non-Interest Income Growth	19.51%	29.43%	38.67%	53.54%	69.36%	8.30%
Revenues Before Loan Losses	26,523	23,554	17,882	10,821	6,057	4,348
Provision for Loan Losses	784.05	1,514	2,171	1,634	832.46	175.67
Revenue	25,739	22,040	15,711	9,188	5,225	4,173
Revenue Growth	37.50%	40.28%	71.00%	75.84%	25.22%	21.98%
Selling, General & Administrative	4,391	3,680	2,792	2,058	1,647	1,549
Other Non-Interest Expense	1,739	1,039	769.08	678.85	304.34	369.93
Total Non-Interest Expense	5,951	4,558	3,421	2,652	1,919	1,883
EBT Excluding Unusual Items	19,788	17,482	12,290	6,535	3,306	2,290
Asset Writedown	-	-	-	-	-	-3.67
Pretax Income	19,776	17,482	12,290	6,535	3,306	2,281
Income Tax Expense	5,858	4,881	3,274	1,862	1,111	807.48
Earnings From Continuing Operations	13,918	12,601	9,016	4,674	2,196	1,473
Earnings From Discontinued Operations	-	-	-	-	-5.81	-22.86
Minority Interest in Earnings	-17.91	-12.38	-7.01	-3.19	6.63	2.61
Net Income	13,900	12,589	9,009	4,671	2,196	1,453
Net Income to Common	13,900	12,589	9,009	4,671	2,196	1,453
Net Income Growth	30.39%	39.73%	92.88%	112.65%	51.15%	21.87%
Basic Shares Outstanding	1,457	1,119	1,285	1,077	709	575
Diluted Shares Outstanding	1,457	1,119	1,285	1,077	709	575
Shares Change	30.87%	-12.93%	19.28%	51.86%	23.48%	2.59%
EPS (Basic)	9.54	11.25	7.01	4.33	3.10	2.53
EPS (Diluted)	9.54	11.25	7.01	4.33	3.10	2.53
EPS Growth	-0.37%	60.48%	61.71%	40.03%	22.40%	18.79%

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Effective Tax Rate	29.62%	27.92%	26.64%	28.48%	33.59%	35.40%